
Matt Kaczor
Mortgage Loan Officer
Cell: 501-353-5979
Fax: 501-712-1752
matt.kaczor@firsthorizon.com
Experience
- Working in the financial services industry since 2013
- Currently focused on providing residential mortgage loans, including down payment assistance loans, grant programs, VA and physician loans
Education
- Michigan State University, BBA
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #1085510
What clients are saying
ZZachary J. B.Little Rock - ARPosted on 2025-03-17T13:10:03.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorWe researched and spoke with several entities for loans. Not only did we get the best rate with First Horizon, but we also got an incredible team with both Matt and Todd. The FH team was incredibly diligent, communicated everything appropriately and absolutely nailed the customer service. I am thankful for the FH team and the way they took care of my family during this process. Exceeded expectations and proved that companies still produce great employees.PPatricia J. T.Little Rock - ARPosted on 2025-03-10T12:11:36.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was incredibly responsive and helpful. He made sure we had all of our questions answered and was incredibly kind and patient in walkong us through the whole process. He made things as easy as they can be.BBlakely B.Maumelle - ARPosted on 2025-03-03T14:52:14.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt has done two loans for me! Both times, he has gone above and beyond to find the type of loan product that fits my needs perfectly. I recommend him to all my friends who are in the home buying process. We love how geniune he is, how detail oriented, and how he truly wants to see his clients happy! On top of all of that, he is just an incredibly kind person! We are so thrilled with First Horizon. I am convinced that Matt doesnt sleep. He is ALWAYS happy to chat, and answer any questions that we have!CChristy W.Posted on 2025-10-09T15:53:10.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorThose wanting to have great customer service, a knowledgeable and authentic person to work with you need look no further than Matt Kaczor with First Horizon.CChristy D. W.Sherwood - ARPosted on 2025-10-09T15:52:01.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorI felt like I was not just a number or another client. I felt like I was validated and important.XXiuzhen L.Sherwood - ARPosted on 2025-10-09T13:31:28.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorHe explained things that was not clear on the document and helped to make that right. He was overall very helpful, and made the experience easy and smooth.BBethany A. T.North Little Rock - ARPosted on 2025-10-09T12:47:48.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was great- he was very communicative and answered all our questionsSSteven Z. D.Austin - ARPosted on 2025-10-07T14:42:57.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt did a great job guiding us through this whole proces, he is extremely knowledgeable and always pointed us in the right direction and gave great advice!JJeffrey D.Sherwood - ARPosted on 2025-10-06T14:48:28.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorAll good. All good.JJacob W. H.North Little Rock - ARPosted on 2025-10-06T14:28:05.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was great.NNano G.Posted on 2025-10-03T12:37:44.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorAAureliano O. G.Mabelvale - ARPosted on 2025-10-03T12:37:29.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made the whole process very easy. Very helpful and thorough, thought the whole purchase of my new home.RRebecca L.Posted on 2025-10-02T12:43:35.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was always available when I had questions. He made everything less complicated. So happy to have gotten to work with him.RRebecca S. L.North Little Rock - ARPosted on 2025-10-02T12:43:20.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was always available when I had questions. He made everything less complicated. So happy to have gotten to work with him.RRoberto A. D. L. S.Cabot - ARPosted on 2025-09-25T21:25:31.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorI was thoroughly impressed with Matt's communication skills. They demonstrated a remarkable ability to articulate their thoughts clearly and were consistently open and responsive when seeking guidance. Their proactive approach to asking questions and actively listening to feedback not only made our collaboration highly efficient but also showcased their commitment to continuous improvement. It was a pleasure to work with someone who values transparent and effective communication so highly.KKaycee D.Posted on 2025-09-24T15:28:54.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt Kaczor was great to work with! I've already recommend him to someone else that was already asking me how to purchase a home.WWilliam A. D.Ward - ARPosted on 2025-09-24T15:28:35.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt Kaczor was great to work with! I've already recommend him to someone else that was already asking me how to purchase a home.CCaitlyn R. W.Bryant - ARPosted on 2025-09-18T13:16:44.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorThe communication was fantastic, and I never felt out of the loop during any part of the processLLinda N.Posted on 2025-09-11T17:45:10.