Michael Fergie
Mortgage Loan Officer
Experience
- Working in the financial services industry since 1997
- Currently focused on providing mortgage loans for private clients and physicians
Education
- University of Memphis, BBA
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #592362
- JJohn M. M. I.Memphis - TNPosted on 2024-12-09T16:41:22.000Z5.0forMichael FergieMichael Fergie did
- WWilliam T. P.Jasper - TNPosted on 2024-11-19T14:13:09.000Z4.0forMichael FergieDuring the preparation of the preliminary closing documents, there was an egregious error in our estimated monthly payment total. Instead of approximately $6000 a year for property taxes, it showed over $44,000 per year . The gross error was left in the online system even after I pointed it out to Michael, and I couldn't proceed with the online process until I accepted the document in the system as it was. I was not about to accept that document as it was, so I kept getting reminder emails to finish the process . It added unnecessary stress to the process. It was disappointing in two ways to me. Firstly, that such a large error was not caught in putting together the estimate, and secondly, that the error wasn't removed from the system after I pointed it out.
- AAmy A.Nashville - TNPosted on 2024-10-03T20:24:06.000Z5.0forMichael FergieExtremely responsive helpful and quick. Thank you!
- JJennie D.Memphis - TNPosted on 2024-09-10T13:50:39.000Z5.0forMichael FergieMichael was knowledgeable and available. The entire process was efficient.
- JJonathan A. M.Houston - TXPosted on 2024-08-01T13:51:06.000Z5.0forMichael FergieMichael was fantastic! Very responsive and thorough in our communications.
- KKyle J. M.Memphis - TNPosted on 2024-07-26T12:38:24.000Z4.0forMichael FergieBeing able to handle everything online and through email was very convenient.
- LLauren M.Medina - TNPosted on 2024-07-19T01:00:20.000Z5.0forMichael FergieAnswered all questions very quickly. Good customer service. Always friendly. Enjoyed working with him.
- HHunter R. H.Memphis - TNPosted on 2024-07-12T01:22:10.000Z5.0forMichael FergieMichael was very helpful throughout the entire process! He helped us jump through all the hoops with ease and sort out things that made our homebuying experience a little nontraditional
- WWilliam C. H.Memphis - TNPosted on 2024-07-10T17:37:44.000Z5.0forMichael FergieMichael was a phenomenal help during this process. I could not imagine a better advisor.
- EErnest S. B.Memphis - TNPosted on 2024-06-13T13:24:28.000Z5.0forMichael FergieMichael made this process smooth from the very beginning. The online portal was intuitive and there were no significant issues along the way. I would recommend Michael and the First Horizon team whole heartedly.
- MMilton J.Olive Branch - MSPosted on 2024-06-11T19:02:11.000Z4.0forMichael Fergie. . . . . .
- AAmanda K.Germantown - TNPosted on 2024-06-10T12:15:01.000Z5.0forMichael FergieEverything went smoothly. Michael was very helpful and answered all the questions we had about closing and mortgage.
- RRichard M. R.Memphis - TNPosted on 2024-06-06T15:27:19.000Z5.0forMichael FergieVery smooth process.
- WWilliam T. W. I.Memphis - TNPosted on 2024-05-28T17:34:44.000Z5.0forMichael FergieThe overall process was very smooth and straight forward. Michael was excellent with his communication whenever we had questions
- AAaron T. W.Memphis - TNPosted on 2024-04-23T12:26:26.000Z5.0forMichael FergieMichael was knowledgeable, responsive, and professional throughout the entire process. We felt comfortable with Michael on our side which was important to us during our first home loan experience.
- DDaniel S.Jackson - TNPosted on 2024-04-18T01:06:05.000Z5.0forMichael FergieVery simple and easy process
- MMark J. L.Arlington - TNPosted on 2024-04-09T11:05:15.000Z5.0forMichael FergieIt was great.
- JJames D. S.Jackson - TNPosted on 2024-03-29T16:08:24.000Z5.0forMichael FergieFast and effective communication. Quick to respond to questions and concerns. Personable. Walked us through every step and worked closely with our agent during the process and assisted with initiating a whole new application when our first home fell through on sellers part. Even communicated with agent after hours and on weekends-went above and beyond!
- TTyler J. T.Lafayette - LAPosted on 2024-03-29T12:23:43.000Z5.0forMichael FergieMichael was great throughout the whole mortgage process. He promptly responded to every email and was very knowledgeable.
