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Single Premium Whole Life Insurance

Accumulated cash value makes Whole Life policies cost-effective in the long term, and viable as an estate planning vehicle.

A type of Whole Life insurance, Single Premium Whole Life (SPWL) – purchased with a single premium – transfers assets to your beneficiaries, without federal income tax. Loans and withdrawals from a SPWL policy are permissible.*

Product Features

  • Accrued cash value
  • Tax-deferred accumulation of earnings

Account Benefits

  • Usually pays income tax-free death benefit
  • Potential withdrawals or loans on the policy


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