Robert M. Spiegel
Vice President, Mortgage Loan Officer
Experience
- Working in the mortgage industry since 2003
- Currently focused on providing Conventional, FHA, VA and USDA loans with specialization in physician and jumbo products
- Deep industry knowledge in complex situations with over $1 billion in home loans funded throughout his career
Education
- Babson College, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #198315
- Board Member, Houston Mortgage Bankers Association
What clients are saying
ZZachary T.Spring - TXPosted on 2026-02-06T14:05:52.000Z4.0 ★ ★ ★ ★forRobert Spiegelcustomer serviceMMichael G.Posted on 2026-02-04T16:01:16.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelMMichael A. G.Houston - TXPosted on 2026-02-04T16:01:09.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena, Robert, and Stephanie were a pleasure to work with.AAshli N. Y.Spring - TXPosted on 2026-01-22T13:39:25.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelCould not be happier with Robert and his team. Their communication is excellent, their rates are competetive, and they truly work with your best interest at the forefront. With Robert, its clear that I wasn't just another number.CChristopher M.Marfa - TXPosted on 2026-01-05T17:50:11.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team made things so easy. They were very communicative throughtout the entire process. This is the second time Ive worked with Robert and I constantaly recomend my friends.KKimberly A. W.HOUSTON - TXPosted on 2025-12-25T20:20:54.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI had a very smooth and positive closing experience with Robert Spiegel and the team at First Horizon. Robert was knowledgeable, responsive, and made the entire process feel seamless from start to finish. He kept me informed at every step, answered all my questions with clarity, and ensured everything was handled efficiently. It’s rare to find a mortgage banker who combines professionalism with genuine care, and Robert absolutely delivered. I’m grateful for the support and would confidently recommend him to anyone seeking a stress-free mortgage experience.SSean O.Posted on 2025-12-17T16:09:04.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelGreat experience working with them! 10/10 would recommend to anyoneSSean M. O.HOUSTON - TXPosted on 2025-12-17T16:08:32.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThis was my first time going through this process, and Robert and his team were absolutely amazing patiently walking me through every step of this laborious process. I hope not to have to do this again for a long time, but his team made it as pleasant as was humanly possible. 10/10 would recommend them to anyone.MMargaret B. P.Houston - TXPosted on 2025-12-11T13:50:52.000Z5.0 ★ ★ ★ ★ ★forRobert Spiegelrapid respons, great problem solving and quick turn around to closingGGabriela A.Posted on 2025-12-09T05:41:40.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelVery knowledgeable, great rates, amazing customer service.TTroy R.Richmond - TXPosted on 2025-12-09T05:40:58.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena is amazing, very knowledgeable and trustworthy. She know her products well and explains in word we can understand making the decision process very easy. Communication flows flawlessly. You have an wonderful team.RRobert C. P.Houston - TXPosted on 2025-12-08T14:46:55.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelPersonal attention to my needs. Dedicated hard effort to resolve problems. Relatively quick to closing. Always available by phone.DDaniel A. M.Midland - TXPosted on 2025-12-05T14:39:19.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert has gone the extra mile for me on multiple occasions in multiple transactions. In doing so, he's provided a level of reliability that's been unmatched in my experience as a homeowner.AAlex T.Houston - TXPosted on 2025-11-24T22:06:19.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe communication and dialogue with Robert Spiegel and team was spectacular.CCarolina H.HOUSTON - TXPosted on 2025-11-19T17:02:46.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelCommunication was very effective, Dena was very responsive and excellent person to work with.UUrsula W. D.HOUSTON - TXPosted on 2025-11-14T21:55:20.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe entire team was very helpful and patient.DDylon D. A.Posted on 2025-11-03T16:50:50.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.DDylon D. A.Katy - TXPosted on 2025-11-03T16:50:35.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.KKatharine P.Houston - TXPosted on 2025-10-20T12:18:38.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team are fantastic! They have a client-first mentality and make sure we are getting the best deal. Big thank you!RRyan P.Houston - TXPosted on 2025-10-16T00:53:51.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert. He is thorough and knowledgeable. Cool and calm.LLorraine M. C.Spring - TXPosted on 2025-09-18T12:47:18.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThanks for everything!EEnrique G.Posted on 2025-02-01T00:33:10.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelIt was a pleasure to work with The Spiegel Group team. Robert, Dena, Michel and the rest were attentive to every detail and kept us and our realtor informed every step of the process. They not only moved efficiently, starting with a fast pre approval, then throughout to make sure we could close on the house we wanted. They also worked around our travel schedule and a busy December. It is a very dynamic market out there and it was great to have a reliable ally by our side!LLisa S.Posted on 2024-11-15T22:54:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThis is my third time working with The Spiegel Group. Each time is always pleasant and professional, everything done correctly in a timely manner, providing a seamless closing. I highly recommend!JJames P.Posted on 2024-04-23T21:06:58.000Z5.0 ★ ★ ★ ★ ★forRobert Spiegel1st time home buyer with little knowledge of the buying process and the team here couldn't have been more understanding and helpful. We closed in 30 days but they had everything taken care of after just a couple weeks. Website is great, and easy to use/upload documents. The team also worked tirelessly to give us the best interest rate possible for which we are very happy.EEmily H.Posted on 2024-04-23T21:03:16.