OFFICIAL RULES

NO PURCHASE, PAYMENT OF ANY KIND OR BANKING RELATIONSHIP NECESSARY.  A PURCHASE, PAYMENT OR BANKING RELATIONSHIP WILL NOT INCREASE YOUR CHANCES OF WINNING.  ALL ENTRIES HAVE AN EQUAL CHANCE OF WINNING.

1. Eligibility. This Ultimate Fan Experience Giveaway (the “Contest”) is open to all legal U.S. residents within the state of North Carolina or a one-hundred fifty (150) mile radius of Spectrum Center (the “Territory”) who are 18 years of age or older as of the date of entry, except: employees, agents and directors of First Horizon Bank, as well as its distributing, advertising and promotional agencies, any Co-sponsors and immediate family members (defined as spouses, children, parents, siblings and in-laws) and persons living in the same household as such individuals, are not eligible to participate or win. The Contest is void where prohibited by law and subject to all federal, state and local laws. Winning the prize is contingent upon fulfilling all requirements set forth herein. You must be able to accept the award of the prize without rules or restrictions imposed by the jurisdiction in which you live.
   
   
2. Sponsor. The sponsor of this Contest is First Horizon Bank, 165 Madison Avenue, Memphis, Tennessee 38103 (“First Horizon Bank”).
   
   
3. Timing. The Contest begins on Friday, February 28, 2025, and ends on Thursday, March 13, 2025 (the “Contest Period”). Prizes will be awarded in a random drawing from among eligible entries received and combined during the Contest Period.
   
   
4. How to Enter. During the Contest Period, you can register for the Contest online by visiting the First Horizon Bank Website at www.firsthorizon.com/charlottehornets. You will be asked to complete and submit the Contest registration form, which will require you to supply your first and last name, zip code, and email address. You will receive one (1) entry into the Contest upon your submission of the Contest registration.  
   
   
5. Limit one (1) entry per person and per email address. Multiple entrants are not permitted to share the same email address. Incomplete entries will not be accepted. Any attempt by any entrant to obtain more than the stated number of entries by using multiple/different email addresses, identities, registrations and logins, or any other methods will void that entrant’s entry and that entrant may be disqualified. Entries that have been generated by a script or by an automated method will be deemed void. In the event of a dispute regarding the identity of the person submitting an entry, the entry will be deemed submitted by the authorized account holder of the email address submitted at the time of entry. The authorized account holder is the natural person who is assigned to the email address by an Internet access provider, on-line service provider, or other organization that is responsible for assigning email addresses, or the domain associated with the submitted email address. Potential winners may be required to show proof of being the authorized account holder.
   
   
6. Determination of Winners. On Friday, March 14, 2025, First Horizon Bank will randomly choose 1 (one) winner from among all eligible entries. Odds of winning depend upon the total number of eligible entries received during the Contest Period. Prize winner will be notified by a First Horizon Bank representative via email or any other available contact source provided at the time of entry. Winner(s) may be required to: provide his/her Social Security Number for tax reporting purposes, to complete and return an IRS Form W-9, if applicable, and to provide any additional documents verifying your eligibility or identity upon request. If a winner cannot be contacted, fails to return any required documentation, or if it is determined by First Horizon Bank, in its sole discretion, that a potential winner is not eligible or is not in compliance with these Contest Official Rules, as applicable, the winner forfeits the prize without compensation of any kind. In the event of a prize forfeiture, an alternate winner may be selected by random drawing from among all remaining eligible entries, and they will be notified as outlined above, time permitting. Unclaimed prizes and/or forfeited prizes may not be awarded.
   
   
7. Prizes. One (1) grand prize winner shall receive four (4) First Horizon Theater Box tickets to the Charlotte Hornets game on March 20, 2025, one (1) VIP experience for a pre-game, courtside shoot around, one (1) autographed Charlotte Hornets jersey, one (1) $250 gift card for the Charlotte Hornets FanShop, and one (1) “Away Game Essentials” package that includes one (1) RTIC cooler, two (2) RTIC tumblers, and two (2) RTIC can holders. Additional restrictions, conditions and limitations may apply. All aspects of the prize will be provided and determined by First Horizon Bank in its sole discretion. The approximate total face value of all awarded prizes is $4500.
   
   Tickets, experiences and any passes are subject to the terms and conditions of event hosts, and First Horizon Bank will not be responsible or required to replace or compensate prize winner if any part of the prize is lost, stolen, misplaced, or destroyed, or if prize winner violates any such terms and conditions of the specific events. If the prize winner and guest cannot travel or attend on the dates specified, the prize will be forfeited in its entirety. First Horizon Bank is not responsible for any changes to any element of the prize by the event hosts, nor is it liable for any expenses incurred as a consequence of changes, cancellation or delays of any of the events. No substitution, transfer, assignment or cash equivalent for the prize shall be made. All other costs associated with prize acceptance and use not specified herein as being provided, including transportation, incidentals, personal charges, food and beverages, or gratuities are the sole responsibility of the prize winner.
   
