Gain the financial confidence and resources to enjoy the comfortable retirement you deserve with help from First Horizon Bank's CERTIFIED FINANCIAL PLANNER™ professionals. Want a quick peek into how prepared you are for retirement? Take our quiz and find out!
FINANCIAL PLANNING
Comprehensive financial planning tailored to you.
Take control of your financial future with personalized guidance, a long-term strategy and ongoing support.
Plan with confidence. Live with purpose.
At First Horizon Bank, we understand that financial success looks different for everyone. Our team of CERTIFIED FINANCIAL PLANNER™ professionals take the time to get to know each of our clients, delivering tailored guidance and support to help you reach your financial goals with confidence. Whether you’re preparing for retirement, saving for education or managing generational wealth, our financial planning services are designed to support your unique journey.
Our Value Proposition
Personalized Planning
Your goals drive the plan. Our CERTIFIED FINANCIAL PLANNING™ professionals take time to understand your full financial picture then build a strategy that aligns with your life.
Client-First Advice
As fiduciaries, your best interest is our top priority. We provide objective guidance that puts you and your future first.
Long-Term Strategy with Ongoing Support
Financial planning is not a one-time event. We provide proactive reviews and adjustments to help you stay on track through life’s changes.
Access Anytime, Anywhere
Use our digital tools to monitor your progress, view your portfolio, and update your plan – on your terms, from any device.
How We Help You Plan for Life
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Retirement Planning
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Family Office Services
Our financial planners offer services to help orchestrate the details that come with a complex financial life. From bill payment to property and household management, our team at First Horizon Bank provides hands-on support that simplifies your day-to-day responsibilities freeing you to focus on what matters most.
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Life Events & Transitions
From marriage to inheritance, we help you plan for what’s next. Life is full of transitions – marriage, retirement, the birth of a child or the passing of a loved one. At First Horizon Bank, financial planning is about more than money – it’s about helping you make confident decisions during life’s most pivotal moments.
Who We Serve
Financial Planning services are provided through our team of CERTIFIED FINANCIAL PLANNER® professionals, in partnership with our Private Client Services group. We offer our expertise to those having $1,000,000 or more in investable assets or household income in excess of $300,000 annually. If you would like to discuss the benefits of developing a comprehensive financial plan, talk with your Private Client Relationship Manager.
First Horizon CFP® professionals are experienced with advanced planning and offer expertise in a variety of specialties, including:
- Charitable planning
- Family office
- Special needs
- Sports & entertainment contracts
- Trust & estate planning
- Divorce planning
- Business owner transition planning
- Physicians & medical practices
- Retirement
- Complex insurance solutions
- Tax planning
- International client needs
Why First Horizon Bank
With the personal attention of a CERTIFIED FINANCIAL PLANNER™ professional and the strength of trusted financial partner, First Horizon Bank delivers comprehensive, relationship-first planning built on a proven track record. We don’t just manage money – we help you manage your future.
Let’s build your roadmap together. Schedule a consultation with a First Horizon Financial Planner and take the next step toward clarity, security and success.
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New to Financial Planning? Review Our Financial Planning – Frequently Asked Questions
1. Why is financial planning important? When should I start?
Financial planning helps you take control of your finances, prepare for unexpected expenses, achieve short- and long-term goals (like buying a home or retiring) and reduce stress by providing a clear path forward.
When it comes to financial planning, the sooner you start, the better. Starting early allows your money to grow over time through compounding. But it’s never too late to start – even small steps can make a big difference.
2. Do I need a financial planner? What is the difference between a financial advisor and a financial planner?
Not everyone needs one, but a financial planner can be valuable if you have complex finances, want personalized strategies, or lack time or expertise. Many people use a mix of DIY tools and occasional expert guidance.
A financial planner helps create a comprehensive strategy. A financial advisor may focus on investments but could also provide planning. For financial planning, look for certifications like CERTIFIED FINANCIAL PLANNER (CFP®) professional for trustworthy guidance.
3. What are the basics of a good financial plan?
A solid plan includes:
- A clear budget and emergency fund
- Debt management
- Short- and long-term goals
- Investment strategy
- Insurance coverage
- Retirement planning
- Estate or legacy planning
4. How much should I save each month? And how do I build an emergency fund?
A common rule of thumb is the 50/30/20 rule:
- 50% for needs
- 30% for wants
- 20% for savings and debt repayment
For emergency funds, aim to save at least 20% of your income if possible, but start with what you can. Set aside 3-6 months’ worth of essential living expenses. Start small – even $500 to $1,000 is a strong first milestone. Keep it in a savings account for easy access.