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert is truly the most kind, knowledgeable expert in the lending business. He was so responsive, and treated me like I was his only client. He offers personalized, quality service while also offering incredibly valuable guidance and support. I would recommend him to anyone buying a home or refinancing.HHannah B.Posted on 2024-04-23T20:58:25.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWorked with Robert and Dena to buy my first home and they were absolutely amazing!!! Answered any question that I had and made the process super easy! Never knew I would be so comfortable buying for first time and feel so educated while doing it! Really appreciate the entire team and could not recommend them more!PPhilip A. L. B.Posted on 2023-03-20T21:16:48.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team could not have been more helpful and supportive in this entire process. They were communicative, responsive and knowledgeable. I highly recommend working with them, we wouldn't work with any one else.BBeatrice B.Posted on 2023-03-14T01:01:02.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe Spiegel Group team are outstanding. They provided information, support, advice, and services to support me with my home purchase all with grace and efficiency. I would recommend them without hesitation.IIctzel B.Posted on 2023-03-09T06:06:06.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelIt was a pleasure to have worked with Robert, Angela and Dena, they are awesome! They were always super helpful, professional, and fast responsive. They answered all of my questions and got to the bottom of things even when it seemed frustrating. I am so so so grateful to have worked with them during my first home buying process. I’m actually going to miss them 🥹 but I know we will stay in touch for future purchases and refinancing. Thank you guys!! 💜BBrandon B.Posted on 2023-02-21T17:58:05.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelExcellent service with The Spiegel Group!SSusanne S.Posted on 2022-12-13T21:17:16.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe best in the business! The Spiegel Group has helped many of my buyer and they go above and beyond. They educate, communicate and get the deal closed.SSusan B. M.Posted on 2022-12-13T20:52:35.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team are responsive, knowledgeable and offer very competitive rates!GGarcia F.Posted on 2022-12-13T17:12:36.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team have been a dream to work with both personally and professionally. They are quick to respond, excellent problem solvers, and always 10 steps ahead of schedule. I would highly recommend them to anyone.RRyan A.Posted on 2022-07-27T21:49:43.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe worked with Robert and his awesome team on our investment property out in West Texas. This closing came with many challenges but the team always had a solution to offer. Dena and Angela are incredibly knowledgeable, great communicators, always on top of things, and fun to work with. The overall experience was great and we wouldn’t have closed on time without the hard work and dedication of the entire team. I’d absolutely recommend, especially if you’re looking to purchase in West Texas!BBonnie M.Posted on 2022-01-24T16:56:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelTTessa H.Posted on 2021-12-10T16:43:10.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe just completed our second loan with Robert and his team and once again were so impressed by the quality of service. Robert proactively reached out to me to let me know that it may be a good time to refi our mortgage. Sure enough we qualified for a lower interest rate, but what REALLY impressed me was that when our appraisal came back unreasonably low, Robert took the time to find comps and fight for a higher appraisal. He managed to get our appraisal $120,000 (!!!!!) higher than the original appraisal! This allowed us to get out of PMI, no longer need to escrow and just generally put us in a much better position. Can't thank Robert and his team (Ann & Dena were also a dream to work with) enough!mmelissa S.Posted on 2021-12-08T22:39:32.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI have used the Spiegel Group for three transactions and would highly recommend them. I received compliments on their quick and easy process from my title agent and from my realtor.PPeter D.Posted on 2021-12-02T22:38:08.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were extremely helpful and professional throughout our refinance process. This included a few unusual circumstances. We would definitely use them again in the future.MMitch S.Posted on 2021-11-11T17:51:40.000Z4.0 ★ ★ ★ ★forRobert SpiegelGreat and Speedy service as usualGGeoffrey D.Posted on 2021-11-09T23:28:00.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and team were wonderful. They were so thorough and amazing. I highly recommend.
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- ZZachary T.Spring - TXPosted on 2026-02-06T14:05:52.000Z4.0forRobert Spiegelcustomer service
- MMichael G.Posted on 2026-02-04T16:01:16.000Z5.0forRobert Spiegel
- MMichael A. G.Houston - TXPosted on 2026-02-04T16:01:09.000Z5.0forRobert SpiegelDena, Robert, and Stephanie were a pleasure to work with.