   Seat locations at the game/event/exhibition and, unless otherwise stated in the prize description, exact game/event/exhibition date shall be determined in the sole discretion of First Horizon Bank and/or Hornets Basketball, LLC (“Hornets”). Each Official Winner’s guest(s) must be of legal age of majority in his/her(their) jurisdiction(s) of residence unless accompanied by a parent or legal guardian. National Basketball League (“NBA”) game/event/exhibition dates and times are determined in the sole discretion of the NBA and/or the Hornets and may be subject to change. The terms and conditions of the tickets awarded as part of any prize will govern in the event a game/event/exhibition, as defined by NBA, is not played or held due to an act of God, an act of terrorism, civil disturbance, or any other reason. Each winner and his/her guest(s) agree to comply with all applicable Spectrum Center and venue regulations in connection with the prize. The Hornets reserve the right to remove or to deny entry to any winner and/or his/her guest(s) who engage in a non-sportsmanlike or disruptive manner or with intent to annoy, abuse, threaten, or harass any other person at the game/event/exhibition. Released Parties (as defined below) will not be responsible for acts of God; acts of terrorism; civil disturbances; local, state, or federal regulation, order, or policy; work stoppage; epidemic, pandemic, or any other issue concerning public health or safety; or any other event outside of their control that may cause the cancellation or postponement of any NBA game/event/exhibition. NBA tickets awarded as prizes may not be resold, offered for resale, or used for any commercial or promotional purpose whatsoever. Any such resale or commercial or promotional use may result in disqualification and prize forfeiture and may invalidate the license granted by the game/event/exhibition ticket.
   
   All prizes are awarded “as is” and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose). First Horizon Bank and Hornets are not responsible for damage during shipping (if any), prize utility, quality or otherwise. All Prize details not specified in these Official Rules will be determined in First Horizon Bank and Hornets’ sole and absolute discretion.
   
   
8. Taxes. Federal, state, and local taxes, if any, are the sole responsibility of winner. An IRS Form 1099 may be issued to each winner for the value of the prize received.
   
   
9. Use of Entrant Information. By entering the Contest, you acknowledge and agree that First Horizon Bank will use your contact information for general solicitation, marketing, or other business or promotional activities in connection with the services and products provided by First Horizon Bank. You may at any time revoke the use of such information by responding to a marketing email using the unsubscribe link provided in the email. Please note that your opt-out preference will apply to marketing communication and may not apply to transactional communication including those associated with your entry.


10. Release. By entering, each entrant agrees to discharge, release and hold harmless First Horizon Bank and each of their parent companies, subsidiaries, affiliates, and each of their respective directors, officers, employees, and agents, and Hornets Basketball, LLC, NBA Properties Inc., the National Basketball Association, Hornets D League, LLC, NBA Development League, LLC d.b.a. NBA G League and its member teams, and each of their respective parent, subsidiary, and related companies and divisions (collectively defined as the “NBA Entities”), and their respective owners, parent companies, affiliates, directors, subsidiaries, franchisees, representatives, advertising, promotion and production agencies, agents (collectively, with the NBA Entities, the “Contest Entities”) from any and all liability, claims, losses, damages, causes of action, suits, and demands of any kind arising out of participation in the Contest or receipt or use or misuse of any prize. Acceptance of prize shall constitute the winner’s agreement and understanding that First Horizon Bank has not made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to any prize, including but not limited to its quality, merchantability, fitness for a particular purpose or mechanical condition.


11. General Terms. First Horizon Bank reserves the right, in its sole discretion, to cancel, suspend and/or modify the Contest, or any part of it, if any fraud, technical failures, or any other cause beyond First Horizon Bank’s reasonable control impairs the integrity or proper function of the Contest. First Horizon Bank is not responsible for any lost, late, incorrect, inaccurate, undelivered, damaged, or delayed entries, whether caused by an entrant or any other technical or human error which may occur in the administration of the Contest and the processing of entries. If for any reason an entry is confirmed to have been erroneously deleted, lost or otherwise destroyed or corrupted as a result of First Horizon Bank’s actions, the entrant’s sole remedy is another entry in the Contest, if it is possible.
    
    First Horizon Bank reserves the right, in its sole discretion, to disqualify any entrant it finds to be tampering with the entry process or the operation of the Contest or to be acting in violation of the Contest Official Rules or in any other disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Contest may be a violation of criminal and civil law, and First Horizon Bank reserves the right to seek damages from any such person to the fullest extent permitted by law. First Horizon Bank’s failure to enforce any term of these Contest Official Rules shall not constitute a waiver.
    
    
12. Publicity. Each entrant grants First Horizon Bank the right and permission to use his/her entry, name, address (city and state), photograph, likeness, biographical information, statement or voice for advertising, promotional, publicity and/or any other similar purposes in any media without future notice or compensation, except where prohibited by law. Each entrant waives the right to approve the finished product and agrees that First Horizon Bank is not responsible for any publishing errors caused by them or their media outlets.
    
    
13. The NBA Entities will have no liability or responsibility for any claim arising in connection with participation in this Contest or any prize awarded. The NBA Entities have not offered or sponsored this Contest in any way.
    
    
14. Winner's List. For a winner list send a hand-printed, self-addressed, stamped envelope to First Horizon Bank, Attn: Ultimate Fan Experience Giveaway Winner List, 800 S. Gay Street, Knoxville, TN 37929. The Ultimate Fan Experience Giveaway must be mentioned in the request. The request must be received within 6 months after March 14, 2025.
    
    
15. Privacy Policy. All information submitted by entrants shall be subject to First Horizon Bank's Privacy Policy (available at: www.firsthorizon.com and linking to the Privacy Policy).

First Horizon Bank. Member FDIC.