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorLLinda A. N.Sherwood - ARPosted on 2025-09-11T17:44:48.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was great to work with. He answered any questions I had promptly and walked me through the process.MMichelle U.Sherwood - ARPosted on 2025-09-05T13:54:33.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was awesome and I appreciate his patience and communication throughout the process!BBrenna K.Posted on 2025-09-01T21:03:03.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorBBrenna K.Sherwood - ARPosted on 2025-09-01T21:02:40.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was excellent! Very helpful and super fast responses!!TTommy K.Posted on 2025-09-01T12:11:52.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorHighly Recommend!TTommy K.Sherwood - ARPosted on 2025-09-01T12:11:13.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorThe knowledge and approach Mr Matt showed us was amazing. Highly recommend him!RRyder R.Posted on 2025-08-26T19:11:31.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorRRyder R.Cabot - ARPosted on 2025-08-26T19:11:22.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was great to work with. He answered all my questions and worked to get me the best deal possible. He always let me know what he needed fRon me and effectively communicated with me throughout the process. I would highly recommend working with Matt.RRobyn D. R.Hensley - ARPosted on 2025-08-25T21:11:18.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was very patient and professional the entirety of my closing process. He made a process that seemed very daunting managable and less stressful. I was very thankful to have Matt help me along the way!JJamar R.Posted on 2025-08-20T20:20:04.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorWorking with Matt Kaczor as my loan officer was an outstanding experience from start to finish. He was professional, knowledgeable, and patient every step of the way. Matt made the mortgage process smooth and stress-free by clearly explaining each detail, answering all of my questions promptly, and keeping me informed throughout the entire process. What I appreciated most was his dedication and personal approach. He went above and beyond to make sure I felt confident and comfortable with every decision. His responsiveness and attention to detail gave me peace of mind, and his expertise ensured that everything was handled efficiently and correctly. If you’re looking for someone who genuinely cares about his clients and makes the process seamless, I highly recommend Matt Kaczor. He turned what could have been a stressful process into a positive and rewarding experience.JJamar R. S.Jacksonville - ARPosted on 2025-08-20T20:17:00.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorThe process was smooth. Matt was exceptionally thorough and professional throughout the whole process.MMadeline L.Little Rock - ARPosted on 2025-08-05T13:05:55.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt is fantastic to work with. We worked with him several years back and had a very positive experience. This time was no change, still fantastic to work with.DDixie R.Little Rock - ARPosted on 2025-08-02T15:18:25.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt went above and beyond ! However, working with the underwriter was terrible . when it got to the point of having to send duplicates I considered just using another bank. Bad experiance with the underwriter.KKassandra A.North Little Rock - ARPosted on 2025-07-28T16:27:05.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was extremely helpful. Every step of the process was clearly communicated and well explained. I was always confident that my interests were being looked out for.JJames S. S.Sherwood - ARPosted on 2025-07-26T02:38:57.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorCommunication was speedy and getting paper work processed was efficient.BBlake D.Posted on 2025-07-14T23:10:23.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorBBlake L. D.Austin - ARPosted on 2025-07-14T23:10:16.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt did a great job. helpful, informative and friendly!AAdrian M. M.Little Rock - ARPosted on 2025-07-12T21:10:07.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorThe ease and quicknessAAhmet A.Little Rock - ARPosted on 2025-07-10T14:43:45.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMany of my friends, evrn even with lower credit score got lower rates, some below 6 and other just above 6, and they didn't submit as many documents as I did.MMaysa S.North Little Rock - ARPosted on 2025-07-01T05:35:53.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt helped us a lot. He answered all the questions we had realted with motgage. Thanks!AAdrian H.Posted on 2025-06-30T15:10:34.000Z5.0 ★ ★ ★ ★ ★forMatt Kaczor
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- ZZachary J. B.Little Rock - ARPosted on 2025-03-17T13:10:03.000Z5.0forMatt KaczorWe researched and spoke with several entities for loans. Not only did we get the best rate with First Horizon, but we also got an incredible team with both Matt and Todd. The FH team was incredibly diligent, communicated everything appropriately and absolutely nailed the customer service. I am thankful for the FH team and the way they took care of my family during this process. Exceeded expectations and proved that companies still produce great employees.
