Matt Westervelt
Vice President, Senior Mortgage Loan Officer
Office: 832-973-6661
Cell: 832-707-7631
matt.westervelt@firsthorizon.com
Experience
- Working in the financial industry since 2014
- Currently focused on providing residential mortgage loans products including conventional, FHA, VA, and non-conforming (JUMBO) loan programs
- Experienced in helping buyers, investors and real estate professionals secure competitive rates and terms
Education
- Marist College, BA
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #1161193
What clients are saying
KKatherine M.Posted on 2026-01-06T17:17:21.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt & his team were patient with us through a less than perfect escrow and helped us secure our first home! Highly recommend.KKatherine M.Houston - TXPosted on 2026-01-06T17:16:38.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltYou convinced my husband that we could buy a house!TTimothy L. K.Austin - TXPosted on 2025-12-17T14:59:53.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltWorking with Matt's team Dawn, Nicol, and Ana was a GREAT experience. Each and every Team Member made sure that I was kept up to date on every step of the Closing process. Thank YouTTyrae C.Houston - TXPosted on 2025-12-17T02:24:47.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltVery thorough loan application and pre approval process compariing CRA vs FHA loan options. I was able to weigh both options and make an educated decision on what was a better financial decision. We also were able to lock in a rate below 6% when rates dropped which is rare in this market right now. I am very satisfied with that. My only constructive feedback would be to maintain more consistent levels of communication when nearing closing. The whole process can get pretty busy and hectic hence more clarification questions come up.JJean-Paul A.Houston - TXPosted on 2025-12-11T05:37:19.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and team were an 11/10! They were so responsive and took the time to answer any questions I had.CConstantine K.Fairplay - COPosted on 2025-12-01T17:05:27.000Z4.0 ★ ★ ★ ★forMatt WesterveltMine was a unique situation. Matt and his team worked hard to find the right solution to find the best mortgage for us. Very personalable - including his staff.RRobert M. T.Katy - TXPosted on 2025-11-29T21:32:04.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltThank you for the great experience!HHeather A. C.College Station - TXPosted on 2025-11-28T16:33:44.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltPainless!!! Great people to work with!SShannon J. C.College Station - TXPosted on 2025-11-27T15:34:17.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltThe entire team from start to finish. We were kept up to date the entriee entire process. They made the process completely easy.GGavon A. R.Austin - TXPosted on 2025-11-07T18:16:27.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltI had an incredible experience with Matt and his team. Fantastic personal service.GGavon A. R.Austin - TXPosted on 2025-10-29T13:48:09.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltPersonalized and prompt service.KKenan R. D.Houston - TXPosted on 2025-10-16T21:13:45.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltGreat communication from start to finish. Dawn made the whole process very easy for me and my wife.TTimothy M. W.La Jolla - CAPosted on 2025-10-09T17:34:48.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltIn todays regulatory environment this is a difficult process, Matt & his team did a wonderufl job of helpgin us navigate this and making things as easy as posisble. Thanks!JJames B.Midland - TXPosted on 2025-10-08T21:48:31.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltssssssssssssRRichard M.Park City - UTPosted on 2025-10-01T13:26:40.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltI've known Matt for years but never closed a loan with him. He and his team were communicative, responsive, and knowledgable. Definitely would recommend Matt again.LLeen N.Houston - TXPosted on 2025-09-29T13:29:11.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltVery clear explanation of what is being offered and easy to understand. appreciated Matt's knowledge in the current market and recommending products that fit the current market which is a more realistic approach. Matt and his team were readily available to answer questions as they came up.ZZachary G. M.Sugar Land - TXPosted on 2025-09-25T14:49:00.000Z4.0 ★ ★ ★ ★forMatt Westervelteasy process and always in communicationRRobert K. H. J.Austin - TXPosted on 2025-09-16T16:08:13.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltEasy operationBBrian S.Houston - TXPosted on 2025-09-08T14:46:53.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltHappy to be a repeat customer with Matt's team! Thank yall again!SSamuel G.Houston - TXPosted on 2025-09-08T13:17:31.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltAs first-time homebuyers, the First Horizon team helped us stay informed every step of the way. Their transparent communication and professionalism gave us confidence in our home buying process and helped us get into our dream first home.AAshley B.Houston - TXPosted on 2025-09-04T18:05:18.