You’ve arrived. Now enjoy up to $3,000*

*Private Clients must have a combination of $1,000,000 in income and investable assets and either $100,000 in consumer deposit balances with First Horizon or $500,000 with First Horizon Advisors^{^}. Offer ends September 30, 2026. 

• Receive $1,000 when you deposit $100k - $249k or more in new money deposits or
• $2,000 when you deposit $250k - $499k or more in new money deposits or
• $3,000 when you deposit $500k or more in new money deposits 

How to earn: 

• Open a new Private Client Reserve Checking with a Private Client Relationship Manager (online account opening not available).
• Within 45 days, deposit $100,000+ in new money into Private Client Reserve Checking and/or Private Client Money Market Savings. Cash bonus tier is set by total qualifying new money on day 45.
• Maintain a combined end-of-day ledger balance at or above your tier for 90 consecutive days, starting the day after the funding window ends. If balances drop below $100,000 on any day, no cash bonus; if you maintain a lower tier, you receive the lower-tier cash bonus.
• Enroll in direct deposit within 90 days and receive at least two qualifying ACH direct deposits to the checking account during the 90-day maintenance period. Qualifying direct deposits are ACH credits from your employer, payroll provider, or government/benefit provider.
• Cash bonus will be paid to your Private Client Reserve Checking within 10 business days after the maintenance period; account must be open and in good standing. 

Promotional Jumbo CD:

• Promotional Jumbo CD: Clients may open a Promotional Jumbo CD before or during this offer without affecting eligibility. Opening any other personal consumer deposit account before qualifying checking will make you ineligible.
• Balances in any CD, including the Promotional Jumbo CD, do not count toward qualifying new money or the 90-day balance requirement.
• Holding or opening a Promotional Jumbo CD will not, by itself, make you ineligible under the “no personal deposit account in the last 18 months” rule and will not be treated as combining offers. 

Eligibility and other terms:

• New clients only: no personal deposit account at First Horizon in the last 18 months (see Jumbo CD exception above).
• New money must come from a financial institution other than First Horizon Bank or any affiliate; transfers from existing First Horizon accounts do not qualify.
• Only Private Client Reserve Checking and Private Client Money Market Savings count toward this cash bonus. Business, fiduciary, CD (including Promotional Jumbo CD), IRA, and brokerage accounts are excluded from cash bonus offer.
• The primary owner on checking and savings must be the same person; only the primary owner is eligible. Limit one cash bonus per client and per household.
• Cash bonus reported as interest on IRS Form 1099 INT. Offer is non-transferable, subject to bank approval, and may be modified or ended at any time. Other terms are in the Bank Depositor Agreement. 

First Horizon Wealth Management is the marketing name for wealth-related services available to First Horizon clients. 

Trust services, including investment management services, provided by First Horizon Bank. 

^ Provided by First Horizon Advisors through LPL Financial.

“First Horizon Advisors” is a brand name used by certain employees of First Horizon Bank who provide securities, advisory, financial planning, and insurance products and services offered through LPL Financial (LPL) and/or its licensed affiliates. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Horizon Bank and First Horizon Advisors are not registered as broker-dealers or investment advisors. Registered representatives of LPL offer products and services using First Horizon Advisors and may also be employees of First Horizon Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Horizon Bank or First Horizon Advisors. Securities and insurance offered through LPL or its affiliates are:

First Horizon Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS