
Karen Hackney
Mortgage Loan Originator
Experience
- Working in the financial services industry since 1991
- Currently focused on providing conventional fixed-rate and adjustable-rate loans, VA loans, first-time homebuyer financing options, affordable housing solutions, specialty financing for licensed medical physicians or dentists, construction-to-permanent financing and jumbo financing
Education
- University of Tennessee, B.S.
PROFESSIONAL AFFILIATIONS/LICENSES
- Nationwide Mortgage Licensing System & Registry (NMLS) # 659295
- Women’s Council of Realtors
What clients are saying
RRichard P. S.Summerville - SCPosted on 2025-05-16T21:52:22.000Z5.0 ★ ★ ★ ★ ★forKaren Hackneyexcellent communication throughout entire process. Karen was available at any time to answer any questions we had, including nights and weekends!TThomas C.Tuscaloosa - ALPosted on 2025-05-13T17:41:04.000Z4.0 ★ ★ ★ ★forKaren HackneyEase of use with the electronic application system. Great communication the whole way through except when getting information about rates.EEmily M. S.Tuscaloosa - ALPosted on 2025-05-13T15:18:50.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was an incredible help working with us through the complications of student loans and credit supplements to get our mortgage approval. She was a joy to work with even through a stressful process. We can't thank her enough!SSierra R. J.Charlotte - NCPosted on 2025-05-12T12:37:25.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was very responsive and great to work with. The rest of team, was not. I was very responsive in sending documentation, but had to do very frequent check ins to meet deadlines. The team didn't have me cleared to close until 2.5 hours before the deadline, and submitted the closing disclosures within minutes of the deadline the day before closing. Both of these instances involved me frequently reaching out to the team asking why things were submitted and reminding them of deadlines. With the cleared to close process, I was told they are "really busy in April." If this is the case, the team shouldn't say they can work within a due diligence period that is clearly a struggle for them. For the closing disclosures, on the day of the deadline, the closing loan officer said she was out for two days and would "get to it when she could." This is unacceptable. The time from going under contract to closing was over 40 days. If they knew that this person was going to be unavailable, then give it to someone else. I had to call Karen for her to reach out for this to be submitted in time. Karen was great, but the rest of the process was so stressful. Especially considering how quick I responded to every request for documentation. There were also errors in the closing disclosures on behalf of First Horizons that I submitted documentation for and notified them of the error days before, that weren't fixed until less than an hour to the deadline. Overall, given the stress of this process, I am hesitant to do a mortgage with First Horizon in the future.CChristopher K.Nashville - TNPosted on 2025-05-08T13:36:03.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThe people at First Horizon made it great. Karen Hackney was a fantastic resource to ask all of my questions to as she answered them thoroughly and quickly. She's also so easy-going, responsive, and delivers accurate information. I am very glad I was in dirext contact with Karen throughout this process. She helped me immensely through it all. Also, Kim Jarrard was a great help as well like always!KKristin L.Hoover - ALPosted on 2025-05-06T11:04:28.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was very responsive, readily available to answer our questions, friendly, knowledgeable, and attentive to detail. She provided excellent service throughout the whole process.JJohn M. T. L.Hoover - ALPosted on 2025-05-05T13:12:27.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyAll great. no complaintsCCarley J. M.Las Cruces - NMPosted on 2025-04-28T15:18:23.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyGreat communication throughout the process, always friendly and smooth experience overall Thank you!JJoshua D. B.Elgin - SCPosted on 2025-04-07T13:48:49.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was always available to answer questions and very easy and friendly to work with. She was a pleasure, I highly recommend her.AAmro A. Y.Fort Mill - SCPosted on 2025-03-28T12:17:25.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyEase of communication, quick overall process, straightforward, and everyone was extremely pleasant.BBrian J. D.Knoxville - TNPosted on 2025-03-21T17:12:15.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyConstant communication, ease of access to any document or file needed during the process. Clear and concise instructionsJJoshua M.Knoxville - TNPosted on 2025-03-18T03:01:03.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyI have now closed on 3 different mortgage loans . This was by far the smoothest and easiest process I have encountered thus far .CChristopher T. C.Myrtle Beach - SCPosted on 2025-03-06T10:23:45.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was so easy to work with and always available!AAnna M. D.Madisonville - TNPosted on 2025-02-24T13:39:27.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyCommunication. Keeping me informed. Quick response to question or needing helpJJacob P. B.Knoxville - TNPosted on 2025-02-10T15:41:40.