
Big or small bank in Miami? We’re the best of both.
First Horizon has all the resources you need from a big bank with the personalized service of a small bank. And we’re local to Miami or available online. Because between the beaches and the nightlife, you've got better things to do.
Personal banking
Need a checking account that fits just right? We've got you covered. Thinking about buying a home in Miami? We speak mortgage. At First Horizon, we’ve got the products and services of a big national bank. From loans to credit cards to digital banking. But we also have that small bank personal touch, including private client services. Meaning we help you figure out exactly what you need and find a way to get it done together.
Small business banking
Running a business takes time and energy. That’s why all our business checking accounts come with big bank digital tools that make life easier. And when you need to strengthen cash flow, secure financing or boost fraud protection, our dedicated local team of financial experts has extensive experience serving businesses in Miami and is ready to provide personalized guidance and solutions to help your business succeed.
Find a location
Meet our Miami leaders
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Carolina MenendezNMLS #613200
Senior Vice President, Private Banking -
Tony RojasNMLS #639162
Senior Vice President, Private Banking
Miami-based Organizations We Support



Frequently Asked Questions (FAQs) About Banking in Miami.
How do I open a checking account in Miami?
You can open a personal or business checking account online or visit First Horizon Bank's Miami-Dade County branch locations. Our local banking specialists will guide you through the process.
What types of business loans does First Horizon offer?
First Horizon Bank provides many small business loan options, including: small business term loans, small business lines of credit, SBA loans, equipment financing and commercial real estate lending to businesses in Miami-Dade County.
Does First Horizon Bank offer HELOCs in Miami?
Yes. Our home equity lines of credit (HELOCs) allow qualified Miami homeowners to access the equity in their property for home improvements, debt consolidation, or other financial goals.