Commercial Deposit Solutions - First Horizon Bank

Deposit Solutions

Stay on top of your cash flow.

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Earn credit based on your account balance to offset activity charges – the higher the balances, the more credit you earn Summary statement, if you hold multiple accounts
Monthly Account Analysis Statement
Monthly summary of Treasury Management services activity

Cost efficiency – get rewarded for your banking services and high checking balances
Cash management enhancement – detailed monthly statements provide a comprehensive view of your monthly cash position
FDIC Insured

Account automatically "sweeps" excess funds held in your commercial checking account each evening into a repurchase agreement investment account to provide you with an investment return.
The Bank takes the necessary steps to assure that the investment meets the requirements of a "qualified financial contract" under the Federal Deposit Insurance Act.
Confirmation notices are sent to you daily which identify the collateral supporting your overnight investment.
Funds are "swept" back into your checking account, effectively allowing you to earn interest on your balances while still having availability to use those funds the next day for transactions.

Increased efficiency – The automatic investment of funds eliminates the time required to estimate the amount of good funds available for investment.
Lowered costs – Funds invested are 100% liquid and are fully collateralized.
Added value – Payments can be processed through information reporting solutions.
Enhanced features – Allows you to have multiple depository accounts linked for enhanced investments.