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was on top of everything- she made sure we get to accomplish all that needs to be done to close on the property as planned.JJericho P. B.Knoxville - TNPosted on 2025-02-10T13:15:01.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyThe whole process was made easy and we closed on timeSSarah B. J.Asheville - NCPosted on 2024-12-09T15:28:01.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren truly made every step of the way painless. She was easy to communicate with and I never felt like I was bothering. We are so happy to be have worked with Karen and are thankful she helped up get our dream home.NNatalie M. D.Hendersonville - TNPosted on 2024-12-03T15:56:05.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was so patient and helpful during the process. She is very responsive, knowledgeable, and fantastic at what she does!RRupesh P. P.Sevierville - TNPosted on 2024-11-28T19:43:21.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and Kim are invaluable to first horizon. They are extremely professional, prompt and amazing to work with.CChristian H. A.Knoxville - TNPosted on 2024-11-17T17:02:54.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was very nice and extremely helpful and answered any questions I had with urgencyKKayla W.Powell - TNPosted on 2024-11-10T00:17:33.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyVery easy digital process . the disclosures made it extremely easy to understand everything.CChristopher J. C.Wilmington - NCPosted on 2024-11-04T21:06:58.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyOverall great experience, would recommend to othersDDavis A. P.Knoxville - TNPosted on 2024-10-24T15:49:31.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyNice and easyTTammy R. M.Knoxville - TNPosted on 2024-10-07T18:20:34.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and LeighAnn were great to work with.MMargaret W.Lake Santeetlah - NCPosted on 2024-10-03T23:55:09.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyGreat communication, very efficient and helpful!DDesmin M. M.Birmingham - ALPosted on 2024-09-17T13:37:15.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyVery responsive to inquiries, I felt as though I was the bank’s only customer during this process given the level of personal attention I received.GGabriela H.Vestavia - ALPosted on 2024-09-05T20:00:24.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was always available to help with anything that came up.MMichael E.Trussville - ALPosted on 2024-08-19T14:15:33.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyVery prompt with the quote processAAndrew W.Knoxville - TNPosted on 2024-08-10T15:27:57.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was very accessible and quick to respond to any questions or requests.TTyler L. B.Knoxville - TNPosted on 2024-08-03T15:29:04.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was always available and willing to answer any question we had. Would definitely work with her again and recommend her to others. Thank you, Karen!SSimon J. C.Lakeland - FLPosted on 2024-07-23T12:17:40.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren made everything seamless and easy to do. We appreciated her effective communicationNNeal H.Daniel Island - SCPosted on 2024-07-22T12:57:54.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was very responsive. Always willing to work with me on my requests. She was a pleasure to have during this process. Real estate agent mentioned the same thing. Absolute all star.EEric W.Lebanon - TNPosted on 2024-07-08T12:44:18.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyGreat communication, seamless processBBrett B.Chalmette - LAPosted on 2024-07-05T13:42:30.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyVery clear requests, and helpful updates from the teamCCynthia P. S.Knoxville - TNPosted on 2024-06-25T13:10:15.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren made this process seamless!DDavid A. S.Knoxville - TNPosted on 2024-06-25T13:00:42.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren was helpful throughout the process!KKyle W.Thompsons Station - TNPosted on 2024-06-10T13:32:54.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren and the team at First Horizon made everything very smooth during the loan process. It was easy to ask questions and get responses via e-mail. We closed on time without any problems.KKevin L.Memphis - TNPosted on 2024-06-07T12:17:33.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyKaren is fantastic and advocated for us to get a great deal.AAnthony J. M.Terrell - NCPosted on 2024-06-06T22:04:47.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyVery easy and great communication. Thanks for your help.JJeffrey H. H. I.Knoxville - TNPosted on 2024-06-06T02:08:49.000Z5.0 ★ ★ ★ ★ ★forKaren HackneyEverything was great except for when I blocked my loan officer on accident and didn't hear from her for two weeks. Despite the self inflicted problem everyone in the process was helpful.
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- RRichard P. S.Summerville - SCPosted on 2025-05-16T21:52:22.000Z5.0forKaren Hackneyexcellent communication throughout entire process. Karen was available at any time to answer any questions we had, including nights and weekends!
- TThomas C.Tuscaloosa - ALPosted on 2025-05-13T17:41:04.000Z4.0forKaren HackneyEase of use with the electronic application system. Great communication the whole way through except when getting information about rates.
