Tony Kruse
Mortgage Loan Officer
Office: 972-348-6171
Cell: 214-289-5973
Fax: 214-361-5334
Experience
- Working in the financial services industry since 1995
- Currently focused on providing all standard loan products, such as conforming conventional, jumbo, VA, FHA and CRA loans
- Tony and his team offer various specialized products in the DFW marketplace
Education
- Iowa State University, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #419451
What clients are saying
LLevi A. W.Dallas - TXPosted on 2026-05-07T19:43:39.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was always available to answer questions; made the process super straightforward. One small complaint: while I'm typing this, your site keeps inserting an extra space between words and it's really off-putting! if I don't go back and delete, it looks like this, which is so weird. Anyway, everything else was great!VValentine A. O.Bedford - TXPosted on 2026-05-07T14:24:23.000Z5.0 ★ ★ ★ ★ ★forTony KruseEase of application, document collection, communications and closing.KKg K.Melville - LAPosted on 2026-05-07T00:00:00.000Z5.0 ★ ★ ★ ★ ★forTony KruseHighly recommend First Horizon Bank and especially Tony Kruse. Working with Tony was an exceptional experience from start to finish. He combines a high level of professionalism with incredible efficiency, ensuring the entire mortgage process is streamlined and stress-free. Every inquiry was met with a prompt, clear, and detailed response. Tony was proactive in keeping the process moving, making the workflow—from initial scenario planning to the final document review—completely seamless.JJieun J.McKinney - TXPosted on 2026-05-05T14:16:28.000Z5.0 ★ ★ ★ ★ ★forTony KruseThe mortgage loan process was smooth from start to finish, and I was very satisfied with the overall experience. Communication was clear, timelines were met, and everything was handled efficiently. Thank you for the excellent service.GGibaek K.McKinney - TXPosted on 2026-05-04T14:26:20.000Z5.0 ★ ★ ★ ★ ★forTony KruseWorking with Tony was an exceptional experience from start to finish. He combines a high level of professionalism with incredible efficiency, ensuring the entire mortgage process is streamlined and stress-free. Every inquiry was met with a prompt, clear, and detailed response. Tony was proactive in keeping the process moving, making the workflow—from initial scenario planning to the final document review—completely seamless.GGeorge T. C.New Braunfels - TXPosted on 2026-05-04T00:33:45.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony Kruse made my experience with First Horizon truly exceptional!! Having worked with many loan officers over the years, I can unequivocally say that Tony is truly outstanding in terms of his communication skills, understanding my specific objectives and needs, introducing new solutions to meet my needs, all while putting my needs first and making me feel as though I was his only client. It is unusual to be able to refer someone as "perfect" at their profession but it's the appropriate descriptor here based on my experiences with Tony of which this was the third but not the last. Thank you, GeorgeTTed K. B. J.Frisco - TXPosted on 2026-04-28T16:28:32.000Z5.0 ★ ★ ★ ★ ★forTony KruseThe process was very fast and easy. Tony kept us informed all the way through. If we buy another house, we woeld use this company again.KKaren G. B.Frisco - TXPosted on 2026-04-27T16:06:59.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony Kruse and his team made this process extremely easy. They communicated well with us throughout the whole process. Answered every question and followed through with everything they said they would do. This is the third time we've worked with Tony - highly recommend him!BBrandon B.Dallas - TXPosted on 2026-04-20T15:31:00.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was a great communicator and never hesitated to answer my many questions as a first time home buyer. It feels like he really enjoys what he does and made the process enjoyable.BBridget E.Dallas - TXPosted on 2026-04-17T13:31:58.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was great to work with! He was there every step of the way to answer any question we had and was always available to talk us through any concerns. Tony made the loan process easier to understand and has been a trusted partner from start to finish!JJohn M. H.Dallas - TXPosted on 2026-04-09T19:15:39.