N

Nicholas C. M.  

Brentwood - TN

Posted on 2025-09-03T16:44:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team have done 3-4 deals for me and my family, fast with answers, tells the truth and gets the job done efficiently ... very fair... i recommend him to others and woudl not dream of using someone else for these type deals for myself or family...

H

Hadley J. M.  

Franklin - TN

Posted on 2025-08-08T13:01:14.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

We have now used Michael and his team for two home purchases and each time he has taken time to talk through the process and all options and really show that he is invested in helping us be set up the best we can be. We will recommend Michael to everyone we know!

P

Paula A. J. V.  

Nashville - TN

Posted on 2026-02-13T17:19:19.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

General ease of the process and the support from the team!

J

Jessica A. H.  

Nashville - TN

Posted on 2026-02-05T16:39:01.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was very communicative and patient with us throughout the entire process. We will highly recommend him to others!

J

Jacob B.  

Posted on 2026-01-31T00:25:41.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

J

Jacobo J. B.  

Nashville - TN

Posted on 2026-01-31T00:25:14.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very communicative team and easy document upload process

M

Michael S.  

Posted on 2026-01-22T13:29:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

M

Michael S.  

Nashville - TN

Posted on 2026-01-22T13:29:39.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

It was very easy to communicate with you and the company. Getting the paperwork done was a breeze. Also, the process was very smooth!

M

Megan C.  

Brentwood - TN

Posted on 2026-01-17T14:33:27.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Effective communication and smooth process!

J

Joseph H.  

Posted on 2026-01-15T14:09:58.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

J

Joseph H.  

Brentwood - TN

Posted on 2026-01-12T13:26:00.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Quick preapproval process. Everything was able to be done online during the mortgage

P

Parsa  

Posted on 2026-01-08T16:16:41.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were amazing to work with. They were extremely responsive, knowledgeable, and made the whole loan process easy!

P

Parsa Z.  

Franklin - TN

Posted on 2026-01-08T16:15:53.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his entire team were amazing to work with. He is professional, responsive, and made the entire process smooth from start to finish.

T

Todd W.  

Posted on 2026-01-07T13:34:20.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was very professional and guided us into a great loan product that fit our needs. The process was user-friendly from start to finish with electronic document collection and e-signing of the closing docs. His underwriting team was great to work with as well. Thanks again - we had a great experience!

W

William T. W.  

Nashville - TN

Posted on 2026-01-07T13:33:53.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was very professional and guided us into a great loan product that fit our needs. The process was user-friendly from start to finish with electronic document collection and e-signing of the closing docs. His underwriting team was great to work with as well. Thanks again - we had a great experience!

C

Celso T. C.  

Nashville - TN

Posted on 2025-12-24T15:11:13.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Exc communication; easy to navigate portal;

J

John R.  

Nashville - TN

Posted on 2025-12-08T15:15:36.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael Ribas and Erika Lane were absolutely excellent. Very progressional and extremely responsive. My loan process was very smooth thanks to their amazing work. I highly recommend them to anyone and give them extremely high remarks.

D

Diana T.  

Las Vegas - NV

Posted on 2025-12-02T22:47:43.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael is great to work with- he has managed 4 mortgages for us in 4 states

R

Ryan T. H.  

Nashville - TN

Posted on 2025-11-18T21:34:03.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael was incredibly knowledgeable and really helped us navigate how to purchase our condo as well as ways to roll some closing costs into the mortgage. I would highly recommend working with Michael!

G

Grant W. Y.  

Talbott - TN

Posted on 2025-11-15T16:59:50.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

As an out-of-state property owner, the process of getting a loan can feel daunting. Michael Ribas's fully automated online system made it incredibly simple and efficient. Everything was clear, communication was excellent, and I never felt my distance was an issue. Highly recommend for any remote investor!

D

Delon N. H.  

Chicago - IL

Posted on 2025-11-10T22:53:23.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very responsive and easy to work with

T

Thomas E.  

Posted on 2025-11-10T13:32:25.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Great mortgage broker would definitely recommend!

