Maria Carpio
Mortgage Loan Officer
Office: 305-577-6848
Cell: 305-608-7871
Fax: 305-675-7895
Experience
- Working in the financial services industry since 1991
- Currently focused on providing residential mortgages, both high-end portfolio lending and agency loan as well as first-time homebuyer programs
Education
- Florida International University, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #754603
- Member, Coral Gables Chamber
- Member, Miami Chamber of Commerce
- Volunteer, The Aqua Foundation
- SSabrina T. Z.North Miami - FLPosted on 2024-12-09T23:41:26.000Z5.0forMaria CarpioMaria was wonderful!
- BBrandon I. Z.North Miami - FLPosted on 2024-11-15T14:31:53.000Z5.0forMaria Carpiomaria was available to answer any question i had large or small. She helped me stay calm informed and educated throughout the entire process
- AArmando C. P.Pinecrest - FLPosted on 2024-10-10T18:31:13.000Z5.0forMaria CarpioThis was by far our easiest mortgage process, Maria was wonderful! Thank you!!!
- NNancy E. G.Flagler Beach - FLPosted on 2024-09-26T12:32:44.000Z5.0forMaria CarpioVery professional and smooth process.
- AAlfredo A.Miami - FLPosted on 2024-08-26T14:37:24.000Z5.0forMaria CarpioMaria was excellent. She was very knowledgeable and approachable. It was easy to reach out to her and I felt that she was always available.
- AAlfredo N. G.Miami - FLPosted on 2024-08-26T01:30:56.000Z5.0forMaria CarpioMaria was super helpful throughout the whole process. Very nice and knowledgeable guiding us every step of the way till the closing. I am very happy and appreciative for her guidance making it very easy for us.
- RRafael L. G.Weston - FLPosted on 2024-08-19T19:27:39.000Z5.0forMaria CarpioMaria always answered quickly.
- RRenata R.Posted on 2024-05-20T14:26:48.000Z5.0forMaria CarpioAmazing experience! Maria is so kind, knowledgeable, proactive/efficient. My experience with her was absolutely perfect and I am recommending her services to all my friends who are in the process of buying a house. She made a complicated process seem simple and effortless. I am extremely satisfied with her service. Thank you Maria!
- RRenata R. F. R.Miami - FLPosted on 2024-05-20T14:24:42.000Z5.0forMaria CarpioMaria is absolutely amazing. From my first call to the bank, until closing day, she was pleasant, professional, responsive, efficient, knowledgeable! She answered all my questions and concerns, was always on top of documentation, made such a complicated process seem simple! She is the absolute best, I highly recommend her
- EEric S.Miami - FLPosted on 2024-04-08T12:12:50.000Z5.0forMaria CarpioMaria goes above and beyond! She easily adapts and resolves conflicts that might arise!
- AArturo M.Miami - FLPosted on 2024-04-01T15:42:01.000Z5.0forMaria CarpioVery happy with Maria and First Horizon. This is my 4th mortgage with FH and its previous bank’s names.
- NNicole M. A.Miami - FLPosted on 2024-04-01T13:36:18.000Z5.0forMaria CarpioMaria was very attentive, transparent, and easy to communicate with. She made the entire process seamless.
- JJorge A. F.Miami - FLPosted on 2024-04-01T13:05:12.000Z5.0forMaria CarpioWorking with Maria was an absolute pleasure. Maria was very helpful along the process. She always made herself available for us, provided us with clarity when we had questions, took the time to explain things that were complex, and consistently found new ways to provide us with the best possible package. As a first time home buyer, she made me feel comfortable about purchasing something so big and overall provided a peace of mind/trust. I loved how she made an effort to join us during the closing - I would definitely recommend her and work with her again
- CCody J. B.Coral Gables - FLPosted on 2024-01-30T13:12:39.000Z5.0forMaria CarpioMaria was thorough, communicative, and very responsive throughout the process which made working through inevitable hurdles a breeze.
- EEnrique G.Miami - FLPosted on 2023-09-19T13:24:58.000Z5.0forMaria CarpioShe was always pending of the whole process, and available at any time. It was a great and satisfying experience. THANKS A LOT.
- BBenjamin R.Plantation - FLPosted on 2023-08-10T17:04:38.000Z5.0forMaria CarpioMaria has a keen and global understanding of the entire loan cycle which made every step of the process understandable.
- TTamara L. M.Miami - FLPosted on 2023-08-09T13:12:25.000Z5.0forMaria CarpioMaria Carpio and Sam Yackoski are outstanding professionals. From the beginning Maria explained me the process, guide me and answered all my questions with great details. Sam was also great, very helpful and very meticulous in the documentation process. I am very grateful to Maria as she made this process easy, and I felt I was in the best hands from the beginning to the end of the process. Excellent team!
