
Melissa Pearce
Mortgage Loan Originator
Experience
- Working in the financial services industry since 1988
- Currently focused on providing residential mortgages to all clients, ranging from first time homebuyers to those building or buying a luxury dream home. I am also knowledgeable in the areas of construction lending, conventional financing and jumbo/super jumbo credit needs.
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) # 97377
- Member, Catawba County Chamber of Commerce
What clients are saying
WWilliam M. S.North Wilkesboro - NCPosted on 2025-08-12T10:02:15.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceVery responsiv, always kept me updated during the process .NNathaniel A. J.West Jefferson - NCPosted on 2025-08-07T12:59:41.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa is amazing!EEric A.Mooresville - NCPosted on 2025-08-06T23:29:20.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelIssa! She was always so helpful, friendly, understanding and went above and beyond to make the process as easy and smooth as possible for us. She was also very informative and I could not speak more highly of her!SStephanie A. C.Asheville - NCPosted on 2025-08-05T14:00:51.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMy situation was very complicated and she worked with me through the entire process for months to get it all figured out. She is always on top of everything and has your best interest at heart. Truly an advocate for you. I feel like I will know her for a long time and will definitely be using her for future needs.CChristine E. E.Mooresville - NCPosted on 2025-08-01T18:03:44.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was so helpful for us as first time homebuyers! She made the process easy, answered all questions and was always available when we needed! We would use her again and recommend her to anyone!WWendy H.North Wilkesboro - NCPosted on 2025-07-02T12:27:12.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was absolutely awesome during this process She was very responsive and professional I would recommend her to anyoneMMadison J. R.Lenoir - NCPosted on 2025-06-27T13:30:00.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa, was super informative, patient, and thorough thru out the process. She was willing to take her time and educate me to all of the options to give me the best deal possible. I was super impressed with her professionalism and follow up! I've been a customer since the Bank of Granite days and Melissa confirmed to me the reason I have stayed with the bank all these years. You can't beat great relationships and Melissa is a huge asset for your bank.KKimberly D. H.Piney Flats - TNPosted on 2025-06-26T12:22:29.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceIt would be helpful to have the set cash to close a week out--it was very different than we were expecting and even changed on closing day. This is the second time we have closed a loan with First Horizon, and both times had a bumpy 24 hours to close.KKatherine L. H.Gastonia - NCPosted on 2025-06-24T13:04:25.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceEveryone responded quickly when there wereKKatherine K. P.Fairview - NCPosted on 2025-06-11T14:35:13.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was an absolute gift in this process - this was my first time buying a home as a single mom and Melissa's guidance and support was invaluable.... she is a treasure!LLisa H.Johns Island - SCPosted on 2025-05-14T14:18:40.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa went above and beyond to make sure everything was in place and going smoothly. Her professionalism and expertise made a normally stressful event easy to navigate. I would definitely recommend her to anyone buying a new home.MMichael P. O.Fairview - NCPosted on 2025-04-22T12:42:22.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceI cannot say enough wonderful things about working with Melissa Pearce. On top of being super friendly, knowledgeable, patient and compassionate she went above and beyond to help figure out how she and First Horizons could assist us when others wouldn't. The entire process went seamlessly from sending documentation to the closing. We've bought several houses in the past and none have been this enjoyable. Melissa was always available to answer questions and guide us. We cannot wait to work with her again on our next investment property purchase. Thank you!!!DDerrick P. C.Morganton - NCPosted on 2025-03-03T23:16:20.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceThe process was fairly smooth on the loan side of this transaction. Thanks for your help Melissa.JJason H.Taylorsville - NCPosted on 2025-02-24T16:53:26.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceNo commentsDDavid H. S.Hickory - NCPosted on 2025-01-22T16:31:06.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceTotal explanation of all throughout the processesWWesley C. T.Morganton - NCPosted on 2024-12-16T14:56:47.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was great to work with. Very quick with information and responses, The online application was great,EErin M. O.Lenoir - NCPosted on 2024-12-13T13:52:51.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceThank you for being helpful and responsive to all of our questions and needs!AAnna B. L.Collierville - TNPosted on 2024-12-09T15:16:27.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa is the best! she stays in communication all the time and makes the loan process very smooth! I appreciate her!GGlenn E. W. I.Lenoir - NCPosted on 2024-11-26T13:28:28.