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Personal Unsecured Lines of Credit

A line of credit that lets you withdraw as much cash as you need at any point in time.

What's a personal unsecured line of credit?

A personal unsecured line of credit is an open-ended loan that a borrower can access at any time.

Loan Amount


  • Minimum: $15,000

Terms and Repayment


  • Draw Period: 24 months
  • Repayment Period: 60 months
  • Line of Credit Repayment: 
    • Draw Period: monthly interest only or $50, whichever is greater during the draw period
    • Repayment Period: principal and interest based on a variable rate
  • Education and Overdraft Protection purpose available

Asset Requirements


  • $15,000 - $24,999 line: 6 months in asset reserves of the qualifying payment
  • $25,000 - $50,000 line: 12 months in asset reserves of the qualifying payment
  • > $50,000 line: 1x loan amount in asset reserves*



  • Fees may apply


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