Regular CD Accounts

Fixed interest rates mean you can plan the return on your savings.

FDIC-Insured - Backed by the full faith and credit of the US Government

When planning your investments in preparation for your future, it is important to select the best CD accounts that are in alignment with your financial goals. Discover the benefits of opening a CD account with us.

Minimum Requirements

$1,000 minimum opening deposit.

Product Features

Maturity terms from 1-60 months.
Interest compounded annually on CDs over one year.
Competitive yields.
Automatic renewal.
Interest payment options – monthly, quarterly, semi-annually or annually (for interest payments transferred to a First Horizon checking, savings or money market account).
FDIC insured up to $250,000.*

Product Benefits

Higher interest than a savings account

Term	APY**
30 days	0.05%
60 days	0.05%
90 days	0.05%
180 days	0.10%
270 days	0.10%
12 months	0.10%
24 months	0.10%
36 months	0.10%
48 months	0.10%
60 months	0.10%

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For additional information, please refer to the Depositor Agreement and Disclosure Statement.

*250,000 FDIC coverage refers to the total of all deposits that an account owner has at each FDIC-insured bank in different ownership categories. Balances are considered together for purposes of FDIC insurance coverage.

**Annual Percentage Yield (APY) effective 04/01/2024 and subject to change. Penalty for early withdrawal. All interest earned will be reported on IRS Form 1099-INT and recipient is responsible for any applicable taxes.