Personal Unsecured Lines of Credit
A line of credit that lets you withdraw as much cash as you need at any point in time.

What's a personal unsecured line of credit?

A personal unsecured line of credit is an open-ended loan that a borrower can access at any time.

Loan Amount

  • Minimum: $15,000

Terms and Repayment

  • Draw Period: 24 months
  • Repayment Period: 60 months
  • Line of Credit Repayment: 
    • Draw Period: Monthly Interest only or $50, whichever is greater during the draw period
    • Repayment Period: Principal and Interest based on a variable rate
  • Education and Overdraft Protection purpose available

Asset Requirements

  • $15,000 - $25,000 line: 18 months asset reserves of the qualifying payment
  • $25,001 - $50,000 line: 1x Loan Amount in asset reserves
  • > $50,000 line: 2x Loan Amount in asset reserves*


  • Fees may apply
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