Visa Small Business Credit Card – First Horizon Bank

Visa Small Business Credit Card*

Generous credit lines and competitive interest rates help you control your cash flow and track expenses.

Competitive interest rates and generous credit lines distinguish our Business Card. With the ability to simplify everyday purchases and track your expenses, this card can be a valuable asset to your bottom line.

Product Features

Credit lines up to $50,000
Interest-free grace period on purchases
Visa liability waiver program protects your business from misuse by terminated employees, up to $100,000 per cardholder
0% APR introductory rate on purchases for six months following the account opening date

Product Benefits

Worldwide acceptance
Enjoy automatic^† discounts on qualifying** purchases with Visa SavingsEdge^®. No coupons. No codes. Just savings.
Auto rental insurance at no additional charge
Online access to transaction records through our website
Access your account information 24/7 through the toll free automated touch tone service
Emergency cash and card replacement
$250,000 automatic common carrier insurance when you purchase airline, train, or other common carrier tickets
Compatible with Apple Pay™ for convenient purchases with an iPhone^®

Interest Rates & Payment Terms

Annual Percentage Rate
- Purchases – After the introductory period set forth above, your APR on purchases will be The Wall Street Journal Prime + 5.9%.
- Cash Advances – Your APR on cash advances will be The Wall Street Journal Prime + 5.9%
Grace Period for Repayment of the Balance for Purchases – you have 25 days on average to repay your entire balance before a finance charge on purchases will be imposed (provided you paid your total previous balance in full by the payment due date). The grace period does not apply to cash advances.
Minimum Payment – 5% of new balance

Fees

Annual Membership Fee – none
Other fees may apply – this account is subject to our Cardholder Agreement which includes a provision for the arbitration of claims

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* Subject to credit approval.

^† Discounts provided as credits on account statement.

** Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a “Qualifying Purchase”). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program. Visa also reserves the right to suspend or cancel any cardholder’s participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder’s receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder’s applicable Visa Business card account. Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.