Laura Joines
Mortgage Loan Officer
Experience
- Working in the financial services industry since 2002
- Currently focused on providing residential mortgage loan solutions, including conventional, jumbo, special financing for medical doctors and other medical professionals, construction to permanent lending and first responder home loans
Education
- Goizueta Business School at Emory University, MBA
- University of Georgia, BBA
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #658938
- AAlexandria B.Lakewood Ranch - FLPosted on 2024-12-03T00:40:13.000Z5.0forLaura JoinesI had an outstanding experience working with Laura Joines to secure a mortgage for my new home. From the very beginning, Laura was incredibly thorough and took the time to explain all my options, including different loan types and rates. I never felt rushed or confused, which made the entire process feel much less intimidating. One example of her excellent service was when she went above and beyond to help me understand the fine print of the loan agreement, ensuring I was fully informed before making any decisions. She was also extremely responsive—whenever I had a question, I received a detailed response within hours, whether it was via text, phone, or email. She made the entire home-buying process seamless and stress-free, which I truly appreciated. Her professionalism, transparency, and commitment to finding the best solution for me made all the difference.
- VVedanta D.Brookhaven - GAPosted on 2024-11-07T04:37:21.000Z5.0forLaura JoinesLaura and her team are truly remarkable! Professional, kind, ever-available to answer questions and patiently guide us through this process. It is always a pleasure doing business with Laur!
- KKevin B.Canton - GAPosted on 2024-10-27T15:54:10.000Z5.0forLaura JoinesEveryone was friendly and communicated timely
- RRussell S. A.Johns Island - SCPosted on 2024-10-24T12:30:44.000Z5.0forLaura JoinesSuch an easy personalized experience with support at every step.
- RRoger D.Posted on 2024-10-21T13:20:06.000Z5.0forLaura JoinesLaura Joines was absolutely invaluable in securing our home loan and guiding us through a complex journey. We had the added challenge of selling our previous home before financing a new one while managing the logistics of a cross-country move, and Laura’s expertise made all the difference. She was not only incredibly knowledgeable about every aspect of the process but also went above and beyond in her communication, ensuring we were always informed and comfortable at every stage. Whether it was answering late-night questions or coordinating with multiple parties, Laura’s dedication, responsiveness, and attention to detail were exceptional. Thanks to her hard work, we were able to navigate the process smoothly and secure the perfect home. We cannot recommend Laura and First Horizon Mortgage enough! If you're looking for someone who will truly have your back and make a stressful process manageable, Laura is the one to call.
- RRoger D.Canton - GAPosted on 2024-10-18T12:44:41.000Z5.0forLaura JoinesLaura was amazing to work with. She was friendly and was patient with us as we were moving across the country, trying to find a property, and all the normal home purchasing stress.
- KKwaku O.Sandy Springs - GAPosted on 2024-10-15T07:41:39.000Z5.0forLaura JoinesLaura went above and beyond to help us close on our new home. Our experience with her was exemplary and I'd recommend her to all of my friends, family, and colleagues.
- CChristie S.Brookhaven - GAPosted on 2024-09-12T12:04:52.000Z5.0forLaura JoinesVery responsive and helpful individuals
- NNestor R.Posted on 2024-09-11T12:13:49.000Z5.0forLaura JoinesLaura's knowledge of loan options and how to structure a package most beneficial to my needs was excellent! She understood my goals and helped me accomplish them.
- NNestor R.Sandy Springs - GAPosted on 2024-09-11T12:13:17.000Z5.0forLaura JoinesLaura's knowledge of loan options and how to structure a package most beneficial to my needs was excellent! She understood my goals and helped me accomplish them.
- MMillard A. D.Atlanta - GAPosted on 2024-09-06T00:35:15.000Z5.0forLaura Joinesa great experience -- I was kept up to date on everything and there were no surprises!
- GGregg R. C.Dunwoody - GAPosted on 2024-08-23T12:06:46.000Z5.0forLaura JoinesWell communicated;
- EEric K.Parkland - FLPosted on 2024-08-22T13:45:02.000Z5.0forLaura JoinesNo hiccups from the first horizon team.
- VVictoria F.Posted on 2024-07-30T13:00:01.000Z5.0forLaura JoinesHad a great experience. It’s always overwhelming going through the loan process, but Laura and her team were helpful and always available for questions we had.
- VVictoria F.Smyrna - GAPosted on 2024-07-30T12:58:39.000Z5.0forLaura JoinesThe very complex process was broken down so we could understand it and Laura and her team were helpful and always available to answer questions.
- TTimothyPosted on 2024-07-15T14:07:10.000Z5.0forLaura JoinesExcellent communication from Laura and her team. Often went out of their way, answering emails after hours and on weekends. The whole process was very straightforward and streamlined including the online documentation process. So happy with our experience and will highly recommend Laura and First Horizon to all of our friends and family!
