N

Nicholas C. M.  

Brentwood - TN

Posted on 2025-09-03T16:44:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team have done 3-4 deals for me and my family, fast with answers, tells the truth and gets the job done efficiently ... very fair... i recommend him to others and woudl not dream of using someone else for these type deals for myself or family...

H

Hadley J. M.  

Franklin - TN

Posted on 2025-08-08T13:01:14.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

We have now used Michael and his team for two home purchases and each time he has taken time to talk through the process and all options and really show that he is invested in helping us be set up the best we can be. We will recommend Michael to everyone we know!

R

Rachel K.  

Posted on 2025-07-31T16:11:01.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were so responsive, professional, and organized. They were clear with their requests and were very efficient and on top of things. HIGHLY RECOMMEND!

R

Ryan T. H.  

Nashville - TN

Posted on 2025-11-18T21:34:03.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was incredibly knowledgeable and really helped us navigate how to purchase our condo as well as ways to roll some closing costs into the mortgage. I would highly recommend working with Michael!

G

Grant W. Y.  

Talbott - TN

Posted on 2025-11-15T16:59:50.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

As an out-of-state property owner, the process of getting a loan can feel daunting. Michael Ribas's fully automated online system made it incredibly simple and efficient. Everything was clear, communication was excellent, and I never felt my distance was an issue. Highly recommend for any remote investor!

D

Delon N. H.  

Chicago - IL

Posted on 2025-11-10T22:53:23.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very responsive and easy to work with

T

Thomas E.  

Posted on 2025-11-10T13:32:25.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Great mortgage broker would definitely recommend!

T

Thomas E.  

Franklin - TN

Posted on 2025-11-10T13:32:04.000Z

4.25 ★ ★ ★ ★

for

Michael Ribas

Great, especially when looking to compare fees and lock-in competitive rate. Communication was a little light during the closing process, especially in process and timing. Overall, satisfied and would definitely recommend!

E

Eric N.  

Nashville - TN

Posted on 2025-11-07T22:11:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Applying for a mortgage is stressful at the best of times, but Michael and the team at First Horizon made things feel simple and straightforward. All matters were handled with care and any my questions were answered with clear confidence. We were applying at a time when interest rates were very volatile and Michael's newsletters and guidance were an amazing resource in helping us navigate this (perhaps the most critical) aspect of the process. Thanks again for a great experience!

D

David A. I.  

Murfreesboro - TN

Posted on 2025-10-30T13:12:16.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

The First Horizon team is top notch! The process was seamless and timely. I greatly appreicate their help!

G

Grant W. Y.  

Morristown - TN

Posted on 2025-10-20T16:18:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very professional and helpful to fix problems and offer alternative solutions

L

LaMel B.  

Brentwood - TN

Posted on 2025-10-20T15:12:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

What made my closing experience stand out was Michael's clear and consistent communication. His professionalism and genuine care were evident in every interaction. Additionally, Michael and his team went above and beyond to ensure a seamless process, making me feel confident, informed, and appreciated. I couldn't have asked for a better experience. Thank you for making such an important moment feel so smooth and special!

K

Kurt D. B.  

Franklin - TN

Posted on 2025-10-17T19:53:34.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

I appreciated the customized and high touch service throughout this process. Look forward to working with Michael and team.

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Natalie N. B.  

Franklin - TN

Posted on 2025-10-02T18:57:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael is very professional, knowledgeable but yet warm and friendly. Great combo! Cara is as well. Could not ask for a better team.

U

Usha S.  

Franklin - TN

Posted on 2025-10-01T23:31:13.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Every one who i spoke to was very helpful

M

Michael J. H.  

Nashville - TN

Posted on 2025-09-18T13:06:08.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Good system. Great people.

T

Troy J. B.  

Gallatin - TN

Posted on 2025-08-29T13:21:27.000Z

4.0 ★ ★ ★ ★

for

Michael Ribas

The online system is a little clunky and not as smooth or as intuitive as other systems like Rocket Mortgage that ive used.