- HHenry G. W. I.Memphis - TNPosted on 2024-03-06T13:35:25.000Z5.0forMichael FergieGreat communication.
- MMark H.Jackson - TNPosted on 2024-02-29T16:26:24.000Z5.0forMichael FergieMichael was great and kept us on track through the whole process!
- MMichel B.Jackson - TNPosted on 2024-02-19T15:04:54.000Z5.0forMichael FergieGreat communicator. He always ensured that we met all our timelines. Worked well with our realtor.
- EEdward R. I.LaFollette - TNPosted on 2024-01-09T13:51:34.000Z5.0forMichael FergieMichael was responsive and great to work with. Very quick to reply to emails and address any potential issues.
- ZZane M.Greenbrier - ARPosted on 2023-11-21T12:52:24.000Z5.0forMichael FergieMichael made this a painless process. He was very attentive and always responded quickly to questions and other emails. This was our second mortgage with Michael.
- GGeorge V. R.Collierville - TNPosted on 2023-11-06T13:14:04.000Z5.0forMichael FergieMichael Fergie
- EElizabeth Q.Lakeland - TNPosted on 2023-10-10T16:04:22.000Z5.0forMichael FergieMichael was very understanding when I had issues uploading documents. He made the process much easier.
- ZZachary J.Knoxville - TNPosted on 2023-10-07T11:44:39.000Z5.0forMichael FergieMichael was always available, professional, and made the whole experience Very stress free any easier.
- EErin M. P.Memphis - TNPosted on 2023-09-21T13:18:22.000Z5.0forMichael FergieMichael and his team were extremely responsive, helpful, and organized with the entire process. Highly recommend Michael and the First Horizon team!
- MMichael A. U.Memphis - TNPosted on 2023-09-04T12:29:18.000Z5.0forMichael FergieEasy to work with. Great communication with our attorney.
- HHugo D. O.Asheville - NCPosted on 2023-08-29T14:42:08.000Z5.0forMichael FergieMichael was terrific. Prompt, communicative, friendly, and professional.
- WWilliam W. M.Louisville - TNPosted on 2023-08-07T13:23:09.000Z5.0forMichael FergieMichael Ferhie’s professionalism made y’all great
- NNikhil G.Memphis - TNPosted on 2023-08-06T12:32:53.000Z5.0forMichael FergieUser interface very intuitive Between information provided by the website and Michael, the complexities of the loan process were de-mystified to me. Michael was very responsive with any questions I had and provided timely follow-up as we went through the loan initiation process.
- KKelsey D.Jackson - TNPosted on 2023-07-27T12:00:15.000Z5.0forMichael FergieMichael is very friendly, communicative, and incredibly helpful through the entire process. He made buying a house as easy and low stress as this can be. This is my second (or third?) time working with him.
- CCheryl W. P.Germantown - TNPosted on 2023-07-22T04:33:58.000Z5.0forMichael FergieGave us great service and worked to get us a good rate on our loan.
- CChristopher T. H.Germantown - TNPosted on 2023-07-08T11:26:48.000Z5.0forMichael FergieSmooth efficient process. Excellent communication and ease with loan processing and approval.
- JJerry M. T. J.Linville - NCPosted on 2023-07-05T14:38:32.000Z5.0forMichael FergieMichael Fergie and Justin Perry were true professionals. It was a pleasure working with both men. First TN/First Horizon has taken very good care of our personal and business banking needs for almost 35 years. Thank you, again. Jay & Ginna Tillman
- CChristopher A. B.Memphis - TNPosted on 2023-06-28T18:04:40.000Z5.0forMichael FergieMichael was great! Very organized, friendly, and knowledgeable. He made the process a breeze!
- LLuke M.Knoxville - TNPosted on 2023-06-24T12:39:56.000Z5.0forMichael FergieMichael was extremely responsive all the time and always went the extra mile to make sure I was informed and understood everything.
- LLanetria W. M.Somerville - TNPosted on 2023-06-16T04:38:17.000Z5.0forMichael FergieWe were able to reach our loan officer quickly for any questions or concerns throughout the entire process. This is our 2nd time working with Mr. Fergie and both experiences were GREAT! We would highly recommend him to anyone seeking financing for their next home purchase.
- GGeoffrey H. S.Memphis - TNPosted on 2023-06-15T17:10:43.000Z5.0forMichael FergieThe whole process was great because when we had problems, Michael found solutions.