T

Thomas E.  

Franklin - TN

Posted on 2025-11-10T13:32:04.000Z

4.0 ★ ★ ★ ★

for

Michael Ribas

Great, especially when looking to compare fees and lock-in competitive rate. Communication was a little light during the closing process, especially in process and timing. Overall, satisfied and would definitely recommend!

E

Eric N.  

Nashville - TN

Posted on 2025-11-07T22:11:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Applying for a mortgage is stressful at the best of times, but Michael and the team at First Horizon made things feel simple and straightforward. All matters were handled with care and any my questions were answered with clear confidence. We were applying at a time when interest rates were very volatile and Michael's newsletters and guidance were an amazing resource in helping us navigate this (perhaps the most critical) aspect of the process. Thanks again for a great experience!

D

David A. I.  

Murfreesboro - TN

Posted on 2025-10-30T13:12:16.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

The First Horizon team is top notch! The process was seamless and timely. I greatly appreicate their help!

G

Grant W. Y.  

Morristown - TN

Posted on 2025-10-20T16:18:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Very professional and helpful to fix problems and offer alternative solutions

L

LaMel B.  

Brentwood - TN

Posted on 2025-10-20T15:12:26.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

What made my closing experience stand out was Michael's clear and consistent communication. His professionalism and genuine care were evident in every interaction. Additionally, Michael and his team went above and beyond to ensure a seamless process, making me feel confident, informed, and appreciated. I couldn't have asked for a better experience. Thank you for making such an important moment feel so smooth and special!

K

Kurt D. B.  

Franklin - TN

Posted on 2025-10-17T19:53:34.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

I appreciated the customized and high touch service throughout this process. Look forward to working with Michael and team.

N

Natalie N. B.  

Franklin - TN

Posted on 2025-10-02T18:57:48.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael is very professional, knowledgeable but yet warm and friendly. Great combo! Cara is as well. Could not ask for a better team.

U

Usha S.  

Franklin - TN

Posted on 2025-10-01T23:31:13.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Every one who i spoke to was very helpful

M

Michael J. H.  

Nashville - TN

Posted on 2025-09-18T13:06:08.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Good system. Great people.

T

Troy J. B.  

Gallatin - TN

Posted on 2025-08-29T13:21:27.000Z

4.0 ★ ★ ★ ★

for

Michael Ribas

The online system is a little clunky and not as smooth or as intuitive as other systems like Rocket Mortgage that ive used.

P

Paul Â. K.  

Posted on 2025-08-25T15:47:18.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

P

Paul K. I.  

Franklin - TN

Posted on 2025-08-25T15:47:11.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

we truly enjoyed working with Michael and his team. They were great partners through this process.

R

Rachel K.  

Posted on 2025-07-31T16:11:01.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were so responsive, professional, and organized. They were clear with their requests and were very efficient and on top of things. HIGHLY RECOMMEND!

O

Oladapo A.  

Fort Worth - TX

Posted on 2025-07-31T16:06:08.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team were so responsive, professional, and organized. They were clear with their requests and were very efficient and on top of things. HIGHLY RECOMMEND!

C

Cameron S.  

Santa Monica - CA

Posted on 2025-07-10T20:34:08.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and Erika were excellent throughout the process Bryan Bolton was also very helpful imqith checking in and making sure everything was going well

L

Lee V. W. J.  

Jackson - MS

Posted on 2025-07-04T23:07:42.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

Michael and his team are the best. This was my fourth home purchase and it was far and away the best experience I have had. I highly recommend Michael and First Horizon.

E

Edward E.  

Posted on 2025-07-02T12:55:40.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

E

Edward R. E.  

Roswell - GA

Posted on 2025-07-02T12:55:30.000Z

5.0 ★ ★ ★ ★ ★

for

Michael Ribas

I cabg speak highly enough of Michael and his team (including Colby on the treasury side of the house). Communication was always timely and clear and timelines were alsays met Further, my rate and loan terms wrre fantastic Again, I can't recommend Michael highly enough