Relationship First^SM Savings

Relationship First^SM Savings is similar to our Relationship First Checking in that it rewards you for maintaining a high combined balance** (total dollar amount of all your First Horizon accounts).

Interest is compounded monthly and posted to your account monthly. You receive penalty-free withdrawals when average daily balance requirements are met. Plus, you have no-penalty access to your savings¹.

• Tiered money market interest rates based on your daily balance
• Check writing for easy access to your money¹
• May be linked to a Relationship First Checking account to provide 24-hour access to funds through ATMs
• Automatic savings - customers may elect to have regular transfers made automatically
• FDIC insured up to $100,000
• Accessible via Banking Online or ATM

Please contact the First Horizon Financial Center nearest you for rates.

The account balance determines the APY* paid for all funds in the account.

There is no fee for Relationship First Savings for customers who also have a Relationship First or Priority Choices Checking account in good standing. For other customers, the monthly fee for Relationship First Savings is $9.00 if you have less than $5,000 in combined balances. If the combined balance meets or exceeds $5,000, the Relationship First Savings monthly fee will not be charged.

For additional rate, fee and cost information, please refer to the Depositor Agreement and Disclosure Statement. To view or print, use Adobe® Reader®. Select the image below to download a free copy.

*Annual Percentage Yield effective March 1, 2006 and subject to change. If you have any questions, call (888) 382-6654.

**Combined balance includes: checking, savings, CDs, IRAs, installment loans, student loans, credit cards, home equity lines of credit and certain investments, and annualized First Horizon mortgage payments.

¹Federal law requires that we convert a savings account to a checking account if you exceed six preauthorized or automatic transfers per month, or three such transactions by check or similar order payable to a third party.