David A. Holm
Mortgage Loan Officer
Office: 479-878-6493
Cell: 870-654-9978
david.holm@firsthorizon.com
Experience
- Working in the financial services industry since 2015
- Currently focused on mortgage lending for residents, self-employed borrowers and first-time homebuyers
- Specializing in conventional, FHA, VA, jumbo, and medical professional loan programs for purchases and refinance
- Skilled at helping buyers, investors and real estate professionals secure competitive rates and terms
- Extensive knowledge and skill in working with self-employed borrowers
Education
- Northwest Arkansas Community College, AA
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) # 1448089
What clients are saying
SShea W. D.Lowell - ARPosted on 2026-05-04T14:13:11.000Z5.0 ★ ★ ★ ★ ★forDavid HolmBeing able to text with David .JJames G.Bentonville - ARPosted on 2026-04-28T18:08:32.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid and Marcella were excellent. Very responsive and took care of us. The breakdown came when the appraisal didn't come to us. After about a week I emailed in asking about it and Bonnie took the reigns and sent us the report and then told us she needed more documents. We uploaded everything she asked for and then went a day or two with no communication. I emailed again to make sure we were still on track and then suddenly we had to provide more documents and information. This happened several times toward the end of the process and a lot of what was being asked for was the same things that had already been uploaded to the portal. After a bit longer I emailed again to make sure they had everything they needed and that we were still on track to close within the week and was told that eveything was good. Then later that night we again got a request for even more documents. By this point we were only a couple of days away from closing. The reply's to my inquiries were either not sent at times or were very delayed. This dragged on so long that my realtor and the title company were both asking me for updates and the title company was emailing directly and weren't getting any responses. They told me that if they didn't have the certain documents from the bank by noon on Friday we wouldn't be able to close the following Monday like scheduled. I was still emailing in to verify everything was good and was finally told that we were done with our part and it was submitted to underwriting but didn't know how long it would take for that to complete. By this time it was Friday morning and we had no idea if we were going to be able to close or not. By the end of the process the bank got the information needed over to the title company at 11:30. This was the most stressful and anger inducing process I have ever dealt with when purchasing a home. We are grateful that it finally got completed and we were able to close on time, but this process makes me wonder if I even want to do loan business with this bank again. We also definitely know now to NEVER use a 401K for the down payment because it was ridiculous how many items they wanted because of that.MMilacio F.Posted on 2026-04-16T12:33:05.000Z5.0 ★ ★ ★ ★ ★forDavid HolmHe’s the best in the business! Makes the process easy and stress less!MMilacio F.Bentonville - ARPosted on 2026-04-16T12:31:57.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid is simply the best. He gets the best rates bit also makes the process stressless and easy!MMilton M.Posted on 2026-04-13T14:59:16.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was prompt in answering all of my questions. He went above and beyond to help me secure a great rate. The First Horizon website is also very user-friendly and makes accessing documents easy.MMilton E. M. M.Springdale - ARPosted on 2026-04-13T14:57:04.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was prompt in answering all of my questions. He went above and beyond to help me secure a great rate. The First Horizon website is also very user-friendly and makes submitting documents easy.KKanchan K.Bentonville - ARPosted on 2026-04-09T12:24:16.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was great. I will definitely recommend him.OOscar M.Posted on 2026-03-24T21:04:28.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was a pleasure to work with. Always happy to do business with him. Highly recommendOOscar A. M. J.Elm Springs - ARPosted on 2026-03-24T21:04:13.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was great to work with. Always a pleasure to do business with him.JJoshua H.Alma - ARPosted on 2026-02-26T15:57:36.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid made it a seamless and easy transaction with minimal confusion through detailed communication. This guy really went above and beyond to assist us through this process. I couldn't be happier with the way everything went.KKewin M.Springdale - ARPosted on 2026-02-12T14:05:33.000Z5.0 ★ ★ ★ ★ ★forDavid Holmcomm. communiCCurtis K.Rogers - ARPosted on 2026-02-09T14:25:09.