Michael Ribas
Mortgage Loan Originator
Experience
- Working in mortgage banking in the Nashville area since 2010
- Currently specializes in providing home mortgages to buyers in the Nashville area, including musicians, doctors, executives and first-time homebuyers
Education
- Vanderbilt University, B.A.
PROFESSIONAL AFFILIATIONS/LICENSES
- Nationwide Mortgage Licensing System and Registry (NMLS) #232275
- HHeather Kaye MilloyBurns - TNPosted on 2024-05-02T03:37:41.000Z5.0forMichael RibasKnowlegdable, friendly, and easy to work with. Will definitely recommend to friends and family in the future.
- IIan C McCombNashville - TNPosted on 2024-04-12T14:16:55.000Z5.0forMichael RibasVery easy and thorough communication, lots of updates and reminders sent via email regarding status/progress. Whole team was helpful and pleasant to interact with.
- CCarl M Laitinen Jr.Brentwood - TNPosted on 2024-04-02T22:28:02.000Z5.0forMichael RibasThis was a difficult transaction on a niche product (C2P) in a up and down economy. Happy that we were able to get it across the finish line and thanks for all the hard work.
- AAnderson Hudgens WebbNashville - TNPosted on 2024-03-31T12:12:37.000Z5.0forMichael RibasGreat experience. I am a repeat customer.
- VViviane Maia WebbNashville - TNPosted on 2024-03-22T12:52:06.000Z5.0forMichael RibasMichael was always responsive
- JJeffrey Paul NosanovDecatur - GAPosted on 2024-03-11T12:44:32.000Z5.0forMichael RibasMichael’s team was very responsive, and the various online tools made the tedious part of document gathering much simpler.
- PPeter C Wroblewski JrNashville - TNPosted on 2024-03-01T21:07:04.000Z5.0forMichael RibasFirst home. Great experience!
- AAditi BalakrishnaNashville - TNPosted on 2024-02-19T13:40:09.000Z5.0forMichael RibasEase of communication and responsiveness of team
- GGeorge Alexander TolbertNashville - TNPosted on 2024-02-13T16:21:31.000Z5.0forMichael RibasMike is the best!
- MMark Nelson BeardCollege Grove - TNPosted on 2024-02-09T12:45:48.000Z5.0forMichael RibasMichael was fantastic through the entire process of securing a mortgage and closing on the new house we purchased. He and his team answered all of our questions, were accessible and always professional. It has led us to decide to also do our banking with First Horizon. He has been nothing but incredible through the entire process.
- AAmara Anne Berthelse MattinglyNashville - TNPosted on 2024-01-13T16:34:12.000Z5.0forMichael RibasMichael was very helpful in better understanding the ins and outs of mortgages, since we were first time home buyers. He also promptly answered questions and was always clear about next steps. Thanks to you and your team, Michael.
- JJames Stanley OakleyLebanon - TNPosted on 2024-01-02T13:58:16.000Z5.0forMichael RibasThe team and their response to questions.
- MMatthew George MurphyNashville - TNPosted on 2023-12-21T18:29:45.000Z5.0forMichael RibasWe had a very successful closing! Michael and his team made the process as smooth as possible and I learned quite a bit along the way. The First Horizon team were communicative, knowledgeable and helpful the entire way through. Thank you for making our first home purchase a great success!
- RRobert BryarShelbyville - TNPosted on 2023-12-21T05:25:31.000Z5.0forMichael Ribasmichael and his team were amazing. they helped me to get through a very fast closing while always keeping me informed. even after we had to pull out of a contract, only a few days before closing, because of a seller issue, michael and his team stuck with me until i found another house to purchase. once i found another house the team made everything very easy to get rolling again, and very quickly. party at the new house when it’s unpacked. thank you michael and team. i appreciate you a lot!
- EElosha JohnsonBrentwood - TNPosted on 2023-12-13T12:23:27.000Z5.0forMichael RibasMichael is AWESOME! He kept me informed every step of the way. He usually picked up immediately or returned my call immediately when I called. If he didn't know the answer to a question he was able to contact the correct person and give me the answer quickly. My realtor loved his information video about the process. This was my first home purchase and Michael helped make it as low stress as possible! I enjoyed my home buying experience!
- EErin C FisterNashville - TNPosted on 2023-12-05T12:38:13.000Z5.0forMichael RibasThe loan process was smooth. Michael was great to work with.
