Karen Hackney
Mortgage Loan Originator
Experience
- Working in the financial services industry since 1991
- Currently focused on providing conventional fixed-rate and adjustable-rate loans, VA loans, first-time homebuyer financing options, affordable housing solutions, specialty financing for licensed medical physicians or dentists, construction-to-permanent financing and jumbo financing
Education
- University of Tennessee, B.S.
PROFESSIONAL AFFILIATIONS/LICENSES
- Nationwide Mortgage Licensing System & Registry (NMLS) # 659295
- Women’s Council of Realtors
What clients are saying
SStanley J. K. J.Mount Pleasant - SCPosted on 2026-05-15T19:10:18.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyWe love our First Horizon team, we always feel "taken care of" from start to finish. You make the process fairly easy & continue to reassure us throughout the entire process.KKarla E. S.Maryville - TNPosted on 2026-05-15T15:39:36.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyCommunication was clear and quick. There were no delays in the process and the closing was smooth.JJonathan W. A.Knoxville - TNPosted on 2026-05-12T01:05:33.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren single handedly made the experience great. If it were not for her, I would have chosen another bank. She is professional, available, responsive. I cant tell her thank you enough.PPatrick A.Knoxville - TNPosted on 2026-06-16T12:46:21.000Z5.0 ★ ★ ★ ★ ★forKaren Hackneyand smooth experience. Received a great rate.JJonathan J.Knoxville - TNPosted on 2026-06-08T19:29:39.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyWe truly appriciate everyone who worked with us at First Horizon.JJacob Z.Knoxville - TNPosted on 2026-06-07T11:54:24.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThe First Horizon team was excellent throughout out homebuying process. Karen and April were always responsive and provided timely clear communication at each stage of application and underwriting. The ability for us to email or call a representative we were familiar with was priceless. Would recommend the Karen and the First Horizon team to any homebuyers in the market for mortgage assistance.KKatherine C. J.Knoxville - TNPosted on 2026-06-03T15:56:49.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyEverythingEErynn Z.Knoxville - TNPosted on 2026-06-03T14:24:53.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyCommunication and instructions were clear throughout the entire process. Timeliness was outstanding and it made this entire process so easy.JJuan J. T. M.Baton Rouge - LAPosted on 2026-06-02T16:30:11.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren has been absolutely on top of everything and being very patient with me as first time home buyer. THANK YOU KAREN!TTeresa C. B.Louisville - TNPosted on 2026-06-02T13:03:44.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThank you Karen You were always available, always ready with great direction & guidance The process is complete with you DirectingTThomas J. B.Louisville - TNPosted on 2026-05-27T12:10:49.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyMs. Karen anwered all my questions and went above and beyond to ease the process. Many thanks. Jackson BowenLLisa L. A.Knoxville - TNPosted on 2026-05-26T12:37:09.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyHhgghhhbbhhBBenjamin B. S.Maryville - TNPosted on 2026-05-12T19:47:50.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyEasy and convenient from start to finishPPaige M. B. C.Knoxville - TNPosted on 2026-05-04T01:07:47.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyI so appreciated Karen and April's communication throughout; they were so timely and professional and I trusted that they had our best interest at heart during the process. Thank you!!CChristopher S. S.Knoxville - TNPosted on 2026-05-01T12:26:11.000Z5.0 ★ ★ ★ ★ ★forKaren Hackneyand the entire first horizon team continually went above and beyond. I can't say getting a mortgage was a pleasant process, but they made it as easy as possible and always ere and supportive in addition to being helpful. nd supportive in addition to being helpful.GGabriela H.Vestavia - ALPosted on 2026-04-16T13:51:05.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyGreat fianncing options. We met our deadlines.LLeslie D. S.Fairhope - ALPosted on 2026-03-12T00:47:17.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren is so easy to work with- she is straightforward and always willling to answer any and all questions. She (and her team) make the process as easy as possibl.TTimothy W. B.Maryville - TNPosted on 2026-03-03T14:10:01.000Z4.0 ★ ★ ★ ★forKaren HackneyIt took 3 months, the number of documents required seemed a little excessive.EEric D.Rocky Top - TNPosted on 2026-02-24T04:03:19.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyAll great ....BBethany C.Pea Ridge - ARPosted on 2026-02-20T15:57:01.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyResponsive staffMMihaela S.Bradenton - FLPosted on 2026-02-16T14:38:52.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was great and very helpful!TThomas E. D.Piggott - ARPosted on 2026-01-19T14:15:39.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and her team are absolutely on top of everythin, making this an excellent experienc.MMatthew M. C.Knoxville - TNPosted on 2026-01-19T13:51:27.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyReally enjoyed working with Karen and Kim. Great communication. They simplified everything.RRebekah B.Bulls Gap - TNPosted on 2026-01-09T16:46:25.