You're not one size fits all.

So why is your checking account? First Horizon Bank has multiple options so you can pick the best checking account to meet your needs.

Unlock a $450 Cash Bonus

Opening a First Horizon checking account means being your own personal CEO. It's all your financial information streamlined in one location.

	FirstView Checking Open Now	SmartView Checking Open Now	TotalView Checking Open Now
Monthly service charge	$0³	$15 or $0⁵	$25 or $0⁶
Minimum opening deposit	$50	$50	$50
Free digital and mobile banking
Free standard debit card
No ATM fees when you stay in network
Earns Interest
Foreign ATM and surcharge fees refunded
Complimentary account	Traditional Savings	Money Market Savings	TotalView Money Market Savings
Qualify to refund monthly service charge		$15 monthly service charge can be refunded when you make one direct deposit or bill pay per statement cycle and one of the following: $25,000 combined average daily balance in total consumer deposit (checking, savings, money market, CD and IRA) balances. $5,000 average daily balance in your SmartView Checking account. $2,500.00 in First Horizon credit card purchase transactions. Transactions must post during the SmartView Checking account's statement cycle to be considered eligible. When your account qualifies for a refund of monthly service charge, we throw in even more benefits: Reward Interest: paid at the end of your statement cycle based on your average collected balance.¹ Reward Tenure Interest: paid on the first $25,000 in collected balances at the end of your statement cycle based on the oldest deposit relationship with the Bank.¹	$25 monthly service charge can be refunded when you maintain a combined average daily balance of $500,000 in total consumer deposits (checking, savings, money market, CD, and IRA) balances, investment accounts with First Horizon Advisors, Inc. and outstanding home equity and mortgage loan balances held in First Horizon’s portfolio² or maintaining a $15,000 combined average daily balance across all consumer checking accounts and make one direct deposit or bill pay per statement monthly and one of the following: $100,000 combined average daily balance in total consumer deposits (checking, savings, money market, CD and IRA) balances, investment accounts with First Horizon Advisors, Inc. and outstanding home equity and mortgage loan balances held in First Horizon’s portfolio.² $5,000 monthly debit card and/or credit card purchase transactions. Transactions must post during the TotalView Checking account's statement cycle to be considered eligible. Qualifying for a refund of monthly service charge entitles you to additional Reward Interest on your TotalView Money Market account: Reward Interest paid at the end of your statement cycle based on your TotalView Money Market account average collected balance. ¹
Paper statements	³	³	⁴
Higher daily debit card limits
Wire fee refunds			Up to $25 per statement cycle

Tools to help you bank better and faster.

Zelle®

It’s easy with Zelle, a smart way to send and request money fast – with family and friends that have a bank account in the U.S.
Mobile Deposit

Need to deposit a check quickly? With Mobile Deposit – it's easy to make your deposit wherever you are.
Account Alerts

Alerts are a convenient way to keep an eye on your account. We offer three types of alerts to ensure that you can customize the information you receive.

Have questions?

Give us a call at 800-382-5465 or find a banking center near you to speak with a banker and determine which option is right for you.

Find a banking center