- RRichard Lewis Martin IIINashville - TNPosted on 2023-11-28T16:16:50.000Z5.0forMichael RibasOn a very fast timeline, Michael got us into our new home with minimal stress. He was attentive, proactive, and had a great team built around him that we could reach out to for moving things forward. Especially around the holiday season, we were so impressed with his effort and work ethic. He came highly recommended from friends and colleagues and now we know why. My family will be using Michael and First Horizon for any future related business. Thanks Michael!
- DDanny WorsnopNashville - TNPosted on 2023-11-23T20:39:00.000Z5.0forMichael RibasEasy transaction, knowledgeable, and friendly
- GGregory Richard FlanaganKnoxville - TNPosted on 2023-10-23T12:28:26.000Z5.0forMichael RibasLoved working with this team. Very easy to work with and very responsive communication.
- HHannah Nicole TompkinsLafayette - TNPosted on 2023-09-18T22:53:32.000Z5.0forMichael RibasMichael Ribas and his team made it easy and non stressful through the loan process! They stayed up to date with everything and kept us updated as stuff was needed! We will definitely recommend First Horizon Bank with Michael Ribas!
- JJuliana H Santos RaymundoGreenbrier - TNPosted on 2023-09-03T17:38:24.000Z5.0forMichael RibasExcellent communication and prompt action. Issues were solved without much delay.
- AAlejandro Santos RaymundoGreenbrier - TNPosted on 2023-09-03T15:55:11.000Z5.0forMichael RibasCommunication was great. I never had to wait days for my questions to be answered
- AAbdul-Hadi KaakourNashville - TNPosted on 2023-08-27T15:50:38.000Z5.0forMichael RibasCommunicative every step of the way, answered my many questions with accuracy and grace, very flexible in tailoring the loan to our needs. Great experience.
- DDavid Alan Van AlstineNashville - TNPosted on 2023-08-11T10:43:30.000Z5.0forMichael RibasAt sixty years old, I have purchase and refinanced homes multiple times and so I'm familiar with how convoluted and occasionally frustrating the process can be. My experience here was excellent. Everyone involved remained engaged in the flow of documentation required and provided clear and concise information about where we were in the time line, what to expect at each step, and who and where the people involved were. At closing, Ryan Morris noted that there was an eleven cent discrepancy in the numbers. While this is miniscule on an $800,000 loan, he was also fully aware that the information had to be absolutely accurate and made sure that the closing officer located and corrected the issue.
- MMarcia Baker Van AlstineNashville - TNPosted on 2023-08-08T14:10:03.000Z5.0forMichael RibasIt was so easy!! And working with Michael and his team was awesome. They were very responsive to questions and made the entire process easy.
- BBenjamin David WatsonNashville - TNPosted on 2023-08-07T11:48:09.000Z5.0forMichael RibasNo thank you
- LLowell Harrison FrantzNashville - TNPosted on 2023-08-01T11:46:20.000Z5.0forMichael RibasOverall good experience with Michael and his team. His team was always available when we needed them. The digital program was not as user friendly as I anticipated.
- KKatherine Barbara GordonNashville - TNPosted on 2023-07-21T20:22:08.000Z5.0forMichael RibasVery straightforward with questions answered along the way.
- RRyan Byrne CookNolensville - TNPosted on 2023-07-15T15:21:29.000Z5.0forMichael RibasGreat pre-made videos for explanation. Easy application/website to use for upload. Always kept me informed. Erika Lane walked me through the final piece as well.
- SSharon Londeree IstfanNashville - TNPosted on 2023-07-12T15:56:02.000Z3.0forMichael RibasCommunication around closing process was poor. Several people on vacation during closing.
- SSteven Paul Ragle IISewanee - TNPosted on 2023-07-08T22:33:55.000Z5.0forMichael RibasMichael and his staff were very helpful and alway available to help make things go smoothly and on time.
- MMarcy Janice AbelFranklin - TNPosted on 2023-07-05T16:56:29.000Z5.0forMichael RibasI have worked with Michael for years. He was so helpful in helping us close on the home of our dreams!
- MMichael Edward MooreNashville - TNPosted on 2023-06-25T23:24:48.000Z5.0forMichael RibasGreat communication, Michael Ribas answered all my questions and helped make the process less stressful for me.