- AAshli N. Y.Spring - TXPosted on 2026-01-22T13:39:25.000Z5.0forRobert SpiegelCould not be happier with Robert and his team. Their communication is excellent, their rates are competetive, and they truly work with your best interest at the forefront. With Robert, its clear that I wasn't just another number.
- CChristopher M.Marfa - TXPosted on 2026-01-05T17:50:11.000Z5.0forRobert SpiegelRobert and his team made things so easy. They were very communicative throughtout the entire process. This is the second time Ive worked with Robert and I constantaly recomend my friends.
- KKimberly A. W.HOUSTON - TXPosted on 2025-12-25T20:20:54.000Z5.0forRobert SpiegelI had a very smooth and positive closing experience with Robert Spiegel and the team at First Horizon. Robert was knowledgeable, responsive, and made the entire process feel seamless from start to finish. He kept me informed at every step, answered all my questions with clarity, and ensured everything was handled efficiently. It’s rare to find a mortgage banker who combines professionalism with genuine care, and Robert absolutely delivered. I’m grateful for the support and would confidently recommend him to anyone seeking a stress-free mortgage experience.
- SSean O.Posted on 2025-12-17T16:09:04.000Z5.0forRobert SpiegelGreat experience working with them! 10/10 would recommend to anyone
- SSean M. O.HOUSTON - TXPosted on 2025-12-17T16:08:32.000Z5.0forRobert SpiegelThis was my first time going through this process, and Robert and his team were absolutely amazing patiently walking me through every step of this laborious process. I hope not to have to do this again for a long time, but his team made it as pleasant as was humanly possible. 10/10 would recommend them to anyone.
- MMargaret B. P.Houston - TXPosted on 2025-12-11T13:50:52.000Z5.0forRobert Spiegelrapid respons, great problem solving and quick turn around to closing
- GGabriela A.Posted on 2025-12-09T05:41:40.000Z5.0forRobert SpiegelVery knowledgeable, great rates, amazing customer service.
- TTroy R.Richmond - TXPosted on 2025-12-09T05:40:58.000Z5.0forRobert SpiegelDena is amazing, very knowledgeable and trustworthy. She know her products well and explains in word we can understand making the decision process very easy. Communication flows flawlessly. You have an wonderful team.
- RRobert C. P.Houston - TXPosted on 2025-12-08T14:46:55.000Z5.0forRobert SpiegelPersonal attention to my needs. Dedicated hard effort to resolve problems. Relatively quick to closing. Always available by phone.
- DDaniel A. M.Midland - TXPosted on 2025-12-05T14:39:19.000Z5.0forRobert SpiegelRobert has gone the extra mile for me on multiple occasions in multiple transactions. In doing so, he's provided a level of reliability that's been unmatched in my experience as a homeowner.
- AAlex T.Houston - TXPosted on 2025-11-24T22:06:19.000Z5.0forRobert SpiegelThe communication and dialogue with Robert Spiegel and team was spectacular.
- CCarolina H.HOUSTON - TXPosted on 2025-11-19T17:02:46.000Z5.0forRobert SpiegelCommunication was very effective, Dena was very responsive and excellent person to work with.
- UUrsula W. D.HOUSTON - TXPosted on 2025-11-14T21:55:20.000Z5.0forRobert SpiegelThe entire team was very helpful and patient.
- DDylon D. A.Posted on 2025-11-03T16:50:50.000Z5.0forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.
- DDylon D. A.Katy - TXPosted on 2025-11-03T16:50:35.000Z5.0forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.
- KKatharine P.Houston - TXPosted on 2025-10-20T12:18:38.000Z5.0forRobert SpiegelRobert and his team are fantastic! They have a client-first mentality and make sure we are getting the best deal. Big thank you!
- RRyan P.Houston - TXPosted on 2025-10-16T00:53:51.000Z5.0forRobert SpiegelRobert. He is thorough and knowledgeable. Cool and calm.
- LLorraine M. C.Spring - TXPosted on 2025-09-18T12:47:18.000Z5.0forRobert SpiegelThanks for everything!
- EEnrique G.Posted on 2025-02-01T00:33:10.000Z5.0forRobert SpiegelIt was a pleasure to work with The Spiegel Group team. Robert, Dena, Michel and the rest were attentive to every detail and kept us and our realtor informed every step of the process. They not only moved efficiently, starting with a fast pre approval, then throughout to make sure we could close on the house we wanted. They also worked around our travel schedule and a busy December. It is a very dynamic market out there and it was great to have a reliable ally by our side!
- LLisa S.Posted on 2024-11-15T22:54:21.000Z5.0forRobert SpiegelThis is my third time working with The Spiegel Group. Each time is always pleasant and professional, everything done correctly in a timely manner, providing a seamless closing. I highly recommend!