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyEasy process and great service.PPanda D. J.Corryton - TNPosted on 2025-12-19T14:40:00.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and her team was phenomenal to work with. They quickly answered any questions we had . We had no issues whatsoever. Excellent experience!AAdam C. J.Corryton - TNPosted on 2025-12-19T14:16:57.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThe whole team was very kind and worked well to answer our questionsCCaitlin A. T.Knoxville - TNPosted on 2025-12-16T14:59:03.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThe team made it easy and kept us on track.LLucas W.Maryville - TNPosted on 2025-12-05T13:12:12.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was great and answered all our questions quickly.MMichael C. W. I.Maryville - TNPosted on 2025-12-03T13:12:12.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and her team were very kind and prompt. This helped make our home buying experience easy and smooth!AAndrew R.Knoxville - TNPosted on 2025-12-01T22:48:29.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyGood quick communication and ease of processLLinda L. V.Knoxville - TNPosted on 2025-11-26T18:33:00.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was easy to reach and answered my questions without issues. Always very nice and professional . Very helpful with the online work too.CCarl L. B. J.Knoxville - TNPosted on 2025-11-18T15:11:42.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyPeople make it easySShirley R. B.Knoxville - TNPosted on 2025-11-14T14:00:44.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyEase of working with someone localAAlyson L. H.Dandridge - TNPosted on 2025-11-11T17:50:36.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThank You for your helpMMaan H.Marietta - GAPosted on 2025-11-09T12:29:05.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyMy experience was outstanding thanks to Ms. Hackney. She is incredibly passionate, patient, and an excellent communicator. I’m a returning customer—Ms. Hackney was my loan officer for my previous mortgage in 2022. This time, I didn’t even consider any other banks like I did before; I knew right away who I wanted to work with. Our closing process needed to move quickly, and Ms. Hackney went above and beyond to ensure everything was completed on time. She is highly organized, honest, and exceptionally skilled at what she does. She’s the kind of professional every customer hopes to work with. First Horizon and its clients are truly fortunate to have her. Hats off to Ms. Hackney—I hope she continues to deliver the same level of excellence in helping families achieve their homeownership dreams. We wish her all the best, and for our future needs, she won’t just be our first choice—she’ll be our only choice.JJames R. H.Sharps Chapel - TNPosted on 2025-10-31T15:51:29.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and the entire First Horizon team were very helpful, from the beginning of the process all the way through to the loan closing. Kim (Jarrard) and Karen work very well as a team. This particular arraingement had some unique challenges which Kim and Karen patiently worhed through to achieve a positive result. Thx ... much appriaciated.VVictoria L. H.Sharps Chapel - TNPosted on 2025-10-25T01:00:18.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was very helpful and always a step a head.RROBERT J. B.Greeneville - TNPosted on 2025-10-21T16:02:28.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThe lines of communication--quick and timely. The extensive explanations requested and given-I needed them. Overall, Ms. Hackney was very gracious.SSilver K.Etowah - TNPosted on 2025-10-14T22:04:23.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyMy poor experience was entirely unrelated to Karen Hackney, if it wasn't for her at the end I would've pulled out of this process and initiated it with a different lender. I was uninformed and improperly educated from the previous loan officer assigned to me prior to Karen. He misguided me and didn't prepare me properly. The approval process was an absolute nightmare and I was blindsided on a regular basis and I had to make multiple phone calls and emails to get things done in a timely manner. And lastly it was days before closing that I was blindsided again with the reserve funds. If it wasn't for Karen taking over my loan and tirelessly working to clean up the previous mess this would not have been made possible. Karen was wonderful and saved the day, but everyone else involved was beyond subpar and incredibly unorganized. Thanks to Karen I am in a dream home and able to start the next chapter of my life as a doctor. I'm very thankful that she took the time to properly educate me and prepare me for the first time home buying process.PPhilip G. M. J.Knoxville - TNPosted on 2025-10-04T22:07:37.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKim Jarrard is an all star
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- SStanley J. K. J.Mount Pleasant - SCPosted on 2026-05-15T19:10:18.000Z5.0forKaren HackneyWe love our First Horizon team, we always feel "taken care of" from start to finish. You make the process fairly easy & continue to reassure us throughout the entire process.
- KKarla E. S.Maryville - TNPosted on 2026-05-15T15:39:36.000Z5.0forKaren HackneyCommunication was clear and quick. There were no delays in the process and the closing was smooth.