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid has helped me with multiple transactions always a good lender to help get you across the closing tableJJames M.Posted on 2026-01-24T18:32:16.000Z5.0 ★ ★ ★ ★ ★forDavid HolmI appreciated the timeliness of response to questions and the guidance provided throughout the closing process. Meade it much less stressful.JJames B. M.Prairie Grove - ARPosted on 2026-01-19T16:08:12.000Z5.0 ★ ★ ★ ★ ★forDavid HolmClosing went well and was handled efficiently.AAaron E. V. L.Farmington - ARPosted on 2025-12-19T14:24:58.000Z5.0 ★ ★ ★ ★ ★forDavid HolmYou guys make a good job and the beginning to the and of thes proces thank youGGail G.Posted on 2025-12-02T15:04:39.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was very patient & polite throughout the entire process.DDeleta G. N.Walnut Ridge - ARPosted on 2025-12-02T15:03:40.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was very patient, polite, & informative.SSusan D. H.Fayetteville - ARPosted on 2025-11-27T21:29:13.000Z5.0 ★ ★ ★ ★ ★forDavid HolmLoan was closed. David was accessable through the process.KKaitlyn B.Bella Vista - ARPosted on 2025-10-30T12:28:17.000Z5.0 ★ ★ ★ ★ ★forDavid HolmThe customer portal was easy to navigate. Questions were answered in a timely manner. Overall very happy with how smooth and easy the process was.EErran A. S.Rogers - ARPosted on 2025-10-27T16:45:10.000Z5.0 ★ ★ ★ ★ ★forDavid HolmI've either boughtbor refinanced at least least 10 times and this was by far the easiest I've been through. Thanks for the quick and friendly service.SSafoura A.Posted on 2025-10-27T13:13:20.000Z5.0 ★ ★ ★ ★ ★forDavid HolmSSafoura A.Harrisburg - PAPosted on 2025-10-27T13:13:12.000Z5.0 ★ ★ ★ ★ ★forDavid HolmEveryone was professional, responsible, and kind throughout the loan proces. thank you!AAaron C.Posted on 2025-10-24T01:40:58.000Z5.0 ★ ★ ★ ★ ★forDavid HolmI have worked with David on several purchases and refinances. They always go smooth and he works hard to get me the best rates. Will always use David for my financial needs.EEric H.Posted on 2025-10-23T20:27:25.000Z5.0 ★ ★ ★ ★ ★forDavid HolmI’ve used David several times and he always goes above and beyond. Excellent service!EEric H.Lowell - ARPosted on 2025-10-23T20:26:04.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid is very knowledgeable and communicative. He makes the precess process as easy and seemless as possibleKKala P.Farmington - ARPosted on 2025-10-21T16:33:26.000Z5.0 ★ ★ ★ ★ ★forDavid HolmVery honest easy to talk too. Quick response time. Educated and friendly great communication skills made process as easy as it can be with high levels of stress. Very thankful for David and his resources and team i felt like I was taken care of.SStephen F.Garfield - ARPosted on 2025-10-14T19:28:37.000Z5.0 ★ ★ ★ ★ ★forDavid HolmThanks again David Holm and staff for the wonderful service!SSanjeev B.Posted on 2025-09-29T13:25:48.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid is a great guy and very easy person to work with. Highly recommended!!!SSanjeev B.Knoxville - TNPosted on 2025-09-29T13:25:03.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid is super easy to work with and help you understand your options and help make a right choice.JJeannette R. F.Bella Vista - ARPosted on 2025-09-12T23:53:00.000Z5.0 ★ ★ ★ ★ ★forDavid HolmVery patient with us. Haven't purchaced a home in over 30 years. Was referred by our son. He was very satisfied with David as well. Thank you David!SSushrut A. P.Cave Springs - ARPosted on 2025-08-19T09:05:40.000Z5.0 ★ ★ ★ ★ ★forDavid HolmNothing to sayNNeng X.Posted on 2025-08-14T17:27:15.000Z4.0 ★ ★ ★ ★forDavid HolmVery easy process, great people to workNNeng X.Decatur - ARPosted on 2025-08-14T17:26:52.000Z4.0 ★ ★ ★ ★forDavid HolmVery easy process, great people to workBBenjamin G. B. I.Bella Vista - ARPosted on 2025-08-12T16:17:12.000Z5.0 ★ ★ ★ ★ ★forDavid Holmwe are old. he did all the heavy liftingMMerle R.Pea Ridge - ARPosted on 2025-07-15T19:51:22.000Z5.0 ★ ★ ★ ★ ★forDavid HolmCommunication, Patience and do what you all said you would do.PPatrick G.Posted on 2025-06-16T14:25:36.000Z5.0 ★ ★ ★ ★ ★forDavid HolmPPatrick L. G.Siloam Springs - ARPosted on 2025-06-16T14:25:27.000Z5.0 ★ ★ ★ ★ ★forDavid HolmEasy loan processJJonathan N.Bentonville - ARPosted on 2025-06-11T02:12:51.000Z5.0 ★ ★ ★ ★ ★forDavid HolmFriendly and easy to work withBBlake S.Pea Ridge - ARPosted on 2025-05-19T20:23:19.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was very professional and helpful throughout the entire process!BBrittany S.Posted on 2023-04-27T01:04:27.000Z5.0 ★ ★ ★ ★ ★forDavid HolmDavid was the BEST for us on our first home buy. He worked so hard for us and made it happen. We always felt at home with him and he was so honest about everything which made the process smooth. I would 100% recommend David in your loan process! Thank you so much for everything you did for us and the team as well! â¤ï¸
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- SShea W. D.Lowell - ARPosted on 2026-05-04T14:13:11.000Z5.0forDavid HolmBeing able to text with David .