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was great to work with and I would highly recommend working with him. I would 100% work with him again.PPattye K.Dallas - TXPosted on 2026-04-08T20:19:47.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony and his team made every part of this process easy and "painless"!kkristinrich97Dallas - TXPosted on 2026-04-07T18:38:55.000Z5.0 ★ ★ ★ ★ ★forTony KruseAs first time home buyers, Tony was great throughout the entire process. He explained everything thoroughly and clearly to us. It beyond felt like he had our best interest in mind throughout the whole process. He made himself available whenever we had questions. Cannot reccommend or say enough good things about Tony and his abilities!!TThomas P. J. P.Dallas - TXPosted on 2026-03-31T17:08:10.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was always contactable and super easy to deal withRRoberto E. R.Dallas - TXPosted on 2026-03-12T16:16:22.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony and his team are always professional, kind, and responsive. Thank you for acting in the best interest of your clients!YYamini P.Lewisville - TXPosted on 2026-03-10T17:04:10.000Z5.0 ★ ★ ★ ★ ★forTony KruseWe love working with Tony this is our second time we arw working with tony and great experience everytoneMMohammad T.Plano - TXPosted on 2026-03-03T16:18:26.000Z5.0 ★ ★ ★ ★ ★forTony KruseCommunication was quick , also I appreciate Tony reaching out first to get me best deal.CCody G.Richardson - TXPosted on 2026-03-03T15:17:52.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony is responsive and knowledgable. He also provides practical advice and guidance.GGrant R. R.Dallas - TXPosted on 2026-02-27T20:50:59.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony and his team were excellent throughout the process. Many thanksKKathryn M. B.Dallas - TXPosted on 2026-02-26T14:27:46.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was very helpful and responsive and the documentation and communication was seamless.JJustin M. B.Dallas - TXPosted on 2026-02-26T13:26:33.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony Kruse was great, easy to work with, and I appreciate all his help.PPaula F. N.Dallas - TXPosted on 2026-02-14T12:50:39.000Z5.0 ★ ★ ★ ★ ★forTony KruseThe extra help and communication were above unbelievably helpful Speedy answers to every question HIGHLY RECOMMEND THIS TEAMJJames A.Dallas - TXPosted on 2026-02-09T17:14:59.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony made what could have been a challenging closing extremely easy and can't wait to suggest him to friends and family.RRobert S.Richardson - TXPosted on 2026-01-30T14:47:29.000Z5.0 ★ ★ ★ ★ ★forTony KruseAnswered all of our questions and clearly explained every process.HHunter P.Howe - TXPosted on 2026-01-08T21:17:38.000Z5.0 ★ ★ ★ ★ ★forTony KruseThe overall communication and transparency was phenomenal.LLance Y.Richardson - TXPosted on 2026-01-01T16:12:03.000Z5.0 ★ ★ ★ ★ ★forTony KruseTomy was very knowledgable and easy to work withWWilliam R. K.Dallas - TXPosted on 2025-12-24T03:22:06.000Z4.0 ★ ★ ★ ★forTony KruseMy family has completed more than 10 financing & refinancing with Tony Kruse thru the years all very satisfctory until this process. While the WSJ reports mortgage rates declining ours increased & had to pay points. Will shop around next time!!JJack B.Dallas - TXPosted on 2025-12-18T14:45:46.000Z5.0 ★ ★ ★ ★ ★forTony KruseI have worked with Tony for 14 years now and their is a reason. In my opinion, he is the best in the business. I have used Tony for refinances and mortgages on mulitplle properties as well as recommended him to close friends and he is always professional, to the point, and fast. This last refinance was the most seamless and easy of them all. I appreciate Tony being a trusted resource as well a friend I can count on for my home finance needs. Tony is elite in what he does, he should be considered a pivotal resource for whatever Bank he choses to represent. Great job as always Tony, till the next adventure (:RRebecca P. B.Dallas - TXPosted on 2025-11-03T15:56:16.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony is direct, easy to understand, and listened to my needs. My experience with Tony could not have been easier. He came highly recommeded, and I understand why!AAnil D.Prosper - TXPosted on 2025-10-25T03:35:38.