- PPatricia J. T.Little Rock - ARPosted on 2025-03-10T12:11:36.000Z5.0forMatt KaczorMatt was incredibly responsive and helpful. He made sure we had all of our questions answered and was incredibly kind and patient in walkong us through the whole process. He made things as easy as they can be.
- BBlakely B.Maumelle - ARPosted on 2025-03-03T14:52:14.000Z5.0forMatt KaczorMatt has done two loans for me! Both times, he has gone above and beyond to find the type of loan product that fits my needs perfectly. I recommend him to all my friends who are in the home buying process. We love how geniune he is, how detail oriented, and how he truly wants to see his clients happy! On top of all of that, he is just an incredibly kind person! We are so thrilled with First Horizon. I am convinced that Matt doesnt sleep. He is ALWAYS happy to chat, and answer any questions that we have!
- CChristy W.Posted on 2025-10-09T15:53:10.000Z5.0forMatt KaczorThose wanting to have great customer service, a knowledgeable and authentic person to work with you need look no further than Matt Kaczor with First Horizon.
- CChristy D. W.Sherwood - ARPosted on 2025-10-09T15:52:01.000Z5.0forMatt KaczorI felt like I was not just a number or another client. I felt like I was validated and important.
- XXiuzhen L.Sherwood - ARPosted on 2025-10-09T13:31:28.000Z5.0forMatt KaczorHe explained things that was not clear on the document and helped to make that right. He was overall very helpful, and made the experience easy and smooth.
- BBethany A. T.North Little Rock - ARPosted on 2025-10-09T12:47:48.000Z5.0forMatt KaczorMatt was great- he was very communicative and answered all our questions
- SSteven Z. D.Austin - ARPosted on 2025-10-07T14:42:57.000Z5.0forMatt KaczorMatt did a great job guiding us through this whole proces, he is extremely knowledgeable and always pointed us in the right direction and gave great advice!
- JJeffrey D.Sherwood - ARPosted on 2025-10-06T14:48:28.000Z5.0forMatt KaczorAll good. All good.
- JJacob W. H.North Little Rock - ARPosted on 2025-10-06T14:28:05.000Z5.0forMatt KaczorMatt was great.
- NNano G.Posted on 2025-10-03T12:37:44.000Z5.0forMatt Kaczor
- AAureliano O. G.Mabelvale - ARPosted on 2025-10-03T12:37:29.000Z5.0forMatt KaczorMatt made the whole process very easy. Very helpful and thorough, thought the whole purchase of my new home.
- RRebecca L.Posted on 2025-10-02T12:43:35.000Z5.0forMatt KaczorMatt was always available when I had questions. He made everything less complicated. So happy to have gotten to work with him.
- RRebecca S. L.North Little Rock - ARPosted on 2025-10-02T12:43:20.000Z5.0forMatt KaczorMatt was always available when I had questions. He made everything less complicated. So happy to have gotten to work with him.
- RRoberto A. D. L. S.Cabot - ARPosted on 2025-09-25T21:25:31.000Z5.0forMatt KaczorI was thoroughly impressed with Matt's communication skills. They demonstrated a remarkable ability to articulate their thoughts clearly and were consistently open and responsive when seeking guidance. Their proactive approach to asking questions and actively listening to feedback not only made our collaboration highly efficient but also showcased their commitment to continuous improvement. It was a pleasure to work with someone who values transparent and effective communication so highly.
- KKaycee D.Posted on 2025-09-24T15:28:54.000Z5.0forMatt KaczorMatt Kaczor was great to work with! I've already recommend him to someone else that was already asking me how to purchase a home.
- WWilliam A. D.Ward - ARPosted on 2025-09-24T15:28:35.000Z5.0forMatt KaczorMatt Kaczor was great to work with! I've already recommend him to someone else that was already asking me how to purchase a home.
- CCaitlyn R. W.Bryant - ARPosted on 2025-09-18T13:16:44.000Z5.0forMatt KaczorThe communication was fantastic, and I never felt out of the loop during any part of the process
- LLinda N.Posted on 2025-09-11T17:45:10.000Z5.0forMatt Kaczor
- LLinda A. N.Sherwood - ARPosted on 2025-09-11T17:44:48.000Z5.0forMatt KaczorMatt was great to work with. He answered any questions I had promptly and walked me through the process.