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltWhile we never directly interacted with Matt Westervelt, his team was very communative and great to work with. The Frist Horizon portal was very user friendly and kept the process organized.CChristopher B.Cypress - TXPosted on 2025-09-02T14:21:44.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and his team were professional, diligent and a joy to work with. I do not know how we would have gotten through the process without them. 10 out of 10 we would recommend them to anyone needing a mortgage!KKathryn C. B.Houston - TXPosted on 2025-08-28T15:04:47.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltFor first time homebuyers, y'all made everything so easy and told us exactly what we needed !GGenevieve M. G.Houston - TXPosted on 2025-08-04T12:55:09.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltGreat communication. Friendly, professional service.HHunter L. H.Midland - TXPosted on 2025-08-01T14:33:42.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and team provided good insight in the original loan discussions, and made the whole process incredibly easy.BBeau T. R.Houston - TXPosted on 2025-07-25T12:50:27.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltThe team handling my loan and making it happen made it great. Will definitely use again and recommend to friebds and family.DDora R. B.Canton - GAPosted on 2025-07-07T18:54:17.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltWe were so pleased with the entire team. Their excellent service, communication and quick turn around was what sealed the deal as well as the best rate around.AAmanda K. D.Houston - TXPosted on 2025-05-27T15:25:18.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltI simply can't put into words the amount of gratitude I have for the First Horizon team! They were all amazing, supportive, knowledgeabl, helpful and everything in between! I am forever thankful for the entire tema guiding me through this journey!AAlexander H.Posted on 2025-05-16T00:55:18.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltThe team was informed and always responsive to any questions we had. We really enjoyed our process with Matt and teamAAlexander H.Bainbridge Island - WAPosted on 2025-05-16T00:54:58.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltThe team was informed and always responsive to any questions we had. We really enjoyed our process with Matt and teamLLuke D.Posted on 2025-05-12T18:39:35.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltLLuke S. D.Friendswood - TXPosted on 2025-05-12T18:39:28.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and his team were very thorough and detailed throughout the process. Making the transaction not only efficient, but transparent. Matt and his team answered every one of our questions swiftly and concisely to ensure that we understood all aspects of the potential outcome of purchasing our home. I would highly recommend Matt for anyone looking to do a home purchase or refinance.HHemant P.Houston - TXPosted on 2025-05-12T17:11:41.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltAmazing experienceTTamiaPosted on 2025-05-05T12:10:58.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and his team made the home buying process simple which was much appreciated! They kept me updated, answer my questions throughly and timely, and were easy to reach.TTamia W.Houston - TXPosted on 2025-05-05T12:10:40.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and his team made the home buying process simple which was much appreciated! They kept me updated, answer my questions throughly and timely, and were easy to reach.KKelley D. M.Houston - TXPosted on 2025-04-25T15:09:49.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltSeamless process with great insightBBruce V. G.The Woodlands - TXPosted on 2025-04-24T16:58:31.000Z5.0 ★ ★ ★ ★ ★forMatt Westerveltthere was something I did not understand Matt and his team easily and promptly explained how to move forward and get things done. They delivered on getting this done and gave me an early confirmation that the loan would get done in timeWWesley R. D.Houston - TXPosted on 2025-04-24T03:23:58.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltTeam was very responsive and met deadlines. Loan underwriting needs were transparent. Nacol and Dawn were especially helpful / quick to move things along. Appraiser had a mistake, which was missed during First Horizon review process, but otherwise very smooth process!VVirginia H.Posted on 2025-04-23T12:53:27.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltAmazing!! Matt and his team are the best!!VVirginia A. H.Houston - TXPosted on 2025-04-23T12:53:02.000Z5.0 ★ ★ ★ ★ ★forMatt WesterveltMatt and his team made the process so easy for me. This was the first time doing this on my own and I don't know how it would have worked without them.
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- KKatherine M.Posted on 2026-01-06T17:17:21.000Z5.0forMatt WesterveltMatt & his team were patient with us through a less than perfect escrow and helped us secure our first home! Highly recommend.
- KKatherine M.Houston - TXPosted on 2026-01-06T17:16:38.000Z5.0forMatt WesterveltYou convinced my husband that we could buy a house!