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was alway very responsive when I called or emailed her with questions - sometimes even after hours! She not only had the answers to some technical questions I had about my loan process, but she was very friendly and professional during the process.LLincoln T.Millers Creek - NCPosted on 2024-10-21T14:33:24.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceGreat peopleJJames M.Hickory - NCPosted on 2024-10-09T17:40:50.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceAmazing knowledge and always dependable. We greatly appreciate you!PPurvi R. P.Hickory - NCPosted on 2024-09-19T12:34:24.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa Pearce was very prompt with responses, deligent to get things done and very knowledgeable .DDavid L. F.Morganton - NCPosted on 2024-08-30T14:14:41.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was great to work with. She made the process as easy as possible, and was always a delight to speak with. I highly recommend her To anyone who is In need of a mortgage loan. Very professional and worked on our behalf.JJeffrey A. W.Hickory - NCPosted on 2024-08-30T12:31:18.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was excellent through the entire processSStephen R. G.Greenville - SCPosted on 2024-08-29T15:55:15.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa is great. Checked rates daily to ensure I got the lowest rate. Always answers the phone! Great communication.SShana D. W.Hickory - NCPosted on 2024-08-29T12:09:59.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was awesome throughout the process. Very grateful for her.PPatrick R.Taylorsville - NCPosted on 2024-08-23T16:12:01.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceWorking with Melissa made this process a breeze. She was very informative and helped where she could. We will recommend others to go through her in the future. Thank youRRobert T.Hickory - NCPosted on 2024-08-18T20:41:50.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceThe only reason I rated the experience great was because of Melissa Pearce. The experience with the online portal was very confusing and not very consumer friendly. There is a lot of room for improvement.DDaniel R. G. J.Hickory - NCPosted on 2024-07-15T21:34:03.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was great to work with. Very knowledgeable and helpful.DDavid W. B.Boone - NCPosted on 2024-06-14T21:11:07.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceVery easy process. Melissa is a very nice ladyWWilliam D. C.Hickory - NCPosted on 2024-06-11T13:24:37.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceVery professional New answers to questions!1 very satisfied i felt very comfortable recumend hightlyLLadeana W. G.Mountain City - TNPosted on 2024-06-03T13:57:41.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was awesome to work with! Super helpful!RRandy S. R.Lynchburg - VAPosted on 2024-05-16T15:19:31.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa Pearce and Amanda White, and their combined excellent customer service made my experience great. They went above and beyond their duties to ensure fast, efficient, accurate care for my loan situation.SSheila G. E.Hickory - NCPosted on 2024-04-30T13:37:32.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was awesome. She walked me thru the entire process. She was very responsive to every call, text with answering questions. She made this process go very smoothly. She is very professional & personal. I truly appreciate her being my loan officer & felt that I have met a new friend. Thank you very much.PPreston C. S.Franklin - TNPosted on 2024-04-10T12:46:34.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa was incredible.WWalton W. C.Biltmore Lake - NCPosted on 2024-03-05T14:44:14.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceVery easy process Melissa was excellent and and professional. No hassles with closing. Overall, an outstanding experience!JJustin D. Y.Mocksville - NCPosted on 2024-01-27T13:20:26.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa did a great job with providing us the guidance we needed during our home buying process. She was very helpful and responsive. We are very grateful that we were able to work with her!BBrandon R.Columbia - SCPosted on 2024-01-12T16:14:28.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceProcess was clear and simple, and Melissa was readily available to answer any questions I had the entire time.HHau T. N.Lenoir - NCPosted on 2023-12-25T19:39:11.000Z4.0 ★ ★ ★ ★forMelissa PearceThe loan officer is very good but The approved officers is slow and watering for the last minute!!!!!SSandra B. P.Alexander - NCPosted on 2023-12-19T09:40:44.000Z5.0 ★ ★ ★ ★ ★forMelissa PearceMelissa worked very hard to meet my needs and was very helpful with all the details!!! She was very professional and made things easy for me to understand!!!
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- WWilliam M. S.North Wilkesboro - NCPosted on 2025-08-12T10:02:15.000Z5.0forMelissa PearceVery responsiv, always kept me updated during the process .
- NNathaniel A. J.West Jefferson - NCPosted on 2025-08-07T12:59:41.000Z5.0forMelissa PearceMelissa is amazing!
- EEric A.Mooresville - NCPosted on 2025-08-06T23:29:20.000Z5.0forMelissa PearceMelIssa! She was always so helpful, friendly, understanding and went above and beyond to make the process as easy and smooth as possible for us. She was also very informative and I could not speak more highly of her!