- MMaggie V.Posted on 2023-07-26T06:50:44.000Z5.0forMaria CarpioMaria Carpio is excellent and knowledgeable, it is a tedeous ordeal with many forms and information that need to be process, Miss Carpio made it all as pleasant as possible, I'm greatful for her help and patience! Thank You, Maggie Vazquez
- MMagdalena V.Miami - FLPosted on 2023-07-26T06:44:35.000Z5.0forMaria CarpioVery happy with the professionalism Miss Carpio showed us, very patient throughout the entire process, went beyond my expectations, I would recommend her highly and would call her for any future business matters! Thank You, Maggie Vazquez
- AAnthony G.Miami - FLPosted on 2023-06-02T13:23:48.000Z5.0forMaria CarpioMaria was very attentive, informative and very helpful throughout the entire loan application and closing process.
- JJason K. K.Coral Gables - FLPosted on 2023-04-28T13:58:50.000Z5.0forMaria CarpioEasy, quick and good communication
- llinda J.Posted on 2023-04-11T15:25:17.000Z5.0forMaria CarpioMaria Carpio at First Horizon Bank is like an old fashioned banker who makes you feel like the most important client and understands what you need. She is responsive and gets the job done and has the best rates in town. I highly recommend her!
- LLinda J.Aventura - FLPosted on 2023-04-11T15:22:59.000Z5.0forMaria CarpioMaria Carpio went above and beyond! I had to keep making changes, and she was great about helping me, and was extremely responsive, sending emails at 7 and 8 pm when I emailed her after hours. She made me feel like I was her most important client and explained everything to me every step of the way. I would definitely seek other loans from Maria - in fact, I did my last loan with Maria almost ten years ago! She is the best!
- AAntonio I. M. R.Doral - FLPosted on 2022-12-12T14:50:21.000Z5.0forMaria CarpioThe process was very easy, and the help received from Maria was key for the success of the closing. She is very knowladgeble and very client oriented. She was in permanent contact with me during the whole process. Everything was calm and straight with no incidences. She controlled every step of the process, not only with those requirements I had to comply, or clarifications to provide, but also being in permanent contact with the developer and the title company. Everything was soft and smooth, and we were able to achieve the closing with no delays. We are very satisfied with the experience. We would recommend Maria Carpio and First Horizon for future transactions.
- CCandace E. A.Robertsdale - ALPosted on 2022-11-11T02:04:57.000Z5.0forMaria CarpioMaria was excellent. She was efficient and communicative. Without her, we would not have made our closing deadline of 30 days.
- MMichael J. P.Miami Beach - FLPosted on 2022-10-15T12:55:43.000Z5.0forMaria CarpioMaria was very accessible, answered all of my questions fully and promptly, and did everything within her ability to make the process seemless. I couldn’t have been more pleased having her as the loan officer.
- SSteven M. L.Miami - FLPosted on 2022-10-14T14:48:18.000Z5.0forMaria CarpioMaria was always polite, responsive, professional, helpful and extremely knowledgeable. She is a credit to your organization, and a truly outstanding loan officer. She made obtaining the mortgage loan a pleasant experience. Thank you.
- CCamilo M.Coral Gables - FLPosted on 2022-10-10T19:29:08.000Z5.0forMaria CarpioMaria was attentive and responsive. When issues came up she was patient and eager to resolve them. Wonderful experience.
- PPatricia M. D. S.Coral Gables - FLPosted on 2022-09-18T18:50:46.000Z5.0forMaria CarpioVery happy with the experience!
- PPaul S.Coral Gables - FLPosted on 2022-09-18T14:51:44.000Z5.0forMaria CarpioVery efficient
- CChristine D. W.Miami - FLPosted on 2022-09-03T10:53:37.000Z5.0forMaria CarpioPersonalized
- JJohn P. S.Coral Gables - FLPosted on 2022-08-06T14:58:03.000Z5.0forMaria CarpioMaria made the process very easy and seamless. She was informative, communicative, and patient. It was a thorough and smooth process.
- SSandy J.North Miami - FloridaPosted on 2022-07-29T16:22:50.000Z5.0forMaria CarpioSticking with us thru the 4 month process. Thx Maria !
- KKeith B.Miami - FLPosted on 2022-07-07T14:09:26.000Z5.0forMaria CarpioAttention to details and reminders, which help given my busy schedule.
- MMaurici L.Key Biscayne - FLPosted on 2022-06-24T15:30:27.000Z5.0forMaria CarpioRed carpet customer service. Quick response always.
- CCarlos L.Miami - FLPosted on 2022-05-05T11:58:33.000Z5.0forMaria CarpioQuality of service
- LLawrence W.Ft, Lauderdale - FloridaPosted on 2022-04-30T18:52:37.000Z4.0forMaria CarpioSo much information needed! And that makes the process very long
- JJosette A.Miami - FLPosted on 2022-04-30T13:43:04.000Z5.0forMaria CarpioMaria was always available when I had any questions. Best MLO ever
- JJoseph S.Coral Gables - FloridaPosted on 2022-04-27T14:40:33.000Z5.0forMaria CarpioMaria was a pleasure to work with throughout the entire process, she was always available to answer any questions and help along the way. Without her attentiveness and professionalism this would have been a lot more stressful.
- JJanet R.Miami - FloridaPosted on 2022-04-27T14:28:09.000Z5.0forMaria CarpioMaria was professional, communicated often and extremely helpful. The entire process was smooth and easy. Thank you, Maria!