- JJonathan W. A.Knoxville - TNPosted on 2026-05-12T01:05:33.000Z5.0forKaren HackneyKaren single handedly made the experience great. If it were not for her, I would have chosen another bank. She is professional, available, responsive. I cant tell her thank you enough.
- PPatrick A.Knoxville - TNPosted on 2026-06-16T12:46:21.000Z5.0forKaren Hackneyand smooth experience. Received a great rate.
- JJonathan J.Knoxville - TNPosted on 2026-06-08T19:29:39.000Z5.0forKaren HackneyWe truly appriciate everyone who worked with us at First Horizon.
- JJacob Z.Knoxville - TNPosted on 2026-06-07T11:54:24.000Z5.0forKaren HackneyThe First Horizon team was excellent throughout out homebuying process. Karen and April were always responsive and provided timely clear communication at each stage of application and underwriting. The ability for us to email or call a representative we were familiar with was priceless. Would recommend the Karen and the First Horizon team to any homebuyers in the market for mortgage assistance.
- KKatherine C. J.Knoxville - TNPosted on 2026-06-03T15:56:49.000Z5.0forKaren HackneyEverything
- EErynn Z.Knoxville - TNPosted on 2026-06-03T14:24:53.000Z5.0forKaren HackneyCommunication and instructions were clear throughout the entire process. Timeliness was outstanding and it made this entire process so easy.
- JJuan J. T. M.Baton Rouge - LAPosted on 2026-06-02T16:30:11.000Z5.0forKaren HackneyKaren has been absolutely on top of everything and being very patient with me as first time home buyer. THANK YOU KAREN!
- TTeresa C. B.Louisville - TNPosted on 2026-06-02T13:03:44.000Z5.0forKaren HackneyThank you Karen You were always available, always ready with great direction & guidance The process is complete with you Directing
- TThomas J. B.Louisville - TNPosted on 2026-05-27T12:10:49.000Z5.0forKaren HackneyMs. Karen anwered all my questions and went above and beyond to ease the process. Many thanks. Jackson Bowen
- LLisa L. A.Knoxville - TNPosted on 2026-05-26T12:37:09.000Z5.0forKaren HackneyHhgghhhbbhh
- BBenjamin B. S.Maryville - TNPosted on 2026-05-12T19:47:50.000Z5.0forKaren HackneyEasy and convenient from start to finish
- PPaige M. B. C.Knoxville - TNPosted on 2026-05-04T01:07:47.000Z5.0forKaren HackneyI so appreciated Karen and April's communication throughout; they were so timely and professional and I trusted that they had our best interest at heart during the process. Thank you!!
- CChristopher S. S.Knoxville - TNPosted on 2026-05-01T12:26:11.000Z5.0forKaren Hackneyand the entire first horizon team continually went above and beyond. I can't say getting a mortgage was a pleasant process, but they made it as easy as possible and always ere and supportive in addition to being helpful. nd supportive in addition to being helpful.
- GGabriela H.Vestavia - ALPosted on 2026-04-16T13:51:05.000Z5.0forKaren HackneyGreat fianncing options. We met our deadlines.
- LLeslie D. S.Fairhope - ALPosted on 2026-03-12T00:47:17.000Z5.0forKaren HackneyKaren is so easy to work with- she is straightforward and always willling to answer any and all questions. She (and her team) make the process as easy as possibl.
- TTimothy W. B.Maryville - TNPosted on 2026-03-03T14:10:01.000Z4.0forKaren HackneyIt took 3 months, the number of documents required seemed a little excessive.
- EEric D.Rocky Top - TNPosted on 2026-02-24T04:03:19.000Z5.0forKaren HackneyAll great ....
- BBethany C.Pea Ridge - ARPosted on 2026-02-20T15:57:01.000Z5.0forKaren HackneyResponsive staff
- MMihaela S.Bradenton - FLPosted on 2026-02-16T14:38:52.000Z5.0forKaren HackneyKaren was great and very helpful!
- TThomas E. D.Piggott - ARPosted on 2026-01-19T14:15:39.000Z5.0forKaren HackneyKaren and her team are absolutely on top of everythin, making this an excellent experienc.
- MMatthew M. C.Knoxville - TNPosted on 2026-01-19T13:51:27.000Z5.0forKaren HackneyReally enjoyed working with Karen and Kim. Great communication. They simplified everything.
- RRebekah B.Bulls Gap - TNPosted on 2026-01-09T16:46:25.000Z5.0forKaren HackneyEasy process and great service.