- EEmily M. S.Tuscaloosa - ALPosted on 2025-05-13T15:18:50.000Z5.0forKaren HackneyKaren was an incredible help working with us through the complications of student loans and credit supplements to get our mortgage approval. She was a joy to work with even through a stressful process. We can't thank her enough!
- SSierra R. J.Charlotte - NCPosted on 2025-05-12T12:37:25.000Z5.0forKaren HackneyKaren was very responsive and great to work with. The rest of team, was not. I was very responsive in sending documentation, but had to do very frequent check ins to meet deadlines. The team didn't have me cleared to close until 2.5 hours before the deadline, and submitted the closing disclosures within minutes of the deadline the day before closing. Both of these instances involved me frequently reaching out to the team asking why things were submitted and reminding them of deadlines. With the cleared to close process, I was told they are "really busy in April." If this is the case, the team shouldn't say they can work within a due diligence period that is clearly a struggle for them. For the closing disclosures, on the day of the deadline, the closing loan officer said she was out for two days and would "get to it when she could." This is unacceptable. The time from going under contract to closing was over 40 days. If they knew that this person was going to be unavailable, then give it to someone else. I had to call Karen for her to reach out for this to be submitted in time. Karen was great, but the rest of the process was so stressful. Especially considering how quick I responded to every request for documentation. There were also errors in the closing disclosures on behalf of First Horizons that I submitted documentation for and notified them of the error days before, that weren't fixed until less than an hour to the deadline. Overall, given the stress of this process, I am hesitant to do a mortgage with First Horizon in the future.
- CChristopher K.Nashville - TNPosted on 2025-05-08T13:36:03.000Z5.0forKaren HackneyThe people at First Horizon made it great. Karen Hackney was a fantastic resource to ask all of my questions to as she answered them thoroughly and quickly. She's also so easy-going, responsive, and delivers accurate information. I am very glad I was in dirext contact with Karen throughout this process. She helped me immensely through it all. Also, Kim Jarrard was a great help as well like always!
- KKristin L.Hoover - ALPosted on 2025-05-06T11:04:28.000Z5.0forKaren HackneyKaren was very responsive, readily available to answer our questions, friendly, knowledgeable, and attentive to detail. She provided excellent service throughout the whole process.
- JJohn M. T. L.Hoover - ALPosted on 2025-05-05T13:12:27.000Z5.0forKaren HackneyAll great. no complaints
- CCarley J. M.Las Cruces - NMPosted on 2025-04-28T15:18:23.000Z5.0forKaren HackneyGreat communication throughout the process, always friendly and smooth experience overall Thank you!
- JJoshua D. B.Elgin - SCPosted on 2025-04-07T13:48:49.000Z5.0forKaren HackneyKaren was always available to answer questions and very easy and friendly to work with. She was a pleasure, I highly recommend her.
- AAmro A. Y.Fort Mill - SCPosted on 2025-03-28T12:17:25.000Z5.0forKaren HackneyEase of communication, quick overall process, straightforward, and everyone was extremely pleasant.
- BBrian J. D.Knoxville - TNPosted on 2025-03-21T17:12:15.000Z5.0forKaren HackneyConstant communication, ease of access to any document or file needed during the process. Clear and concise instructions
- JJoshua M.Knoxville - TNPosted on 2025-03-18T03:01:03.000Z5.0forKaren HackneyI have now closed on 3 different mortgage loans . This was by far the smoothest and easiest process I have encountered thus far .
- CChristopher T. C.Myrtle Beach - SCPosted on 2025-03-06T10:23:45.000Z5.0forKaren HackneyKaren was so easy to work with and always available!
- AAnna M. D.Madisonville - TNPosted on 2025-02-24T13:39:27.000Z5.0forKaren HackneyCommunication. Keeping me informed. Quick response to question or needing help
- JJacob P. B.Knoxville - TNPosted on 2025-02-10T15:41:40.000Z5.0forKaren HackneyKaren was on top of everything- she made sure we get to accomplish all that needs to be done to close on the property as planned.
- JJericho P. B.Knoxville - TNPosted on 2025-02-10T13:15:01.000Z5.0forKaren HackneyThe whole process was made easy and we closed on time
- SSarah B. J.Asheville - NCPosted on 2024-12-09T15:28:01.000Z5.0forKaren HackneyKaren truly made every step of the way painless. She was easy to communicate with and I never felt like I was bothering. We are so happy to be have worked with Karen and are thankful she helped up get our dream home.