- ZZachary Joseph Il'GiovineNashville - TNPosted on 2023-06-20T12:14:52.000Z5.0forMichael RibasResponsiveness
- CClare Lillie Il'GiovineNashville - TNPosted on 2023-06-20T11:19:13.000Z5.0forMichael RibasEasy to work with and easy to get ahold of when needed. Fast replies when we had questions
- PPatrick Cooper BarnettBlack Mountain - NCPosted on 2023-06-18T21:22:57.000Z5.0forMichael RibasExcellent attention and service.
- MMark Edward PeterNashville - TNPosted on 2023-06-04T01:15:50.000Z5.0forMichael Ribas..........
- DDavid C SchmutzNashville - TNPosted on 2023-05-31T10:58:56.000Z5.0forMichael RibasMichael goes above and beyond to make sure the client and all the details are taken care of.
- JJeremy M SternBrentwood - TNPosted on 2023-05-30T10:40:05.000Z5.0forMichael RibasQuick and easy. Any questions were answered promptly.
- AAnjali Rajiv MaindarkarBrentwood - TNPosted on 2023-05-26T12:57:39.000Z5.0forMichael RibasThe whole process was make very easy and everything was communicated extremely well. Thank you
- PPratik Parag PandharipandeBrentwood - TNPosted on 2023-05-23T12:02:09.000Z5.0forMichael RibasEase of communication, willing to work with clients needs, knowledge
- JJamie BeckwithNashville - TNPosted on 2023-05-15T21:04:47.000Z5.0forMichael Ribasefficient and quick communication
- TThomas Anthony CassiniNashville - TNPosted on 2023-05-14T00:38:06.000Z5.0forMichael RibasProfessional and easy to work with
- JJenna CassiniNashville - TNPosted on 2023-05-08T09:35:24.000Z5.0forMichael RibasMichael was easy to talk to, informative, and amenable.
- AAndrew TerajewiczNashville - TNPosted on 2023-05-03T13:33:30.000Z5.0forMichael RibasThank you Michael for all of your support in this new and unfamiliar process. You were a pleasure to work with, and we were very happy working with you from all the lenders we spoke with. Appreciate all of the time you spent to walk us through this, answer our questions, and help us along our way. Best, Andrew + Katie
- JJyotheen KaramBrentwood - TNPosted on 2023-04-24T01:16:24.000Z5.0forMichael Ribashe was very patient and worked with all parties involved like builder, designer in closing the loan
- RRobert Erik MorrisonNashville - TNPosted on 2023-04-19T14:11:56.000Z5.0forMichael RibasEverything straight forward and very simple, even for someone like me that's not tech savvy. Communication was frequent, the online portal was a breeze, and the timing was as expected.
- DDaphne Michelle Penn FongeBrentwood - TNPosted on 2023-04-17T13:40:48.000Z5.0forMichael RibasMichael was an excellent loan officer who made us feel valued as customers. We were originally working with a different bank, but Michael's approach to servicing truly won us over. We will definitely recommend friends in the future.
- JJohn Nki FongeBrentwood - TNPosted on 2023-04-16T06:37:01.000Z5.0forMichael RibasExcellent communication and advocating for best loan possible
- AAnderson Hudgens WebbCookeville - TNPosted on 2023-04-07T18:17:32.000Z5.0forMichael RibasI would highly recommend Michael Ribas to friends and family.
- GGigi Abadie WeigelBrentwood - TNPosted on 2023-03-24T13:54:55.000Z5.0forMichael RibasEveryone was respectful, responsive, knowledgeable and helpful. They made a process that can be arduous very quick and painless.
- JJohn Jerome Weigel JrBrentwood - TNPosted on 2023-03-21T15:14:57.000Z5.0forMichael RibasYour people.
- KKathonia Jennetta JonesRome - GAPosted on 2023-03-18T11:05:01.000Z5.0forMichael RibasMichael is always awesome to work with and advises us well on loan packages
- JJohn L VentersSuwanee - GAPosted on 2023-03-09T19:22:21.000Z4.0forMichael RibasOverall Great Experience
- ZZachary BellNashville - TNPosted on 2023-03-03T17:00:38.000Z5.0forMichael RibasGreat communication, heard back quickly when I had questions. Also they were proactive in touching base with me when information was needed so I was aware and could gather what they needed quickly.
- CCameron Lawrence RustNashville - TNPosted on 2023-03-01T16:39:37.000Z5.0forMichael RibasMichael was great to work with. He was very knowledgeable and helped advise us throughout the entire process. He made buying our first home as much of a stress free experience as possible.