P

Paul Â. K.  

Posted on 2025-08-25T15:47:18.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

P

Paul K. I.  

Franklin - TN

Posted on 2025-08-25T15:47:11.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

we truly enjoyed working with Michael and his team. They were great partners through this process.

O

Oladapo A.  

Fort Worth - TX

Posted on 2025-07-31T16:06:08.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were so responsive, professional, and organized. They were clear with their requests and were very efficient and on top of things. HIGHLY RECOMMEND!

C

Cameron S.  

Santa Monica - CA

Posted on 2025-07-10T20:34:08.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and Erika were excellent throughout the process Bryan Bolton was also very helpful imqith checking in and making sure everything was going well

L

Lee V. W. J.  

Jackson - MS

Posted on 2025-07-04T23:07:42.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team are the best. This was my fourth home purchase and it was far and away the best experience I have had. I highly recommend Michael and First Horizon.

E

Edward E.  

Posted on 2025-07-02T12:55:40.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

E

Edward R. E.  

Roswell - GA

Posted on 2025-07-02T12:55:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

I cabg speak highly enough of Michael and his team (including Colby on the treasury side of the house). Communication was always timely and clear and timelines were alsays met Further, my rate and loan terms wrre fantastic Again, I can't recommend Michael highly enough

Z

Zachary G. T.  

Kingston Springs - TN

Posted on 2025-06-21T12:22:25.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Process was smooth, all steps and information needed was clear and concise. Michael was accessible throughout the entire process for every question I had. Highly recommend.

Z

Zackary G.  

Brentwood - TN

Posted on 2025-05-17T10:59:27.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Timely communication and easy to work with.

J

Joung K.  

Decatur - GA

Posted on 2025-05-12T18:53:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very helpful in explaning available rates and products to make an informed decision

W

Walter C. T. I.  

Nashville - TN

Posted on 2025-05-08T13:00:33.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael, April, and Erin were very responsive throughout the process and had the answers to all of my wife and I's questions as first time home buyers. Great team with a lot of experience!

P

Philip W.  

Nashville - TN

Posted on 2025-05-06T01:06:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was responsive and helpful in guiding us through our first mortgage. He was easy to get in touch with and proactive, and made this process much smoother than we could have ever anticipated!

L

Lauren E. B.  

Nashville - TN

Posted on 2025-05-01T15:21:50.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and the whole team were very communicative, with prompt updates and clear instructions throughout the process. We are first-time homebuyers and were also doing this remotely, and they made everything very smooth.

M

Matthew J.  

Nashville - TN

Posted on 2025-05-01T12:04:58.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Pretty simple

J

Jon B.  

Posted on 2025-04-25T20:52:38.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

J

Jonathan B.  

Nashville - TN

Posted on 2025-04-25T20:52:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

This is the third home (plus a refinance) I have worked through with Michael. My wife and I have always appreciated his guidance through the home buying process.

E

Eric M. B.  

Nashville - TN

Posted on 2025-04-15T08:38:53.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

professional, communicative and extremely helpful

B

Brittany B. D.  

Cookeville - TN

Posted on 2025-04-09T03:21:53.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Always available, friendly and profe

J

Jeanne B. H.  

Franklin - TN

Posted on 2025-04-07T21:04:44.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Nothing to add

S

Savannah A.  

Posted on 2025-04-02T19:26:35.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

S

Savannah A.  

Helena - MT

Posted on 2025-04-02T19:26:15.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

very responsive

E

Emma L. M.  

Brentwood - TN

Posted on 2025-04-02T14:06:06.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

I love how you came to our closing meeting and were so personable!!! Thank you!!

K

Kevin4ster7 F.  

Posted on 2025-04-01T23:38:36.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

First Horizon loan officer Michael Ribas did a great job facilitating our home loan and helping us to build valuable connections to bankers and other companies crucial in our home buying process. We are thankful we got to buy our first home with him as our loan officer. We feel very confident working with First Horizon for years to come.