Restaurant Finance
Providing financial solutions for restaurant owners and operators.

To find success, restaurant operators must navigate consumers’ changing needs, economic and legislative cycles, costs of doing business, and an increasingly competitive environment.

At First Horizon Bank, our Restaurant Finance team is highly skilled at helping operators access the capital they need to overcome these obstacles and execute growth strategies that set them apart from the competition. We also offer treasury management solutions that help operators control cash flow more precisely, so that they can forecast and allocate with more confidence and clarity.


Who we serve

  • Experienced franchisees (5+ years) with multiple stores (10+) in proven concepts
  • Middle market franchisors and operating companies
  • Private equity-owned chains

Our solutions

  • Innovative finance packages that address:
    • Development
    • Acquisition
    • Real estate
    • Remodel
    • Recapitalization or refinance
  • Loan amounts $3mm+
  • Treasury Management:
    • Merchant services
    • Remote cash deposit
    • Purchasing card program
    • Fraud protection services
    • And many other cash flow solutions

Why First Horizon Bank?

  • National footprint/focus
  • Experienced, relationship-focused team with industry-leading market intelligence
  • Consultative, solutions-based approach
  • Unique access and insight into franchisors (more than 30 brands)
  • Strength and stability of a trusted financial institution with more than 150 years of financial service

Treasury Management

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Build a stronger, more efficient financial back office with our treasury management solutions.
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Equipment Leasing

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Keep your cash flowing and your technology current with the advantages of equipment leasing.
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