- JJames G.Bentonville - ARPosted on 2026-04-28T18:08:32.000Z5.0forDavid HolmDavid and Marcella were excellent. Very responsive and took care of us. The breakdown came when the appraisal didn't come to us. After about a week I emailed in asking about it and Bonnie took the reigns and sent us the report and then told us she needed more documents. We uploaded everything she asked for and then went a day or two with no communication. I emailed again to make sure we were still on track and then suddenly we had to provide more documents and information. This happened several times toward the end of the process and a lot of what was being asked for was the same things that had already been uploaded to the portal. After a bit longer I emailed again to make sure they had everything they needed and that we were still on track to close within the week and was told that eveything was good. Then later that night we again got a request for even more documents. By this point we were only a couple of days away from closing. The reply's to my inquiries were either not sent at times or were very delayed. This dragged on so long that my realtor and the title company were both asking me for updates and the title company was emailing directly and weren't getting any responses. They told me that if they didn't have the certain documents from the bank by noon on Friday we wouldn't be able to close the following Monday like scheduled. I was still emailing in to verify everything was good and was finally told that we were done with our part and it was submitted to underwriting but didn't know how long it would take for that to complete. By this time it was Friday morning and we had no idea if we were going to be able to close or not. By the end of the process the bank got the information needed over to the title company at 11:30. This was the most stressful and anger inducing process I have ever dealt with when purchasing a home. We are grateful that it finally got completed and we were able to close on time, but this process makes me wonder if I even want to do loan business with this bank again. We also definitely know now to NEVER use a 401K for the down payment because it was ridiculous how many items they wanted because of that.
- MMilacio F.Posted on 2026-04-16T12:33:05.000Z5.0forDavid HolmHe’s the best in the business! Makes the process easy and stress less!
- MMilacio F.Bentonville - ARPosted on 2026-04-16T12:31:57.000Z5.0forDavid HolmDavid is simply the best. He gets the best rates bit also makes the process stressless and easy!
- MMilton M.Posted on 2026-04-13T14:59:16.000Z5.0forDavid HolmDavid was prompt in answering all of my questions. He went above and beyond to help me secure a great rate. The First Horizon website is also very user-friendly and makes accessing documents easy.
- MMilton E. M. M.Springdale - ARPosted on 2026-04-13T14:57:04.000Z5.0forDavid HolmDavid was prompt in answering all of my questions. He went above and beyond to help me secure a great rate. The First Horizon website is also very user-friendly and makes submitting documents easy.
- KKanchan K.Bentonville - ARPosted on 2026-04-09T12:24:16.000Z5.0forDavid HolmDavid was great. I will definitely recommend him.
- OOscar M.Posted on 2026-03-24T21:04:28.000Z5.0forDavid HolmDavid was a pleasure to work with. Always happy to do business with him. Highly recommend
- OOscar A. M. J.Elm Springs - ARPosted on 2026-03-24T21:04:13.000Z5.0forDavid HolmDavid was great to work with. Always a pleasure to do business with him.
- JJoshua H.Alma - ARPosted on 2026-02-26T15:57:36.000Z5.0forDavid HolmDavid made it a seamless and easy transaction with minimal confusion through detailed communication. This guy really went above and beyond to assist us through this process. I couldn't be happier with the way everything went.
- KKewin M.Springdale - ARPosted on 2026-02-12T14:05:33.000Z5.0forDavid Holmcomm. communi
- CCurtis K.Rogers - ARPosted on 2026-02-09T14:25:09.000Z5.0forDavid HolmDavid has helped me with multiple transactions always a good lender to help get you across the closing table
- JJames M.Posted on 2026-01-24T18:32:16.000Z5.0forDavid HolmI appreciated the timeliness of response to questions and the guidance provided throughout the closing process. Meade it much less stressful.
- JJames B. M.Prairie Grove - ARPosted on 2026-01-19T16:08:12.000Z5.0forDavid HolmClosing went well and was handled efficiently.
