With competitive interest rates and no annual fees, it's easy for you to enjoy the benefits of the First Horizon Bank Platinum Premier Visa card.*
Card Features
- No annual fee
- 0% introductory rate for the first 12 months, after that variable APRs, currently 17.25% to 21.00% on purchases and balance transfers*
- Earn 1 point for every dollar spent in net purchases at other merchants
- No point caps
- Choose from a variety of redemption options, including travel, merchandise and cash back via a statement credit; view Platinum Premier Guidelines for redemption information
- Compatible with Apple Pay®, Google Pay™ and Samsung Pay™ for convenient purchases
- Fraud alerts that quickly notify you of any suspicious or unauthorized activity on your card
- Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use
Card Benefits
- Warranty Manager Service
- Travel & Emergency Assistance Service
- ID Navigator
- Roadside Dispatch
- 24-hour account access through ATMs
- Worldwide acceptance
- Protection against unauthorized charges, offering you 24-hour fraud detection and contact information – get Verified by Visa for an extra layer of online security
Interest Rates
- 0%* introductory rate for the first 12 months on Purchases and Balance Transfers, adjusting to variable APRs, currently 17.25% to 21.00%*
- Your APR on cash advances will be a variable rate, which is currently 21.00%*
- Minimum Interest Charge: If you are charged interest, the charge will be no less than $.50
Fees
- Balance Transfer Fee: 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction**
- Cash Advance Fee: 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
- Late Payment Fee: Up to $35
- Over Limit Fee: $0
- Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
- Return Payment Fee: Up to $35
Not a First Horizon customer? Please call 800-615-1933 or visit a banking center near you to apply.