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony, I just wanted to take a moment to thank you for doing such a great job. You made the entire mortgage process smooth and stress-free with your professionalism and quick follow-up. I really appreciate your effort, guidance, and dedication throughout.JJoseph S. B.Dallas - TXPosted on 2025-10-20T13:39:30.000Z5.0 ★ ★ ★ ★ ★forTony Kruseeveryone was extremely professional and did a great job communicating with me wife and I. being first time homebuyers, we needed everything spelt out for us, and yall did a great job.JJane E. G.Plano - TXPosted on 2025-10-15T12:48:12.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony and his team communicate so well. I knew what was going on the whole time. This is the 2nd home I have done with Tony. I would recommend him to everyone! Thanks for taking great care of me!JJames D. S.Dallas - TXPosted on 2025-10-02T14:16:38.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony and his team made the process very easy for us. We had to upload a number of extra documents and they communicated extremely well with us. His team was very easy to work withPPaige A.Dallas - TXPosted on 2025-10-01T16:39:38.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony answered all our questions promptly and worked to get us competitive terms.JJeffrey M.Allen - TXPosted on 2025-09-17T17:27:14.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony was a great help with answering my questions and did not use high pressure sales tactics. Thanks for that.MMarc T.Austin - TXPosted on 2025-09-06T14:43:13.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony is a great communicator and the ultimate professional.AAmanda W.Austin - TXPosted on 2025-09-05T21:33:17.000Z5.0 ★ ★ ★ ★ ★forTony KruseProactive support on lowering our interest rate, communication, support in the process.GGregory W. P.Dallas - TXPosted on 2025-08-25T15:12:38.000Z5.0 ★ ★ ★ ★ ★forTony KruseTony is the best!MMatthew C. C.Euless - TXPosted on 2025-08-11T14:22:32.000Z5.0 ★ ★ ★ ★ ★forTony KruseI felt like we had a Concierge Sevice taking care of all the Little and Big things. Thanks so much!WWilliam A. M.Dallas - TXPosted on 2025-07-22T16:16:01.000Z5.0 ★ ★ ★ ★ ★forTony KruseThis is our 3rd mortgage experience with Tony and each time he was extremely helpful, always kept us updated on the process and made things go very smoothly and quickly. He is a pleasure to work with and we always recommend him to friends and family.
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- LLevi A. W.Dallas - TXPosted on 2026-05-07T19:43:39.000Z5.0forTony KruseTony was always available to answer questions; made the process super straightforward. One small complaint: while I'm typing this, your site keeps inserting an extra space between words and it's really off-putting! if I don't go back and delete, it looks like this, which is so weird. Anyway, everything else was great!
- VValentine A. O.Bedford - TXPosted on 2026-05-07T14:24:23.000Z5.0forTony KruseEase of application, document collection, communications and closing.
- KKg K.Melville - LAPosted on 2026-05-07T00:00:00.000Z5.0forTony KruseHighly recommend First Horizon Bank and especially Tony Kruse. Working with Tony was an exceptional experience from start to finish. He combines a high level of professionalism with incredible efficiency, ensuring the entire mortgage process is streamlined and stress-free. Every inquiry was met with a prompt, clear, and detailed response. Tony was proactive in keeping the process moving, making the workflow—from initial scenario planning to the final document review—completely seamless.
- JJieun J.McKinney - TXPosted on 2026-05-05T14:16:28.000Z5.0forTony KruseThe mortgage loan process was smooth from start to finish, and I was very satisfied with the overall experience. Communication was clear, timelines were met, and everything was handled efficiently. Thank you for the excellent service.
- GGibaek K.McKinney - TXPosted on 2026-05-04T14:26:20.000Z5.0forTony KruseWorking with Tony was an exceptional experience from start to finish. He combines a high level of professionalism with incredible efficiency, ensuring the entire mortgage process is streamlined and stress-free. Every inquiry was met with a prompt, clear, and detailed response. Tony was proactive in keeping the process moving, making the workflow—from initial scenario planning to the final document review—completely seamless.
