medical private banking

Focused financial strategies for physicians and healthcare leaders.

At First Horizon Bank, we specialize in delivering banking and financial solutions for the medical community – from early-career residents to established doctors and the firms that support them. Whether you’re managing a growing practice, planning your financial future or just getting started in your career, our team understands your unique needs.

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FDIC-Insured - Backed by the full faith and credit of the US Government

How We Serve Medical Private Banking Clients

Residents and Fellows

With a hectic schedule, finding the time for financial management can be difficult. However, with smart guidance and Relationship Managers who understand the depth of your professional commitments, we can help you find clear direction.

Practicing Physicians

You’ve worked hard to build your career, earn the respect of your peers, and give back to your community. Let us work hard for you, putting the dedicated and experienced guidance of a Relationship Manager to work for you.

Retiring Physicians

As you begin to think about closing out this chapter of your life and beginning a new one in retirement, there are many issues to consider. From preparation to the daily reality of living in retirement, we can help you enjoy your new life with greater peace of mind.

Practice Management

When you are ready to build or grow your healthcare business, we offer a package of dedicated services designed to take much of the manual process out of your back-office activities and streamline your cash conversion efforts. We help you do this by addressing five important business issues: automating claims payments, streamlining patient pays, activating points of service, finding lending flexibility and business transition services.

Banking services built around you.

Exclusive Home Loan

First Horizon Bank has developed an exclusive home loan offer exclusive to medical professionals that simplifies the mortgage process and offers you up to 100% financing on a First Horizon Bank home loan.*

Unsecured Line Of Credit

As a part of First Horizon Bank’s Medical Private Banking program, we offer medical practitioners an unsecured installment loan** from $5,000 to $100,000 with flexible payment terms depending on the amount of the loan.

Financial Planning

Gain control over your financial future with strategies designed specifically for physicians. From managing student loan debt to building long-term wealth, we help doctors at every stage of their career create a personalized plan.

Trust and Estate Planning

Protect what you’ve worked hard to build – and ensure your legacy is passed on with purpose. Our team helps physicians create comprehensive estate and trust plans that reflect both personal and professional priorities.

Business Transition Services

Thinking about selling or passing on your medical practice? Let our business transition professionals guide you through the nuances of putting your practice on the market or transitioning it to new management.

Marketable Securities Line of Credit

Looking to acquire real estate, make home improvements or expand your practice? Now you can use the securities in your portfolio as collateral to obtain a loan from First Horizon Bank.

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Why Choose First Horizon for Medical Private Banking?

First Horizon Bank offers a one-stop private banking experience designed for medical professionals – all delivered through a dedicated Private Client Relationship Manager.

Deep medical focused expertise. First Horizon’s Medical Private Banking team specializes exclusively in physicians, residents and practice management firms – backed by Relationship Managers who understand the unique rhythms, income structure and schedules of medical professionals.
Exclusive and flexible mortgage solutions. We offer physician-specific home financing packages, including up to 100% financing helping doctors buy earlier and more affordably.
Full-spectrum lending and liquidity. Whether it’s an unsecured line of credit or commercial financing for your practice’s growth, First Horizon delivers flexible, tailored credit solutions.
Holistic financial and trust services. Beyond accounts and loans, we offer strategic financial planning, retirement preparation, trust and estate planning and business-transition services – all streamlined through a single relationship manager.
Dedicated support for practice management firms. Our healthcare financing extends to medical practices who are in need of solutions for treasury and cash flow optimization, equipment leasing, remote deposit capture, lockbox services and succession planning.
Your goals deserve expert guidance. Schedule a consultation with a First Horizon Private Client Relationship Manager today.

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Meet our Private Client Relationship Managers

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* All loans are subject to credit and collateral approval. Some restrictions apply. You must have a minimum FICO of 670 and a new or existing First Horizon Bank deposit account with enrollment in payment auto-debit and you must be an M.D., D.O., O.M.S., or D.P.M. 100% financing available for loan ≤ $1.5 million. Loans from $1,500,001 - $1,999,999 have a maximum loan to value of 95%, minimum down payment of 5%. Loans from $2,000,000 - $2,500,000 have a maximum loan to value of 90%, minimum down payment of 10% and require 18 months of Principal, Interest, Taxes, Insurance and Association Fees (PITIA). Additionally, borrowers in residency or fellowship to become an M.D., D.O., O.M.S. or D.P.M. are also eligible.

** All loans subject to credit approval and are exclusively offered to Medical Doctors (MD, DO) or Dental Surgeons specializing in oral surgery (OMS).

Trust services, including investment management services, provided by First Horizon Bank. Investments are:

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value

First Horizon Wealth Management is the marketing name for wealth-related services available to First Horizon clients.

Focused financial strategies for physicians and healthcare leaders.

How We Serve Medical Private Banking Clients

Residents and Fellows

Practicing Physicians

Retiring Physicians

Practice Management