- SStephanie A. C.Asheville - NCPosted on 2025-08-05T14:00:51.000Z5.0forMelissa PearceMy situation was very complicated and she worked with me through the entire process for months to get it all figured out. She is always on top of everything and has your best interest at heart. Truly an advocate for you. I feel like I will know her for a long time and will definitely be using her for future needs.
- CChristine E. E.Mooresville - NCPosted on 2025-08-01T18:03:44.000Z5.0forMelissa PearceMelissa was so helpful for us as first time homebuyers! She made the process easy, answered all questions and was always available when we needed! We would use her again and recommend her to anyone!
- WWendy H.North Wilkesboro - NCPosted on 2025-07-02T12:27:12.000Z5.0forMelissa PearceMelissa was absolutely awesome during this process She was very responsive and professional I would recommend her to anyone
- MMadison J. R.Lenoir - NCPosted on 2025-06-27T13:30:00.000Z5.0forMelissa PearceMelissa, was super informative, patient, and thorough thru out the process. She was willing to take her time and educate me to all of the options to give me the best deal possible. I was super impressed with her professionalism and follow up! I've been a customer since the Bank of Granite days and Melissa confirmed to me the reason I have stayed with the bank all these years. You can't beat great relationships and Melissa is a huge asset for your bank.
- KKimberly D. H.Piney Flats - TNPosted on 2025-06-26T12:22:29.000Z5.0forMelissa PearceIt would be helpful to have the set cash to close a week out--it was very different than we were expecting and even changed on closing day. This is the second time we have closed a loan with First Horizon, and both times had a bumpy 24 hours to close.
- KKatherine L. H.Gastonia - NCPosted on 2025-06-24T13:04:25.000Z5.0forMelissa PearceEveryone responded quickly when there were
- KKatherine K. P.Fairview - NCPosted on 2025-06-11T14:35:13.000Z5.0forMelissa PearceMelissa was an absolute gift in this process - this was my first time buying a home as a single mom and Melissa's guidance and support was invaluable.... she is a treasure!
- LLisa H.Johns Island - SCPosted on 2025-05-14T14:18:40.000Z5.0forMelissa PearceMelissa went above and beyond to make sure everything was in place and going smoothly. Her professionalism and expertise made a normally stressful event easy to navigate. I would definitely recommend her to anyone buying a new home.
- MMichael P. O.Fairview - NCPosted on 2025-04-22T12:42:22.000Z5.0forMelissa PearceI cannot say enough wonderful things about working with Melissa Pearce. On top of being super friendly, knowledgeable, patient and compassionate she went above and beyond to help figure out how she and First Horizons could assist us when others wouldn't. The entire process went seamlessly from sending documentation to the closing. We've bought several houses in the past and none have been this enjoyable. Melissa was always available to answer questions and guide us. We cannot wait to work with her again on our next investment property purchase. Thank you!!!
- DDerrick P. C.Morganton - NCPosted on 2025-03-03T23:16:20.000Z5.0forMelissa PearceThe process was fairly smooth on the loan side of this transaction. Thanks for your help Melissa.
- JJason H.Taylorsville - NCPosted on 2025-02-24T16:53:26.000Z5.0forMelissa PearceNo comments
- DDavid H. S.Hickory - NCPosted on 2025-01-22T16:31:06.000Z5.0forMelissa PearceTotal explanation of all throughout the processes
- WWesley C. T.Morganton - NCPosted on 2024-12-16T14:56:47.000Z5.0forMelissa PearceMelissa was great to work with. Very quick with information and responses, The online application was great,
- EErin M. O.Lenoir - NCPosted on 2024-12-13T13:52:51.000Z5.0forMelissa PearceThank you for being helpful and responsive to all of our questions and needs!
- AAnna B. L.Collierville - TNPosted on 2024-12-09T15:16:27.000Z5.0forMelissa PearceMelissa is the best! she stays in communication all the time and makes the loan process very smooth! I appreciate her!
- GGlenn E. W. I.Lenoir - NCPosted on 2024-11-26T13:28:28.000Z5.0forMelissa PearceMelissa was alway very responsive when I called or emailed her with questions - sometimes even after hours! She not only had the answers to some technical questions I had about my loan process, but she was very friendly and professional during the process.