- GGeorge T. C.New Braunfels - TXPosted on 2026-05-04T00:33:45.000Z5.0forTony KruseTony Kruse made my experience with First Horizon truly exceptional!! Having worked with many loan officers over the years, I can unequivocally say that Tony is truly outstanding in terms of his communication skills, understanding my specific objectives and needs, introducing new solutions to meet my needs, all while putting my needs first and making me feel as though I was his only client. It is unusual to be able to refer someone as "perfect" at their profession but it's the appropriate descriptor here based on my experiences with Tony of which this was the third but not the last. Thank you, George
- TTed K. B. J.Frisco - TXPosted on 2026-04-28T16:28:32.000Z5.0forTony KruseThe process was very fast and easy. Tony kept us informed all the way through. If we buy another house, we woeld use this company again.
- KKaren G. B.Frisco - TXPosted on 2026-04-27T16:06:59.000Z5.0forTony KruseTony Kruse and his team made this process extremely easy. They communicated well with us throughout the whole process. Answered every question and followed through with everything they said they would do. This is the third time we've worked with Tony - highly recommend him!
- BBrandon B.Dallas - TXPosted on 2026-04-20T15:31:00.000Z5.0forTony KruseTony was a great communicator and never hesitated to answer my many questions as a first time home buyer. It feels like he really enjoys what he does and made the process enjoyable.
- BBridget E.Dallas - TXPosted on 2026-04-17T13:31:58.000Z5.0forTony KruseTony was great to work with! He was there every step of the way to answer any question we had and was always available to talk us through any concerns. Tony made the loan process easier to understand and has been a trusted partner from start to finish!
- JJohn M. H.Dallas - TXPosted on 2026-04-09T19:15:39.000Z5.0forTony KruseTony was great to work with and I would highly recommend working with him. I would 100% work with him again.
- PPattye K.Dallas - TXPosted on 2026-04-08T20:19:47.000Z5.0forTony KruseTony and his team made every part of this process easy and "painless"!
- kkristinrich97Dallas - TXPosted on 2026-04-07T18:38:55.000Z5.0forTony KruseAs first time home buyers, Tony was great throughout the entire process. He explained everything thoroughly and clearly to us. It beyond felt like he had our best interest in mind throughout the whole process. He made himself available whenever we had questions. Cannot reccommend or say enough good things about Tony and his abilities!!
- TThomas P. J. P.Dallas - TXPosted on 2026-03-31T17:08:10.000Z5.0forTony KruseTony was always contactable and super easy to deal with
- RRoberto E. R.Dallas - TXPosted on 2026-03-12T16:16:22.000Z5.0forTony KruseTony and his team are always professional, kind, and responsive. Thank you for acting in the best interest of your clients!
- YYamini P.Lewisville - TXPosted on 2026-03-10T17:04:10.000Z5.0forTony KruseWe love working with Tony this is our second time we arw working with tony and great experience everytone
- MMohammad T.Plano - TXPosted on 2026-03-03T16:18:26.000Z5.0forTony KruseCommunication was quick , also I appreciate Tony reaching out first to get me best deal.
- CCody G.Richardson - TXPosted on 2026-03-03T15:17:52.000Z5.0forTony KruseTony is responsive and knowledgable. He also provides practical advice and guidance.
- GGrant R. R.Dallas - TXPosted on 2026-02-27T20:50:59.000Z5.0forTony KruseTony and his team were excellent throughout the process. Many thanks
- KKathryn M. B.Dallas - TXPosted on 2026-02-26T14:27:46.000Z5.0forTony KruseTony was very helpful and responsive and the documentation and communication was seamless.
- JJustin M. B.Dallas - TXPosted on 2026-02-26T13:26:33.000Z5.0forTony KruseTony Kruse was great, easy to work with, and I appreciate all his help.
- PPaula F. N.Dallas - TXPosted on 2026-02-14T12:50:39.000Z5.0forTony KruseThe extra help and communication were above unbelievably helpful Speedy answers to every question HIGHLY RECOMMEND THIS TEAM
- JJames A.Dallas - TXPosted on 2026-02-09T17:14:59.000Z5.0forTony KruseTony made what could have been a challenging closing extremely easy and can't wait to suggest him to friends and family.
