* Transactions include paper checks, checks deposited and deposit slips. Electronic transactions (including debit card transactions) and mobile deposits are included in the transaction totals.

** The monthly maintenance fee is waived when you maintain an average daily ledger balance of $10,000 or more or a combined balance of $25,000 or more. Accounts eligible for combined balance must be reported under the same tax identification number or Social Security Number associated with the BizEssentials Checking account and includes business loans, lines of credit, credit card, savings, certificate of deposit and personal checking and savings accounts.

*** All loans and credit card accounts subject to credit approval.