- AAaron E. V. L.Farmington - ARPosted on 2025-12-19T14:24:58.000Z5.0forDavid HolmYou guys make a good job and the beginning to the and of thes proces thank you
- GGail G.Posted on 2025-12-02T15:04:39.000Z5.0forDavid HolmDavid was very patient & polite throughout the entire process.
- DDeleta G. N.Walnut Ridge - ARPosted on 2025-12-02T15:03:40.000Z5.0forDavid HolmDavid was very patient, polite, & informative.
- SSusan D. H.Fayetteville - ARPosted on 2025-11-27T21:29:13.000Z5.0forDavid HolmLoan was closed. David was accessable through the process.
- KKaitlyn B.Bella Vista - ARPosted on 2025-10-30T12:28:17.000Z5.0forDavid HolmThe customer portal was easy to navigate. Questions were answered in a timely manner. Overall very happy with how smooth and easy the process was.
- EErran A. S.Rogers - ARPosted on 2025-10-27T16:45:10.000Z5.0forDavid HolmI've either boughtbor refinanced at least least 10 times and this was by far the easiest I've been through. Thanks for the quick and friendly service.
- SSafoura A.Posted on 2025-10-27T13:13:20.000Z5.0forDavid Holm
- SSafoura A.Harrisburg - PAPosted on 2025-10-27T13:13:12.000Z5.0forDavid HolmEveryone was professional, responsible, and kind throughout the loan proces. thank you!
- AAaron C.Posted on 2025-10-24T01:40:58.000Z5.0forDavid HolmI have worked with David on several purchases and refinances. They always go smooth and he works hard to get me the best rates. Will always use David for my financial needs.
- EEric H.Posted on 2025-10-23T20:27:25.000Z5.0forDavid HolmI’ve used David several times and he always goes above and beyond. Excellent service!
- EEric H.Lowell - ARPosted on 2025-10-23T20:26:04.000Z5.0forDavid HolmDavid is very knowledgeable and communicative. He makes the precess process as easy and seemless as possible
- KKala P.Farmington - ARPosted on 2025-10-21T16:33:26.000Z5.0forDavid HolmVery honest easy to talk too. Quick response time. Educated and friendly great communication skills made process as easy as it can be with high levels of stress. Very thankful for David and his resources and team i felt like I was taken care of.
- SStephen F.Garfield - ARPosted on 2025-10-14T19:28:37.000Z5.0forDavid HolmThanks again David Holm and staff for the wonderful service!
- SSanjeev B.Posted on 2025-09-29T13:25:48.000Z5.0forDavid HolmDavid is a great guy and very easy person to work with. Highly recommended!!!
- SSanjeev B.Knoxville - TNPosted on 2025-09-29T13:25:03.000Z5.0forDavid HolmDavid is super easy to work with and help you understand your options and help make a right choice.
- JJeannette R. F.Bella Vista - ARPosted on 2025-09-12T23:53:00.000Z5.0forDavid HolmVery patient with us. Haven't purchaced a home in over 30 years. Was referred by our son. He was very satisfied with David as well. Thank you David!
- SSushrut A. P.Cave Springs - ARPosted on 2025-08-19T09:05:40.000Z5.0forDavid HolmNothing to say
- NNeng X.Posted on 2025-08-14T17:27:15.000Z4.0forDavid HolmVery easy process, great people to work
- NNeng X.Decatur - ARPosted on 2025-08-14T17:26:52.000Z4.0forDavid HolmVery easy process, great people to work
- BBenjamin G. B. I.Bella Vista - ARPosted on 2025-08-12T16:17:12.000Z5.0forDavid Holmwe are old. he did all the heavy lifting
- MMerle R.Pea Ridge - ARPosted on 2025-07-15T19:51:22.000Z5.0forDavid HolmCommunication, Patience and do what you all said you would do.
- PPatrick G.Posted on 2025-06-16T14:25:36.000Z5.0forDavid Holm
- PPatrick L. G.Siloam Springs - ARPosted on 2025-06-16T14:25:27.000Z5.0forDavid HolmEasy loan process
- JJonathan N.Bentonville - ARPosted on 2025-06-11T02:12:51.000Z5.0forDavid HolmFriendly and easy to work with
- BBlake S.Pea Ridge - ARPosted on 2025-05-19T20:23:19.000Z5.0forDavid HolmDavid was very professional and helpful throughout the entire process!
- BBrittany S.Posted on 2023-04-27T01:04:27.000Z5.0forDavid HolmDavid was the BEST for us on our first home buy. He worked so hard for us and made it happen. We always felt at home with him and he was so honest about everything which made the process smooth. I would 100% recommend David in your loan process! Thank you so much for everything you did for us and the team as well! â¤ï¸