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Visa Classic

Enjoy worldwide Visa® benefits combined with competitive interest rates.

A great introductory rate, along with First Horizon Bank Visa Classic benefits, makes this a smart choice for consolidating your financial life with First Horizon Bank.*

Card Features

  • No annual fee
  • Credit lines starting at $1,000
  • 0% introductory rate for the first 12 months, after that variable APRs, currently 21.00% on purchases and balance transfers*
  • Can be linked to checking for overdraft protection
  • Compatible with Apple Pay® for convenient purchases
  • Fraud alerts quickly notify you of any suspicious or unauthorized activity on your card
  • Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use

Card Benefits

  • Warranty Manager Service
  • Travel & Emergency Assistance Service
  • Worldwide acceptance
  • 24-hour account access through ATMs
  • Protection against unauthorized charges, offering you 24-hour fraud detection and contact information – get Verified by Visa for an extra layer of online security

Interest Rates

See Terms and Conditions

  • 0% introductory rate for the first 12 months on purchases and balance transfers, adjusting to variable APRs, currently 21.00%*
  • Your APR on cash advances will be a variable rate, which is currently 21.00%*
  • Minimum interest charge: If you are charged interest, the charge will be no less than $.50


See Terms and Conditions

  • Cash Advance Fee: 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
  • Balance Transfer Fee: 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction**
  • Return Payment Fee: Up to $35

Apply Now

Not a First Horizon customer? Please call 800-615-1933 or visit a banking center near you to apply.

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