- JJames P.Posted on 2024-04-23T21:06:58.000Z5.0forRobert Spiegel1st time home buyer with little knowledge of the buying process and the team here couldn't have been more understanding and helpful. We closed in 30 days but they had everything taken care of after just a couple weeks. Website is great, and easy to use/upload documents. The team also worked tirelessly to give us the best interest rate possible for which we are very happy.
- EEmily H.Posted on 2024-04-23T21:03:16.000Z5.0forRobert SpiegelRobert is truly the most kind, knowledgeable expert in the lending business. He was so responsive, and treated me like I was his only client. He offers personalized, quality service while also offering incredibly valuable guidance and support. I would recommend him to anyone buying a home or refinancing.
- HHannah B.Posted on 2024-04-23T20:58:25.000Z5.0forRobert SpiegelWorked with Robert and Dena to buy my first home and they were absolutely amazing!!! Answered any question that I had and made the process super easy! Never knew I would be so comfortable buying for first time and feel so educated while doing it! Really appreciate the entire team and could not recommend them more!
- PPhilip A. L. B.Posted on 2023-03-20T21:16:48.000Z5.0forRobert SpiegelRobert and his team could not have been more helpful and supportive in this entire process. They were communicative, responsive and knowledgeable. I highly recommend working with them, we wouldn't work with any one else.
- BBeatrice B.Posted on 2023-03-14T01:01:02.000Z5.0forRobert SpiegelThe Spiegel Group team are outstanding. They provided information, support, advice, and services to support me with my home purchase all with grace and efficiency. I would recommend them without hesitation.
- IIctzel B.Posted on 2023-03-09T06:06:06.000Z5.0forRobert SpiegelIt was a pleasure to have worked with Robert, Angela and Dena, they are awesome! They were always super helpful, professional, and fast responsive. They answered all of my questions and got to the bottom of things even when it seemed frustrating. I am so so so grateful to have worked with them during my first home buying process. I’m actually going to miss them 🥹 but I know we will stay in touch for future purchases and refinancing. Thank you guys!! 💜
- BBrandon B.Posted on 2023-02-21T17:58:05.000Z5.0forRobert SpiegelExcellent service with The Spiegel Group!
- SSusanne S.Posted on 2022-12-13T21:17:16.000Z5.0forRobert SpiegelThe best in the business! The Spiegel Group has helped many of my buyer and they go above and beyond. They educate, communicate and get the deal closed.
- SSusan B. M.Posted on 2022-12-13T20:52:35.000Z5.0forRobert SpiegelRobert and his team are responsive, knowledgeable and offer very competitive rates!
- GGarcia F.Posted on 2022-12-13T17:12:36.000Z5.0forRobert SpiegelRobert and his team have been a dream to work with both personally and professionally. They are quick to respond, excellent problem solvers, and always 10 steps ahead of schedule. I would highly recommend them to anyone.
- RRyan A.Posted on 2022-07-27T21:49:43.000Z5.0forRobert SpiegelWe worked with Robert and his awesome team on our investment property out in West Texas. This closing came with many challenges but the team always had a solution to offer. Dena and Angela are incredibly knowledgeable, great communicators, always on top of things, and fun to work with. The overall experience was great and we wouldn’t have closed on time without the hard work and dedication of the entire team. I’d absolutely recommend, especially if you’re looking to purchase in West Texas!
- BBonnie M.Posted on 2022-01-24T16:56:21.000Z5.0forRobert Spiegel
- TTessa H.Posted on 2021-12-10T16:43:10.000Z5.0forRobert SpiegelWe just completed our second loan with Robert and his team and once again were so impressed by the quality of service. Robert proactively reached out to me to let me know that it may be a good time to refi our mortgage. Sure enough we qualified for a lower interest rate, but what REALLY impressed me was that when our appraisal came back unreasonably low, Robert took the time to find comps and fight for a higher appraisal. He managed to get our appraisal $120,000 (!!!!!) higher than the original appraisal! This allowed us to get out of PMI, no longer need to escrow and just generally put us in a much better position. Can't thank Robert and his team (Ann & Dena were also a dream to work with) enough!
- mmelissa S.Posted on 2021-12-08T22:39:32.000Z5.0forRobert SpiegelI have used the Spiegel Group for three transactions and would highly recommend them. I received compliments on their quick and easy process from my title agent and from my realtor.
- PPeter D.Posted on 2021-12-02T22:38:08.000Z5.0forRobert SpiegelRobert and his team were extremely helpful and professional throughout our refinance process. This included a few unusual circumstances. We would definitely use them again in the future.
- MMitch S.Posted on 2021-11-11T17:51:40.000Z4.0forRobert SpiegelGreat and Speedy service as usual
- GGeoffrey D.Posted on 2021-11-09T23:28:00.000Z5.0forRobert SpiegelRobert and team were wonderful. They were so thorough and amazing. I highly recommend.