FDIC-Insured - Backed by the full faith and credit of the US Government
“Our strong capital position, disciplined credit quality, and well-diversified, stable funding mix enable our business to navigate challenging industry dynamics and consistently serve our clients and communities in a seamless fashion. We have the people, platform, and ambition to continue on our growth journey.”
– Chairman, President and CEO Bryan Jordan
Since 1864, First Horizon has continuously served clients through changing economic conditions and financial environments.
Both our liquidity position as well as our capital reserves remain strong.
Our business model is well diversified by lines of business, geographically and by asset type, making our bank more resilient to market disruption.
As of 12/31/2024
BANKING CENTERS
416
BANKING CENTER STATES
12
ASSOCIATES
~7,200
ASSETS1
$82.2B
LOANS1
$62.6B
DEPOSITS1
$65.6B
The company holds a strong capital position
On the capital side, First Horizon conducts annual stress tests to ensure the company is able to maintain sufficient financial strength to meet client needs through an adverse financial cycle.
"Our 2024 capital stress test results in a minimum Common Equity Tier 1 capital ratio of 9.5%, which is 500 bps over the required regulatory minimum," said CFO Hope Dmuchowski. "That buffer is driven by FHN's diversified loan portfolio, countercyclical businesses, and strong risk culture that enables the bank to support clients as well as pursue opportunistic relationships through economic cycles."
We're driven by a passion to help the clients and communities we serve unlock their full potential with capital and counsel.
