Skip to Main Content

First Horizon Bank Platinum Premier Visa

Enjoy competitive interest rates, no annual fees and credit lines starting at $1,000.

With competitive interest rates and no annual fees, it's easy for you to enjoy the benefits of the First Horizon Bank Platinum Premier Visa card.*

Card Features

  • No annual fee
  • 0% introductory rate for the first 12 months, after that variable APRs, currently 19.00% to 21.00% on purchases and balance transfers*
  • Earn 1 point for every dollar spent in net purchases at other merchants
  • No point caps
  • Choose from a variety of redemption options, including travel, merchandise and cash back via a statement credit. View Platinum Premier Guidelines for redemption information
  • Compatible with Apple Pay® for convenient purchases
  • Fraud alerts that quickly notify you of any suspicious or unauthorized activity on your card
  • Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use

Card Benefits

  • Warranty Manager Service
  • Travel & Emergency Assistance Service
  • Worldwide acceptance
  • 24-hour account access through ATMs
  • Protection against unauthorized charges, offering you 24-hour fraud detection and contact information – get Verified by Visa for an extra layer of online security

Interest Rates

See Terms and Conditions

  • 0%* introductory rate for the first 12 months on Purchases and Balance Transfers, adjusting to variable APRs, currently 19.00% to 21.00%*
  • Your APR on cash advances will be a variable rate, which is currently 21.00%*
  • Minimum Interest Charge: If you are charged interest, the charge will be no less than $.50


See Terms and Conditions

  • Balance Transfer Fee: 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction**
  • Cash Advance Fee: 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
  • Return Payment Fee: Up to $35

Apply Now

Not a First Horizon customer? Please call 800-615-1933 or visit a banking center near you to apply.

Need more info?