- KKatherine GreeneNashville - TNPosted on 2023-03-01T14:22:12.000Z5.0forMichael RibasMichael was incredibly helpful throughout the entire process - this was my first experience purchasing a home and he made it very easy!
- JJeremy JordanAntioch - TNPosted on 2023-02-20T20:18:00.000Z5.0forMichael RibasMichael and Jamie did an excellent job of finding the best type of loan to get me, and kept me in the loop every step of the way! Highly recommend!
- GGarrett R BroussardTullahoma - TNPosted on 2023-02-20T19:49:48.000Z5.0forMichael RibasReply’s were fast
- AAmanda BanksMurfreesboro - TNPosted on 2023-02-20T14:52:47.000Z5.0forMichael RibasMichael was incredible and took the time to answer any question that came to mind. I would call him worried about something and he would immediately calm me down and talk through each step with me. He is AMAZING!
- GGraham R WaldropNashville - TNPosted on 2023-02-16T17:41:12.000Z5.0forMichael RibasMichael was fantastic and really made the process as easy as you could hope. Very knowledgeable and gave my wife and me a lot of confidence that we were in great hands.
- KKevin LouieSpring Hill - TNPosted on 2023-02-12T15:17:23.000Z4.0forMichael RibasMichael was easily accessible throughout the loan process. I wish the discounts were itemized to make the final loan details more transparent. Unfortunately, this misunderstanding was clarified at the time of closing which did not leave many options to remedy. This last transaction unfortunately left an overall dissatisfied experience.
- MMary Angela BrownSmithville - TNPosted on 2023-02-07T14:41:44.000Z5.0forMichael RibasMichael and his team were very responsive and on top of it!
- IIsabel Szendrey RamosNashville - TNPosted on 2023-02-05T15:36:42.000Z5.0forMichael RibasThe team was very helpful, simple, and clear during the loan process
- AAndrew P KintzNashville - TNPosted on 2023-02-03T13:16:06.000Z5.0forMichael RibasMichael Ribas is the best MLO I have ever worked with. He was in constant communication with me, and he minimized our efforts for documentation by summarizing needs and helping wherever he could. I will be referring many of my clients to Michael.
- MMary Towles KintzNashville - TNPosted on 2023-02-03T12:45:12.000Z5.0forMichael RibasMichael is always very responsive. He made us aware of a product that we did not even know was available, which ultimately enabled us to purchase our home. We are grateful for his expertise!
- EElsa JacobsNashville - TNPosted on 2023-01-05T16:58:23.000Z5.0forMichael RibasMichael and his team were very easy to work with and very responsive to any questions.
- JJeffrey Layne Mitchell IINashville - TNPosted on 2023-01-04T13:50:59.000Z5.0forMichael RibasMichael was easily accessible to us whenever we needed him. The process was stress free and simple. We will recommend Michael to everyone we know.
- JJonathan Henry BrewerNashville - TNPosted on 2022-12-20T12:04:58.000Z5.0forMichael RibasMichael was very responsive. He was always available to answer questions and was a great resource. Would definitely work with him again.
- TTigran KesayanFranklin - TNPosted on 2022-12-20T00:21:31.000Z5.0forMichael RibasMichael is responsive, available to explain the process and answer questions that come up throughout the process.
- MMiranda Christine MorrisHendersonville - TNPosted on 2022-12-05T15:12:29.000Z5.0forMichael RibasMichael and his moved mountains to make a very quick closing process so the closing date would fall on my wife's birthday. Couldn't ask for a better job.
- RRobin F BlackmanMurfreesboro - TNPosted on 2022-11-21T02:38:25.000Z5.0forMichael RibasGreat communication with Jamie Jones.
- BBrianna MacEachernNashville - TNPosted on 2022-11-14T12:37:23.000Z5.0forMichael RibasSuper smooth process and great communication.
- JJonathan DeethNashville - TNPosted on 2022-11-07T02:26:04.000Z5.0forMichael RibasEasy communication and smooth online interface
- SSamuel MartinOld Hickory - TNPosted on 2022-10-27T02:42:08.000Z5.0forMichael RibasPretty active in relaying information. The product was what I was searching for plus more. I'm glad to do business with my bank
- JJohn C ThomasSandy Springs - GAPosted on 2022-10-10T17:55:07.000Z5.0forMichael RibasMost seamless transaction I have had with respect to a home purchase. The entire team was great.
