Home Equity Line of Credit
Access the equity in your home with a line of credit that you can use as you need funds. Our team provides personalized assistance to walk you through your loan options.
Put your equity to work toward home improvements, debt consolidation† or other major purchases with a Home Equity Line of Credit (HELOC). You can withdraw funds as you need them, and choose to pay interest only on that portion of the line you use during the draw period.
Product Features
- HELOC interest rate is generally lower than an unsecured loan or credit card
- Line of credit is a reusable source of funds
- Interest-only mortgage payments during draw period
- Link HELOC to your First Horizon checking account for overdraft protection
- Easy access to your credit line through Digital Banking or First Horizon Bank checks
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† Before consolidating debt, you should consider all factors including the costs of refinancing compared to the benefits.