- RRobert S.Richardson - TXPosted on 2026-01-30T14:47:29.000Z5.0forTony KruseAnswered all of our questions and clearly explained every process.
- HHunter P.Howe - TXPosted on 2026-01-08T21:17:38.000Z5.0forTony KruseThe overall communication and transparency was phenomenal.
- LLance Y.Richardson - TXPosted on 2026-01-01T16:12:03.000Z5.0forTony KruseTomy was very knowledgable and easy to work with
- WWilliam R. K.Dallas - TXPosted on 2025-12-24T03:22:06.000Z4.0forTony KruseMy family has completed more than 10 financing & refinancing with Tony Kruse thru the years all very satisfctory until this process. While the WSJ reports mortgage rates declining ours increased & had to pay points. Will shop around next time!!
- JJack B.Dallas - TXPosted on 2025-12-18T14:45:46.000Z5.0forTony KruseI have worked with Tony for 14 years now and their is a reason. In my opinion, he is the best in the business. I have used Tony for refinances and mortgages on mulitplle properties as well as recommended him to close friends and he is always professional, to the point, and fast. This last refinance was the most seamless and easy of them all. I appreciate Tony being a trusted resource as well a friend I can count on for my home finance needs. Tony is elite in what he does, he should be considered a pivotal resource for whatever Bank he choses to represent. Great job as always Tony, till the next adventure (:
- RRebecca P. B.Dallas - TXPosted on 2025-11-03T15:56:16.000Z5.0forTony KruseTony is direct, easy to understand, and listened to my needs. My experience with Tony could not have been easier. He came highly recommeded, and I understand why!
- AAnil D.Prosper - TXPosted on 2025-10-25T03:35:38.000Z5.0forTony KruseTony, I just wanted to take a moment to thank you for doing such a great job. You made the entire mortgage process smooth and stress-free with your professionalism and quick follow-up. I really appreciate your effort, guidance, and dedication throughout.
- JJoseph S. B.Dallas - TXPosted on 2025-10-20T13:39:30.000Z5.0forTony Kruseeveryone was extremely professional and did a great job communicating with me wife and I. being first time homebuyers, we needed everything spelt out for us, and yall did a great job.
- JJane E. G.Plano - TXPosted on 2025-10-15T12:48:12.000Z5.0forTony KruseTony and his team communicate so well. I knew what was going on the whole time. This is the 2nd home I have done with Tony. I would recommend him to everyone! Thanks for taking great care of me!
- JJames D. S.Dallas - TXPosted on 2025-10-02T14:16:38.000Z5.0forTony KruseTony and his team made the process very easy for us. We had to upload a number of extra documents and they communicated extremely well with us. His team was very easy to work with
- PPaige A.Dallas - TXPosted on 2025-10-01T16:39:38.000Z5.0forTony KruseTony answered all our questions promptly and worked to get us competitive terms.
- JJeffrey M.Allen - TXPosted on 2025-09-17T17:27:14.000Z5.0forTony KruseTony was a great help with answering my questions and did not use high pressure sales tactics. Thanks for that.
- MMarc T.Austin - TXPosted on 2025-09-06T14:43:13.000Z5.0forTony KruseTony is a great communicator and the ultimate professional.
- AAmanda W.Austin - TXPosted on 2025-09-05T21:33:17.000Z5.0forTony KruseProactive support on lowering our interest rate, communication, support in the process.
- GGregory W. P.Dallas - TXPosted on 2025-08-25T15:12:38.000Z5.0forTony KruseTony is the best!
- MMatthew C. C.Euless - TXPosted on 2025-08-11T14:22:32.000Z5.0forTony KruseI felt like we had a Concierge Sevice taking care of all the Little and Big things. Thanks so much!
- WWilliam A. M.Dallas - TXPosted on 2025-07-22T16:16:01.000Z5.0forTony KruseThis is our 3rd mortgage experience with Tony and each time he was extremely helpful, always kept us updated on the process and made things go very smoothly and quickly. He is a pleasure to work with and we always recommend him to friends and family.