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You're not one size fits all.

So why is your checking account? First Horizon Bank has multiple options so you can pick the best checking account to meet your needs.

Opening a First Horizon checking account means being your own personal CEO. It's all your financial information streamlined in one location.

  FirstView Checking
Open Now		 SmartView Checking
Open Now		 TotalView Checking
Open Now
Monthly service charge $03 $15 or $05 $25 or $06
Minimum opening deposit $50 $50 $50
Free digital and mobile banking Icon of a checkmark Icon of a checkmark Icon of a checkmark
Free standard debit card Icon of a checkmark Icon of a checkmark Icon of a checkmark
No ATM fees when you stay in network Icon of a checkmark Icon of a checkmark Icon of a checkmark
Earns Interest   Icon of a checkmark Icon of a checkmark
Foreign ATM and surcharge fees refunded   Icon of a checkmark Icon of a checkmark
Corresponding account Traditional Savings Money Market Savings TotalView Money Market Savings
Qualify to refund monthly service charge

$15 monthly service charge can be refunded when you make one direct deposit or bill pay per statement cycle and one of the following:

  • $25,000 combined average daily balance in total consumer deposit (checking, savings, money market, CD and IRA) balances.
  • $5,000 average daily balance in your SmartView Checking account.
  • $2,500.00 in First Horizon credit card purchase transactions. Transactions must post during the SmartView Checking account's statement cycle to be considered eligible.

When your account qualifies for a refund of monthly service charge, we throw in even more benefits:

  • Reward Interest: paid at the end of your statement cycle based on your average collected balance.1

  • Reward Tenure Interest: paid on the first $25,000 in collected balances at the end of your statement cycle based on the oldest deposit relationship with the Bank.1

$25 monthly service charge can be refunded when you maintain a combined average daily balance of $500,000 in total consumer deposits (checking, savings, money market, CD, and IRA) balances, investment accounts with First Horizon Advisors* and outstanding home equity and mortgage loan balances held in First Horizon’s portfolio2 or maintaining a $15,000 combined average daily balance across all consumer checking accounts and make one direct deposit or bill pay per statement monthly and one of the following:

  • $100,000 combined average daily balance in total consumer deposits (checking, savings, money market, CD and IRA) balances, investment accounts with First Horizon Advisors* and outstanding home equity and mortgage loan balances held in First Horizon’s portfolio.2 
  • $5,000 monthly debit card and/or credit card purchase transactions. Transactions must post during the TotalView Checking account's statement cycle to be considered eligible.

Qualifying for a refund of monthly service charge entitles you to additional Reward Interest on your TotalView Money Market account:

  • Reward Interest paid at the end of your statement cycle based on your TotalView Money Market account average collected balance. 1
Paper statements Icon of a checkmark 3 Icon of a checkmark3 Icon of a checkmark 4
Higher daily debit card limits     Icon of a checkmark
Wire fee refunds     Up to $30 per statement cycle

Tools to help you bank better and faster.

    Have questions?

    Give us a call at 800-382-5465 or find a banking center near you to speak with a banker and determine which option is right for you.

    Find a banking center