- NNatalie M. D.Hendersonville - TNPosted on 2024-12-03T15:56:05.000Z5.0forKaren HackneyKaren was so patient and helpful during the process. She is very responsive, knowledgeable, and fantastic at what she does!
- RRupesh P. P.Sevierville - TNPosted on 2024-11-28T19:43:21.000Z5.0forKaren HackneyKaren and Kim are invaluable to first horizon. They are extremely professional, prompt and amazing to work with.
- CChristian H. A.Knoxville - TNPosted on 2024-11-17T17:02:54.000Z5.0forKaren HackneyKaren was very nice and extremely helpful and answered any questions I had with urgency
- KKayla W.Powell - TNPosted on 2024-11-10T00:17:33.000Z5.0forKaren HackneyVery easy digital process . the disclosures made it extremely easy to understand everything.
- CChristopher J. C.Wilmington - NCPosted on 2024-11-04T21:06:58.000Z5.0forKaren HackneyOverall great experience, would recommend to others
- DDavis A. P.Knoxville - TNPosted on 2024-10-24T15:49:31.000Z5.0forKaren HackneyNice and easy
- TTammy R. M.Knoxville - TNPosted on 2024-10-07T18:20:34.000Z5.0forKaren HackneyKaren and LeighAnn were great to work with.
- MMargaret W.Lake Santeetlah - NCPosted on 2024-10-03T23:55:09.000Z5.0forKaren HackneyGreat communication, very efficient and helpful!
- DDesmin M. M.Birmingham - ALPosted on 2024-09-17T13:37:15.000Z5.0forKaren HackneyVery responsive to inquiries, I felt as though I was the bank’s only customer during this process given the level of personal attention I received.
- GGabriela H.Vestavia - ALPosted on 2024-09-05T20:00:24.000Z5.0forKaren HackneyKaren was always available to help with anything that came up.
- MMichael E.Trussville - ALPosted on 2024-08-19T14:15:33.000Z5.0forKaren HackneyVery prompt with the quote process
- AAndrew W.Knoxville - TNPosted on 2024-08-10T15:27:57.000Z5.0forKaren HackneyKaren was very accessible and quick to respond to any questions or requests.
- TTyler L. B.Knoxville - TNPosted on 2024-08-03T15:29:04.000Z5.0forKaren HackneyKaren was always available and willing to answer any question we had. Would definitely work with her again and recommend her to others. Thank you, Karen!
- SSimon J. C.Lakeland - FLPosted on 2024-07-23T12:17:40.000Z5.0forKaren HackneyKaren made everything seamless and easy to do. We appreciated her effective communication
- NNeal H.Daniel Island - SCPosted on 2024-07-22T12:57:54.000Z5.0forKaren HackneyKaren was very responsive. Always willing to work with me on my requests. She was a pleasure to have during this process. Real estate agent mentioned the same thing. Absolute all star.
- EEric W.Lebanon - TNPosted on 2024-07-08T12:44:18.000Z5.0forKaren HackneyGreat communication, seamless process
- BBrett B.Chalmette - LAPosted on 2024-07-05T13:42:30.000Z5.0forKaren HackneyVery clear requests, and helpful updates from the team
- CCynthia P. S.Knoxville - TNPosted on 2024-06-25T13:10:15.000Z5.0forKaren HackneyKaren made this process seamless!
- DDavid A. S.Knoxville - TNPosted on 2024-06-25T13:00:42.000Z5.0forKaren HackneyKaren was helpful throughout the process!
- KKyle W.Thompsons Station - TNPosted on 2024-06-10T13:32:54.000Z5.0forKaren HackneyKaren and the team at First Horizon made everything very smooth during the loan process. It was easy to ask questions and get responses via e-mail. We closed on time without any problems.
- KKevin L.Memphis - TNPosted on 2024-06-07T12:17:33.000Z5.0forKaren HackneyKaren is fantastic and advocated for us to get a great deal.
- AAnthony J. M.Terrell - NCPosted on 2024-06-06T22:04:47.000Z5.0forKaren HackneyVery easy and great communication. Thanks for your help.
- JJeffrey H. H. I.Knoxville - TNPosted on 2024-06-06T02:08:49.000Z5.0forKaren HackneyEverything was great except for when I blocked my loan officer on accident and didn't hear from her for two weeks. Despite the self inflicted problem everyone in the process was helpful.