- TTimothy L. K.Austin - TXPosted on 2025-12-17T14:59:53.000Z5.0forMatt WesterveltWorking with Matt's team Dawn, Nicol, and Ana was a GREAT experience. Each and every Team Member made sure that I was kept up to date on every step of the Closing process. Thank You
- TTyrae C.Houston - TXPosted on 2025-12-17T02:24:47.000Z5.0forMatt WesterveltVery thorough loan application and pre approval process compariing CRA vs FHA loan options. I was able to weigh both options and make an educated decision on what was a better financial decision. We also were able to lock in a rate below 6% when rates dropped which is rare in this market right now. I am very satisfied with that. My only constructive feedback would be to maintain more consistent levels of communication when nearing closing. The whole process can get pretty busy and hectic hence more clarification questions come up.
- JJean-Paul A.Houston - TXPosted on 2025-12-11T05:37:19.000Z5.0forMatt WesterveltMatt and team were an 11/10! They were so responsive and took the time to answer any questions I had.
- CConstantine K.Fairplay - COPosted on 2025-12-01T17:05:27.000Z4.0forMatt WesterveltMine was a unique situation. Matt and his team worked hard to find the right solution to find the best mortgage for us. Very personalable - including his staff.
- RRobert M. T.Katy - TXPosted on 2025-11-29T21:32:04.000Z5.0forMatt WesterveltThank you for the great experience!
- HHeather A. C.College Station - TXPosted on 2025-11-28T16:33:44.000Z5.0forMatt WesterveltPainless!!! Great people to work with!
- SShannon J. C.College Station - TXPosted on 2025-11-27T15:34:17.000Z5.0forMatt WesterveltThe entire team from start to finish. We were kept up to date the entriee entire process. They made the process completely easy.
- GGavon A. R.Austin - TXPosted on 2025-11-07T18:16:27.000Z5.0forMatt WesterveltI had an incredible experience with Matt and his team. Fantastic personal service.
- GGavon A. R.Austin - TXPosted on 2025-10-29T13:48:09.000Z5.0forMatt WesterveltPersonalized and prompt service.
- KKenan R. D.Houston - TXPosted on 2025-10-16T21:13:45.000Z5.0forMatt WesterveltGreat communication from start to finish. Dawn made the whole process very easy for me and my wife.
- TTimothy M. W.La Jolla - CAPosted on 2025-10-09T17:34:48.000Z5.0forMatt WesterveltIn todays regulatory environment this is a difficult process, Matt & his team did a wonderufl job of helpgin us navigate this and making things as easy as posisble. Thanks!
- JJames B.Midland - TXPosted on 2025-10-08T21:48:31.000Z5.0forMatt Westerveltssssssssssss
- RRichard M.Park City - UTPosted on 2025-10-01T13:26:40.000Z5.0forMatt WesterveltI've known Matt for years but never closed a loan with him. He and his team were communicative, responsive, and knowledgable. Definitely would recommend Matt again.
- LLeen N.Houston - TXPosted on 2025-09-29T13:29:11.000Z5.0forMatt WesterveltVery clear explanation of what is being offered and easy to understand. appreciated Matt's knowledge in the current market and recommending products that fit the current market which is a more realistic approach. Matt and his team were readily available to answer questions as they came up.
- ZZachary G. M.Sugar Land - TXPosted on 2025-09-25T14:49:00.000Z4.0forMatt Westervelteasy process and always in communication
- RRobert K. H. J.Austin - TXPosted on 2025-09-16T16:08:13.000Z5.0forMatt WesterveltEasy operation
- BBrian S.Houston - TXPosted on 2025-09-08T14:46:53.000Z5.0forMatt WesterveltHappy to be a repeat customer with Matt's team! Thank yall again!
- SSamuel G.Houston - TXPosted on 2025-09-08T13:17:31.000Z5.0forMatt WesterveltAs first-time homebuyers, the First Horizon team helped us stay informed every step of the way. Their transparent communication and professionalism gave us confidence in our home buying process and helped us get into our dream first home.
- AAshley B.Houston - TXPosted on 2025-09-04T18:05:18.000Z5.0forMatt WesterveltWhile we never directly interacted with Matt Westervelt, his team was very communative and great to work with. The Frist Horizon portal was very user friendly and kept the process organized.