- TTimothy P. K.Marietta - GAPosted on 2024-07-15T14:06:50.000Z5.0forLaura JoinesExcellent communication from Laura and her team. Often went out of their way, answering emails after hours and on weekends. The whole process was very straightforward and streamlined including the online documentation process. So happy with our experience and will highly recommend Laura and First Horizon to all of our friends and family!
- JJill L. V.Durham - NCPosted on 2024-06-29T23:06:45.000Z5.0forLaura JoinesLaura and her team we super responsive and helpful throughout the process!
- PPatrick D. B. L.Chapel Hill - NCPosted on 2024-06-28T21:42:35.000Z5.0forLaura JoinesLaura was wonderful. She was very responsive and answered all of our questions in detail.
- CCharles M.Posted on 2024-06-28T17:00:19.000Z5.0forLaura Joines
- CCharles M.Durham - NCPosted on 2024-06-28T17:00:05.000Z5.0forLaura JoinesLaura was very easy to work with, very professional and humble.
- DDominic S. S.Mableton - GAPosted on 2024-06-10T19:12:57.000Z5.0forLaura JoinesThe customer service and attention received from Laura Joines and staff.
- KKirsten A. B.Sandy Springs - GAPosted on 2024-06-10T16:01:08.000Z5.0forLaura JoinesLaura and her team were awesome to work with! They communicated quickly and efficiently. The entire process was a breeze!
- MMaria E. J.Pine Lake - GAPosted on 2024-06-07T17:59:18.000Z5.0forLaura JoinesTammi and Laura always responded quickly to any questions we had. They gave us options to consider in choosing our mortgage. They helped get us the lowest possible rate. They were pleasant and professions to interact with. I can only say great things about this team!! I'm so happy with my new house!!!
- IIram R.Spring - TXPosted on 2024-05-23T15:43:37.000Z5.0forLaura JoinesAlways well prepared and on top of everything. She has great team to work with. Very happy with experience
- MMuhammad R.Spring - TXPosted on 2024-05-23T12:37:53.000Z5.0forLaura JoinesLaura and her team are very pro-active and customer focussed. They find every possible way to help their customer and make overall experience stress free.
- TTaylor J.Marietta - GAPosted on 2024-05-21T13:05:56.000Z5.0forLaura JoinesLaura easy to communicate with and responds to emails/questions in a timely manner. She was very on top of everything we had to do for the loan process. This is my second time working with her on a home loan and I will continue to work with her if I need to in the future.
- KKathleen M. M.Atlanta - GAPosted on 2024-05-15T18:09:28.000Z5.0forLaura JoinesIncredibly efficient, made everything easy!
- AAndrea C. T.Decatur - GAPosted on 2024-05-09T12:08:30.000Z5.0forLaura JoinesThe team was great to make us feel assured that every required piece was received and every question we had was addressed.
- SSavannah H.Greenville - SCPosted on 2024-05-07T13:18:54.000Z5.0forLaura JoinesVery good communication and online process was seamless
- AAline C.Atlanta - GAPosted on 2024-05-07T11:05:23.000Z5.0forLaura JoinesQuick replies, addressed my concerns, overall good service.
- BBen W. H.Brookhaven - GAPosted on 2024-05-02T17:27:50.000Z5.0forLaura JoinesFantastic experience beginning to end!
- WWycliffe E. G.Greensboro - GAPosted on 2024-04-26T14:18:48.000Z5.0forLaura JoinesLaura made the process simple and easy. Well done! Would highly recommend.
- JJonathan S. K.Dunwoody - GAPosted on 2024-04-22T12:27:07.000Z5.0forLaura JoinesIt was great!
- MMariano M. S.Alpharetta - GAPosted on 2024-04-01T12:46:02.000Z5.0forLaura JoinesIt was easy, friendly and very professional.
- WWytch R. R.Homewood - ALPosted on 2024-03-18T12:58:47.000Z5.0forLaura JoinesGood physician product, ease of use
- NNatalie V. S.Milton - GAPosted on 2024-02-23T03:25:17.000Z5.0forLaura JoinesLaura Joines was so wonderful to work with during our mortgage and closing process. I will highly recommend her to others. She was always available and very helpful.
- MMaria C. C.Tucker - GAPosted on 2024-02-20T08:46:42.000Z5.0forLaura JoinesMs. JOINES and her team were excellent communicators. Took the time to kindly walk us through the purchase of our first home. Truly went above and beyond. Because of them we were able to put in an offer in expedited manner and get the home of our dreams during the holidays.
- EErnesto J. B.Tucker - GAPosted on 2024-01-29T14:58:53.000Z5.0forLaura JoinesThank you so much for making our first home purchase extremely easy. This was surreal for us and how everything went so smoothly. We are so grateful for your assistance and looking forward to working with you again in the near future. Maybe a getaway house somewhere.
- AAnthony R.Raleigh - NCPosted on 2023-12-24T11:15:22.000Z5.0forLaura JoinesThe process was streamlined and easy to understand. Also the ability to communicate via the phone whenever needed.