- MMichelle U.Sherwood - ARPosted on 2025-09-05T13:54:33.000Z5.0forMatt KaczorMatt was awesome and I appreciate his patience and communication throughout the process!
- BBrenna K.Posted on 2025-09-01T21:03:03.000Z5.0forMatt Kaczor
- BBrenna K.Sherwood - ARPosted on 2025-09-01T21:02:40.000Z5.0forMatt KaczorMatt was excellent! Very helpful and super fast responses!!
- TTommy K.Posted on 2025-09-01T12:11:52.000Z5.0forMatt KaczorHighly Recommend!
- TTommy K.Sherwood - ARPosted on 2025-09-01T12:11:13.000Z5.0forMatt KaczorThe knowledge and approach Mr Matt showed us was amazing. Highly recommend him!
- RRyder R.Posted on 2025-08-26T19:11:31.000Z5.0forMatt Kaczor
- RRyder R.Cabot - ARPosted on 2025-08-26T19:11:22.000Z5.0forMatt KaczorMatt was great to work with. He answered all my questions and worked to get me the best deal possible. He always let me know what he needed fRon me and effectively communicated with me throughout the process. I would highly recommend working with Matt.
- RRobyn D. R.Hensley - ARPosted on 2025-08-25T21:11:18.000Z5.0forMatt KaczorMatt was very patient and professional the entirety of my closing process. He made a process that seemed very daunting managable and less stressful. I was very thankful to have Matt help me along the way!
- JJamar R.Posted on 2025-08-20T20:20:04.000Z5.0forMatt KaczorWorking with Matt Kaczor as my loan officer was an outstanding experience from start to finish. He was professional, knowledgeable, and patient every step of the way. Matt made the mortgage process smooth and stress-free by clearly explaining each detail, answering all of my questions promptly, and keeping me informed throughout the entire process. What I appreciated most was his dedication and personal approach. He went above and beyond to make sure I felt confident and comfortable with every decision. His responsiveness and attention to detail gave me peace of mind, and his expertise ensured that everything was handled efficiently and correctly. If you’re looking for someone who genuinely cares about his clients and makes the process seamless, I highly recommend Matt Kaczor. He turned what could have been a stressful process into a positive and rewarding experience.
- JJamar R. S.Jacksonville - ARPosted on 2025-08-20T20:17:00.000Z5.0forMatt KaczorThe process was smooth. Matt was exceptionally thorough and professional throughout the whole process.
- MMadeline L.Little Rock - ARPosted on 2025-08-05T13:05:55.000Z5.0forMatt KaczorMatt is fantastic to work with. We worked with him several years back and had a very positive experience. This time was no change, still fantastic to work with.
- DDixie R.Little Rock - ARPosted on 2025-08-02T15:18:25.000Z5.0forMatt KaczorMatt went above and beyond ! However, working with the underwriter was terrible . when it got to the point of having to send duplicates I considered just using another bank. Bad experiance with the underwriter.
- KKassandra A.North Little Rock - ARPosted on 2025-07-28T16:27:05.000Z5.0forMatt KaczorMatt was extremely helpful. Every step of the process was clearly communicated and well explained. I was always confident that my interests were being looked out for.
- JJames S. S.Sherwood - ARPosted on 2025-07-26T02:38:57.000Z5.0forMatt KaczorCommunication was speedy and getting paper work processed was efficient.
- BBlake D.Posted on 2025-07-14T23:10:23.000Z5.0forMatt Kaczor
- BBlake L. D.Austin - ARPosted on 2025-07-14T23:10:16.000Z5.0forMatt KaczorMatt did a great job. helpful, informative and friendly!
- AAdrian M. M.Little Rock - ARPosted on 2025-07-12T21:10:07.000Z5.0forMatt KaczorThe ease and quickness
- AAhmet A.Little Rock - ARPosted on 2025-07-10T14:43:45.000Z5.0forMatt KaczorMany of my friends, evrn even with lower credit score got lower rates, some below 6 and other just above 6, and they didn't submit as many documents as I did.
- MMaysa S.North Little Rock - ARPosted on 2025-07-01T05:35:53.000Z5.0forMatt KaczorMatt helped us a lot. He answered all the questions we had realted with motgage. Thanks!
- AAdrian H.Posted on 2025-06-30T15:10:34.000Z5.0forMatt Kaczor