- CChristopher B.Cypress - TXPosted on 2025-09-02T14:21:44.000Z5.0forMatt WesterveltMatt and his team were professional, diligent and a joy to work with. I do not know how we would have gotten through the process without them. 10 out of 10 we would recommend them to anyone needing a mortgage!
- KKathryn C. B.Houston - TXPosted on 2025-08-28T15:04:47.000Z5.0forMatt WesterveltFor first time homebuyers, y'all made everything so easy and told us exactly what we needed !
- GGenevieve M. G.Houston - TXPosted on 2025-08-04T12:55:09.000Z5.0forMatt WesterveltGreat communication. Friendly, professional service.
- HHunter L. H.Midland - TXPosted on 2025-08-01T14:33:42.000Z5.0forMatt WesterveltMatt and team provided good insight in the original loan discussions, and made the whole process incredibly easy.
- BBeau T. R.Houston - TXPosted on 2025-07-25T12:50:27.000Z5.0forMatt WesterveltThe team handling my loan and making it happen made it great. Will definitely use again and recommend to friebds and family.
- DDora R. B.Canton - GAPosted on 2025-07-07T18:54:17.000Z5.0forMatt WesterveltWe were so pleased with the entire team. Their excellent service, communication and quick turn around was what sealed the deal as well as the best rate around.
- AAmanda K. D.Houston - TXPosted on 2025-05-27T15:25:18.000Z5.0forMatt WesterveltI simply can't put into words the amount of gratitude I have for the First Horizon team! They were all amazing, supportive, knowledgeabl, helpful and everything in between! I am forever thankful for the entire tema guiding me through this journey!
- AAlexander H.Posted on 2025-05-16T00:55:18.000Z5.0forMatt WesterveltThe team was informed and always responsive to any questions we had. We really enjoyed our process with Matt and team
- AAlexander H.Bainbridge Island - WAPosted on 2025-05-16T00:54:58.000Z5.0forMatt WesterveltThe team was informed and always responsive to any questions we had. We really enjoyed our process with Matt and team
- LLuke D.Posted on 2025-05-12T18:39:35.000Z5.0forMatt Westervelt
- LLuke S. D.Friendswood - TXPosted on 2025-05-12T18:39:28.000Z5.0forMatt WesterveltMatt and his team were very thorough and detailed throughout the process. Making the transaction not only efficient, but transparent. Matt and his team answered every one of our questions swiftly and concisely to ensure that we understood all aspects of the potential outcome of purchasing our home. I would highly recommend Matt for anyone looking to do a home purchase or refinance.
- HHemant P.Houston - TXPosted on 2025-05-12T17:11:41.000Z5.0forMatt WesterveltAmazing experience
- TTamiaPosted on 2025-05-05T12:10:58.000Z5.0forMatt WesterveltMatt and his team made the home buying process simple which was much appreciated! They kept me updated, answer my questions throughly and timely, and were easy to reach.
- TTamia W.Houston - TXPosted on 2025-05-05T12:10:40.000Z5.0forMatt WesterveltMatt and his team made the home buying process simple which was much appreciated! They kept me updated, answer my questions throughly and timely, and were easy to reach.
- KKelley D. M.Houston - TXPosted on 2025-04-25T15:09:49.000Z5.0forMatt WesterveltSeamless process with great insight
- BBruce V. G.The Woodlands - TXPosted on 2025-04-24T16:58:31.000Z5.0forMatt Westerveltthere was something I did not understand Matt and his team easily and promptly explained how to move forward and get things done. They delivered on getting this done and gave me an early confirmation that the loan would get done in time
- WWesley R. D.Houston - TXPosted on 2025-04-24T03:23:58.000Z5.0forMatt WesterveltTeam was very responsive and met deadlines. Loan underwriting needs were transparent. Nacol and Dawn were especially helpful / quick to move things along. Appraiser had a mistake, which was missed during First Horizon review process, but otherwise very smooth process!
- VVirginia H.Posted on 2025-04-23T12:53:27.000Z5.0forMatt WesterveltAmazing!! Matt and his team are the best!!
- VVirginia A. H.Houston - TXPosted on 2025-04-23T12:53:02.000Z5.0forMatt WesterveltMatt and his team made the process so easy for me. This was the first time doing this on my own and I don't know how it would have worked without them.