Credit Cards

Credit Card Comparison

Use the chart below to get an overview of all our credit cards, then click on a specific card for more detailed information.

FDIC-Insured - Backed by the full faith and credit of the US Government

Available Features	Visa Signature^® Apply Now	Platinum Premier Visa^® Apply Now	Visa^® Classic Apply Now	Secured Visa^®
Intro Rate on Purchases and Balance Transfers	0% APR for 12 months*	0% APR for 12 months*	0% APR for 12 months*	No intro rate or balance transfer option
Rate After Intro Period on Purchases and Balance Transfers	Variable from 16.50% – 21.00% APR*	Variable from 17.25% – 21.00% APR*	Variable from 18.25% – 21.00% APR*	Variable, currently 21.00% APR* for purchases, no balance transfer option
Rate on Cash Advances	Variable, currently 21.00% APR*	Variable, currently 21.00% APR*	Variable, currently 21.00% APR*	Variable, currently 21.00% APR*
Annual Fee	$0	$0	$0	$0
Earn Signature Rewards: Travel Shopping Prepaid Gift Cards*** Signature Experiences Cash back available	2 points** for every dollar spent at restaurants and gas stations and 1 point everywhere else	Earn 1 point for every dollar spent in net purchases at other merchants
Concierge Customer Service
Travel and Emergency Assistance
ID Navigator
Compatible with Google Pay™, Samsung Pay™ and Apple Pay^®
Contactless Payments

Cardholder Agreements

View Cardholder Agreements and pricing information for current product offers by clicking on one of the links below:

If you are an existing cardholder and would like to request a copy of your Cardholder Agreement, please call 800-382-5465. Or you can send us an email request that includes your credit card account number.

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* We may change the rates, fees and terms of your account at any time in accordance with the Cardholder Agreement to be sent with your card and with applicable law. Rates and fees are as of 12/11/25.

** Points are awarded based on net purchases.

*** Please allow 2 weeks for redemption processing for gift cards. Your gift card redemptions will arrive within 3-4 weeks.

Subject to credit approval. Credit Card products are not available in all states. Geographic restrictions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.