- JJessica Jane FisherNashville - TNPosted on 2022-09-28T19:17:23.000Z5.0forMichael RibasMichael and the team made it very easy for us to purchase our first home! We were very glad to work with someone who could guide us through a brand new process and answer every question. Thank you!
- AAndrew John PisanskyPlymouth - MNPosted on 2022-09-22T13:58:42.000Z5.0forMichael RibasMichael is awesome. He is incredibly responsive with speed, accuracy, and helpfulness. He was always accessible, affable, and a pleasure to work with.
- RRachel A MatthewsSmithville - TNPosted on 2022-09-19T04:36:37.000Z5.0forMichael RibasThank you for your help
- DDouglas Charles SislerFranklin - TNPosted on 2022-09-17T13:37:16.000Z5.0forMichael RibasGreat experience all the way around!! Thank you to the Team!!
- TTodd S MatthewsSmithville - TNPosted on 2022-09-15T12:16:39.000Z5.0forMichael RibasMichael Ribas
- MMagdalena WilkersonWytheville - VAPosted on 2022-09-15T11:45:47.000Z5.0forMichael RibasMr. Ribas always called me back when to answer any questions about the process.
- CClarence Mitchell IIITampa - FLPosted on 2022-09-14T17:28:51.000Z5.0forMichael RibasI found my experience with First Horizon to be a professional experience. Working with Michael Ribas was a joy. Unfortunately, due to unforeseen circumstances with the V.A. and coming out of forbearance. The loan took a few months to process. But Michael never wavered, he stuck right there with me until the end. Even in his absence, the team continued to provide the same great service. Thank you, Michael. Thank you, Erika Lane, and thank you Frist Horizon. CM III USMC retired
- DDaniel Hamilton GoscombeOld Hickory - TNPosted on 2022-09-14T12:48:34.000Z5.0forMichael RibasEvery thing was seamless.
- SSa Cara Shaw PrideNashville - TNPosted on 2022-09-14T11:40:33.000Z5.0forMichael RibasGood communication and ease of process
- LLaura Claire PaulsenPlymouth - MNPosted on 2022-09-10T13:37:36.000Z5.0forMichael RibasMichael was very responsive, easy to work with, diligent, and helpful.
- DDevika NairNashville - TNPosted on 2022-09-04T11:40:41.000Z5.0forMichael Ribasorganized, efficient, pleasant
- NNicholas Joseph WittigPensacola - FLPosted on 2022-09-03T12:20:52.000Z5.0forMichael RibasMicheal was great very knowledgeable, friendly, and always available
- MMatthew J GiblinFranklin - TNPosted on 2022-08-30T10:44:10.000Z5.0forMichael RibasDealt primarily with Jamie. Very helpful and professional. Made process very tolerable.
- EEvin Taylor EdensMount Juliet - TNPosted on 2022-08-28T10:40:17.000Z5.0forMichael RibasMichael and his team were quick to respond and a delight to work with. They made my first time home purchase simple, effortless, and stress free. They answered all my questions quickly and the software made it easy to track where I was throughout the entire process.
- NNikhil Ashwin ParikhBrentwood - TNPosted on 2022-08-08T00:16:54.000Z5.0forMichael RibasMichael Ribas and Erika Lane were very good with keeping us updated and and were easy to contact. They were very good at responding to all questions in a timely manner.
- CCharles Anthony LambertNashville - TNPosted on 2022-08-02T13:02:48.000Z5.0forMichael RibasJamie and Matis worked together like a qb and a halfback and made me feel like I was their only customer. They are the reason I recommend your bank.
- TTasha Layton SmithThompsons Station - TNPosted on 2022-07-30T09:25:56.000Z5.0forMichael RibasIt was a very concise and easy process. Great people. Mad respect!
- RRobert Cory PanterHendersonville - TNPosted on 2022-07-23T13:02:28.000Z5.0forMichael RibasEverything was great from beginning to end. Any questions were answered quickly and easily.
- BBenjamin James JelksNashville - TNPosted on 2022-07-22T13:32:43.000Z5.0forMichael RibasThe whole process was easy from start to finish.
- LLara HewettLexington - SCPosted on 2022-07-22T11:53:15.000Z5.0forMichael RibasHe was very communicate to and easy to reach. He went out of his way to make our home buying process as smooth as possible.
- JJohn Andrew LamarMaryville - TNPosted on 2022-07-13T11:11:48.000Z5.0forMichael RibasEveryone was extremely helpful, kind, patient, and competent.