A great introductory rate, along with First Horizon Bank Visa Classic benefits, makes this a smart choice for consolidating your financial life with First Horizon Bank.*
Card Features
- No annual fee
- Credit lines starting at $1,000
- 0% introductory rate for the first 12 months, after that variable APRs, currently from 18.25% – 21.00% on purchases and balance transfers*
- Compatible with Apple Pay®, Google Pay™ and Samsung Pay™ for convenient purchases
- Fraud alerts quickly notify you of any suspicious or unauthorized activity on your card
- Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use
Card Benefits
- ID Navigator
- Roadside Dispatch
- Worldwide acceptance
- 24-hour account access through ATMs
- Protection against unauthorized charges, offering you 24-hour fraud detection and contact information – get Verified by Visa for an extra layer of online security
Interest Rates
- 0% introductory rate for the first 12 months on purchases and balance transfers, adjusting to variable APRs, currently from 18.25% – 21.00%*
- Your APR on cash advances will be a variable rate, which is currently 21.00%*
- Minimum interest charge: If you are charged interest, the charge will be no less than $.50
Fees
- Cash Advance Fee: 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
- Late Payment Fee: Up to $35
- Over Limit Fee: $0
- Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
- Balance Transfer Fee: 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction**
- Return Payment Fee: Up to $35
Not a First Horizon customer? Please call 800-615-1933 or visit a banking center near you to apply.