- LLincoln T.Millers Creek - NCPosted on 2024-10-21T14:33:24.000Z5.0forMelissa PearceGreat people
- JJames M.Hickory - NCPosted on 2024-10-09T17:40:50.000Z5.0forMelissa PearceAmazing knowledge and always dependable. We greatly appreciate you!
- PPurvi R. P.Hickory - NCPosted on 2024-09-19T12:34:24.000Z5.0forMelissa PearceMelissa Pearce was very prompt with responses, deligent to get things done and very knowledgeable .
- DDavid L. F.Morganton - NCPosted on 2024-08-30T14:14:41.000Z5.0forMelissa PearceMelissa was great to work with. She made the process as easy as possible, and was always a delight to speak with. I highly recommend her To anyone who is In need of a mortgage loan. Very professional and worked on our behalf.
- JJeffrey A. W.Hickory - NCPosted on 2024-08-30T12:31:18.000Z5.0forMelissa PearceMelissa was excellent through the entire process
- SStephen R. G.Greenville - SCPosted on 2024-08-29T15:55:15.000Z5.0forMelissa PearceMelissa is great. Checked rates daily to ensure I got the lowest rate. Always answers the phone! Great communication.
- SShana D. W.Hickory - NCPosted on 2024-08-29T12:09:59.000Z5.0forMelissa PearceMelissa was awesome throughout the process. Very grateful for her.
- PPatrick R.Taylorsville - NCPosted on 2024-08-23T16:12:01.000Z5.0forMelissa PearceWorking with Melissa made this process a breeze. She was very informative and helped where she could. We will recommend others to go through her in the future. Thank you
- RRobert T.Hickory - NCPosted on 2024-08-18T20:41:50.000Z5.0forMelissa PearceThe only reason I rated the experience great was because of Melissa Pearce. The experience with the online portal was very confusing and not very consumer friendly. There is a lot of room for improvement.
- DDaniel R. G. J.Hickory - NCPosted on 2024-07-15T21:34:03.000Z5.0forMelissa PearceMelissa was great to work with. Very knowledgeable and helpful.
- DDavid W. B.Boone - NCPosted on 2024-06-14T21:11:07.000Z5.0forMelissa PearceVery easy process. Melissa is a very nice lady
- WWilliam D. C.Hickory - NCPosted on 2024-06-11T13:24:37.000Z5.0forMelissa PearceVery professional New answers to questions!1 very satisfied i felt very comfortable recumend hightly
- LLadeana W. G.Mountain City - TNPosted on 2024-06-03T13:57:41.000Z5.0forMelissa PearceMelissa was awesome to work with! Super helpful!
- RRandy S. R.Lynchburg - VAPosted on 2024-05-16T15:19:31.000Z5.0forMelissa PearceMelissa Pearce and Amanda White, and their combined excellent customer service made my experience great. They went above and beyond their duties to ensure fast, efficient, accurate care for my loan situation.
- SSheila G. E.Hickory - NCPosted on 2024-04-30T13:37:32.000Z5.0forMelissa PearceMelissa was awesome. She walked me thru the entire process. She was very responsive to every call, text with answering questions. She made this process go very smoothly. She is very professional & personal. I truly appreciate her being my loan officer & felt that I have met a new friend. Thank you very much.
- PPreston C. S.Franklin - TNPosted on 2024-04-10T12:46:34.000Z5.0forMelissa PearceMelissa was incredible.
- WWalton W. C.Biltmore Lake - NCPosted on 2024-03-05T14:44:14.000Z5.0forMelissa PearceVery easy process Melissa was excellent and and professional. No hassles with closing. Overall, an outstanding experience!
- JJustin D. Y.Mocksville - NCPosted on 2024-01-27T13:20:26.000Z5.0forMelissa PearceMelissa did a great job with providing us the guidance we needed during our home buying process. She was very helpful and responsive. We are very grateful that we were able to work with her!
- BBrandon R.Columbia - SCPosted on 2024-01-12T16:14:28.000Z5.0forMelissa PearceProcess was clear and simple, and Melissa was readily available to answer any questions I had the entire time.
- HHau T. N.Lenoir - NCPosted on 2023-12-25T19:39:11.000Z4.0forMelissa PearceThe loan officer is very good but The approved officers is slow and watering for the last minute!!!!!
- SSandra B. P.Alexander - NCPosted on 2023-12-19T09:40:44.000Z5.0forMelissa PearceMelissa worked very hard to meet my needs and was very helpful with all the details!!! She was very professional and made things easy for me to understand!!!