First Horizon offers unsecured personal loans to help you work toward your financial goals. Our unsecured lending solutions service you with easy access to your funds for a variety of uses, without requiring collateral. Explore unsecured personal loan benefits and how our expert team of advisors can help you achieve your personal goals.
A loan that gives you the total amount you are borrowing up front and requires fixed monthly payments throughout your loan term.
Loan Amount
- Minimum: $2,000
Terms and Repayment
- Minimum term: 12 months
- Maximum term for < $5,000: 36 months
- Maximum term for ≥ $5,000: 60 months
- Installment loan repayment: Equal monthly payments to fully amortize the note
Asset Requirements
- $2,000 – $14,999 loan: No asset reserve required
- $15,000 – $50,000 loan: Reserves required must equal the amount of 12 months of amortized payments based on loan amount, term and rate
- > $50,000 loan: 1x loan amount in asset reserves
Asset reserves may include checking accounts, savings accounts, certificates of deposit, retirement accounts and IRAs and must be held at First Horizon Bank.
Fees
- Fees may apply
