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Minimum Requirements

• $50 minimum opening deposit.
• No monthly service charge if account holder also has a qualifying checking account, or if the total combined balance in First Horizon Bank accounts is at least $5,000. Otherwise, a $9 monthly service charge will be assessed. 

Product Features

• Tiered interest at money market rates based on your daily balance.
• Interest is compounded and credited monthly.
• Automatic savings with regular transfers from your checking account.
• An account can be linked to a First Horizon Bank checking account to provide 24-hour access to funds through the ATM.
• FDIC insured up to $250,000.*
• Link to checking for overdraft protection.

Product Benefits

• Access to funds by ATM or check.
• Monthly statements when there are ATM or electronic transactions. Otherwise, quarterly.
• Accessible via Digital Banking.
• Convenient Automatic Savings Service with recurring transfers between accounts via Digital Banking.

Minimum Requirements

• $1,000 minimum opening deposit.

Product Features

• Maturity terms from 1-60 months.
• Interest compounded annually on CDs over one year.
• Competitive yields.
• Automatic renewal.
• Interest payment options – monthly, quarterly, semi-annually or annually
  (for interest payments transferred to a First Horizon checking, savings or money market account).
• FDIC insured up to $250,000.*

Product Benefits

• Higher interest than a savings account.