- PPanda D. J.Corryton - TNPosted on 2025-12-19T14:40:00.000Z5.0forKaren HackneyKaren and her team was phenomenal to work with. They quickly answered any questions we had . We had no issues whatsoever. Excellent experience!
- AAdam C. J.Corryton - TNPosted on 2025-12-19T14:16:57.000Z5.0forKaren HackneyThe whole team was very kind and worked well to answer our questions
- CCaitlin A. T.Knoxville - TNPosted on 2025-12-16T14:59:03.000Z5.0forKaren HackneyThe team made it easy and kept us on track.
- LLucas W.Maryville - TNPosted on 2025-12-05T13:12:12.000Z5.0forKaren HackneyKaren was great and answered all our questions quickly.
- MMichael C. W. I.Maryville - TNPosted on 2025-12-03T13:12:12.000Z5.0forKaren HackneyKaren and her team were very kind and prompt. This helped make our home buying experience easy and smooth!
- AAndrew R.Knoxville - TNPosted on 2025-12-01T22:48:29.000Z5.0forKaren HackneyGood quick communication and ease of process
- LLinda L. V.Knoxville - TNPosted on 2025-11-26T18:33:00.000Z5.0forKaren HackneyKaren was easy to reach and answered my questions without issues. Always very nice and professional . Very helpful with the online work too.
- CCarl L. B. J.Knoxville - TNPosted on 2025-11-18T15:11:42.000Z5.0forKaren HackneyPeople make it easy
- SShirley R. B.Knoxville - TNPosted on 2025-11-14T14:00:44.000Z5.0forKaren HackneyEase of working with someone local
- AAlyson L. H.Dandridge - TNPosted on 2025-11-11T17:50:36.000Z5.0forKaren HackneyThank You for your help
- MMaan H.Marietta - GAPosted on 2025-11-09T12:29:05.000Z5.0forKaren HackneyMy experience was outstanding thanks to Ms. Hackney. She is incredibly passionate, patient, and an excellent communicator. I’m a returning customer—Ms. Hackney was my loan officer for my previous mortgage in 2022. This time, I didn’t even consider any other banks like I did before; I knew right away who I wanted to work with. Our closing process needed to move quickly, and Ms. Hackney went above and beyond to ensure everything was completed on time. She is highly organized, honest, and exceptionally skilled at what she does. She’s the kind of professional every customer hopes to work with. First Horizon and its clients are truly fortunate to have her. Hats off to Ms. Hackney—I hope she continues to deliver the same level of excellence in helping families achieve their homeownership dreams. We wish her all the best, and for our future needs, she won’t just be our first choice—she’ll be our only choice.
- JJames R. H.Sharps Chapel - TNPosted on 2025-10-31T15:51:29.000Z5.0forKaren HackneyKaren and the entire First Horizon team were very helpful, from the beginning of the process all the way through to the loan closing. Kim (Jarrard) and Karen work very well as a team. This particular arraingement had some unique challenges which Kim and Karen patiently worhed through to achieve a positive result. Thx ... much appriaciated.
- VVictoria L. H.Sharps Chapel - TNPosted on 2025-10-25T01:00:18.000Z5.0forKaren HackneyKaren was very helpful and always a step a head.
- RROBERT J. B.Greeneville - TNPosted on 2025-10-21T16:02:28.000Z5.0forKaren HackneyThe lines of communication--quick and timely. The extensive explanations requested and given-I needed them. Overall, Ms. Hackney was very gracious.
- SSilver K.Etowah - TNPosted on 2025-10-14T22:04:23.000Z5.0forKaren HackneyMy poor experience was entirely unrelated to Karen Hackney, if it wasn't for her at the end I would've pulled out of this process and initiated it with a different lender. I was uninformed and improperly educated from the previous loan officer assigned to me prior to Karen. He misguided me and didn't prepare me properly. The approval process was an absolute nightmare and I was blindsided on a regular basis and I had to make multiple phone calls and emails to get things done in a timely manner. And lastly it was days before closing that I was blindsided again with the reserve funds. If it wasn't for Karen taking over my loan and tirelessly working to clean up the previous mess this would not have been made possible. Karen was wonderful and saved the day, but everyone else involved was beyond subpar and incredibly unorganized. Thanks to Karen I am in a dream home and able to start the next chapter of my life as a doctor. I'm very thankful that she took the time to properly educate me and prepare me for the first time home buying process.
- PPhilip G. M. J.Knoxville - TNPosted on 2025-10-04T22:07:37.000Z5.0forKaren HackneyKim Jarrard is an all star