Matt Kaczor
Mortgage Loan Officer
Cell: 501-353-5979
Fax: 501-712-1752
matt.kaczor@firsthorizon.com
Experience
- Working in the financial services industry since 2013
- Currently focused on providing residential mortgage loans, including down payment assistance loans, grant programs, VA and physician loans
Education
- Michigan State University, BBA
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #1085510
What clients are saying
ZZachary J. B.Little Rock - ARPosted on 2025-03-17T13:10:03.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorWe researched and spoke with several entities for loans. Not only did we get the best rate with First Horizon, but we also got an incredible team with both Matt and Todd. The FH team was incredibly diligent, communicated everything appropriately and absolutely nailed the customer service. I am thankful for the FH team and the way they took care of my family during this process. Exceeded expectations and proved that companies still produce great employees.PPatricia J. T.Little Rock - ARPosted on 2025-03-10T12:11:36.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was incredibly responsive and helpful. He made sure we had all of our questions answered and was incredibly kind and patient in walkong us through the whole process. He made things as easy as they can be.BBlakely B.Maumelle - ARPosted on 2025-03-03T14:52:14.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt has done two loans for me! Both times, he has gone above and beyond to find the type of loan product that fits my needs perfectly. I recommend him to all my friends who are in the home buying process. We love how geniune he is, how detail oriented, and how he truly wants to see his clients happy! On top of all of that, he is just an incredibly kind person! We are so thrilled with First Horizon. I am convinced that Matt doesnt sleep. He is ALWAYS happy to chat, and answer any questions that we have!KKevin S.Maumelle - ARPosted on 2026-04-10T13:39:03.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made the process smooth with great communication and round the clock support which in my opinion was above and beyond my expectation. He was friendly personable and expertly answered my many questions.TThomas G. P.Monroe - LAPosted on 2026-04-08T15:27:43.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorInfomative, easy to work with, and willingly accessible after hours.RRenee S.Maumelle - ARPosted on 2026-04-07T15:29:23.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was very responsive to all questions. Kept us updated and informed. Was easy to communicate with as well.HHiren M. P.Little Rock - ARPosted on 2026-04-07T05:12:57.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was really helpful for finding the right terms for the mortgage and kept me informed on very step in the processAAnne T. W.North Little Rock - ARPosted on 2026-04-06T18:14:08.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorNot applicableMMark H.Hot Springs - ARPosted on 2026-03-30T17:09:01.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt, was extremely professional & very responsive to anything needed. I highly recommend Matt at First Horizon. Sincerely, Mark HanleyBBenjamin M. N.North Little Rock - ARPosted on 2026-03-26T01:51:40.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt is the best: kind, personable, very knowledgeable about the process, and made us feel like we had someone we could trust .MMichael D.Little Rock - ARPosted on 2026-03-23T14:28:39.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made the entire process easy. He was responsive to any questions and kept everything on track. Highly recommend.CCharlotte S. C.Cabot - ARPosted on 2026-03-23T12:41:11.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorFast day process and Matt was very helpfulJJillian D. N.North Little Rock - ARPosted on 2026-03-18T12:49:25.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was very helpful!aaundria W.Posted on 2026-03-13T07:41:46.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorAAundria W.Benton - ARPosted on 2026-03-13T07:41:37.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was very supportive and thorough throughout the entire process. He kept me up to date and always followed up to make sure I didn't need anything!GGarrett E.Posted on 2026-03-10T22:23:35.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorGGarrett E.Benton - ARPosted on 2026-03-10T22:23:25.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorAs a first time homebuyer, Matt broke down the process in a way that made sense to me. He was always quick to answer questions when I had them and was great with communication. Even now, after closing, Matt is still available to answer any questions I have. Plus, at closing, he gave me a First Horizon pickleball set, which is super cool. I would highly recommend Matt to any homebuyer, first-time, or otherwise!KKathy F.Posted on 2026-03-10T13:08:22.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorIf you are ever in the market for a home mortgage, then contact Matt Kaczor at First Horizon Bank. He made the process of relocating from Bryant, AR to Dover, AR so easy. Kept us up to date on every aspect of obtaining our mortgage. You will never go wrong when you let Matt handle your dream.KKathleen M. F.Dover - ARPosted on 2026-03-10T13:06:32.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was extremely informative about the details of our loan. He made this process so smooth and simple that it was a great opportunity to work with him. I would highly recommend him and First Horizon for all loan applications. He kept us updated every day with either a text or email.JJason M.Posted on 2026-03-10T05:07:37.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt is the best lender we’ve ever worked and this was our fourth home purchase. He was on it, never missed anything. You can feel his care during the whole process. He showed up to look at the first house we were interested in and sat with us at the closing table when we found the right one. Knowledgable, patient, quick, available…really more than we could’ve asked for. Didn’t think I’d ever meet a lender like Matt. Sure glad we did. 😃JJason E. M.Maumelle - ARPosted on 2026-03-10T05:02:08.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt is the first lender we've worked with on the 4 homes we've purchased that I would rate exceptional. He was patient, knowledgeable, available, sincerely Interested...awesome in every way.BBrandi B.Maumelle - ARPosted on 2026-03-09T16:49:10.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made it great. He kept me updated and answered any questions that I add. He educated me on next steps too. Very grateful to have had Matt as my loan officer.LLycia T.Posted on 2026-02-28T16:08:41.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made the process simple and easy to understand. His communication was excellent and he made himself available at all times if we had questions. I would recommend Matt to any first time home buyers.LLycia R. T.Vilonia - ARPosted on 2026-02-28T16:06:12.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made the process simple and easy to understand. His communication was excellent and he made himself available at all times if we had questions.MMatt T.Posted on 2026-02-27T13:30:22.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMMatthew R. T.Vilonia - ARPosted on 2026-02-27T13:30:11.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt made everything easy and convenient for us to go through the process of buying a house. He was extremely helpful and answered any questions we had. He was available anytime we needed him and his communication was on point. I would definitely recommend him to any one looking to buy a home.CCharles G. M.Sherwood - ARPosted on 2026-02-20T13:57:08.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was always there to answer questmuons and to keep everything on pace, he was very positive and enthusiastic and that helped us make the right decisionSSherry F.Posted on 2026-02-20T03:41:34.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt is the best to work with. He kept in constant communication with me, answering every question promptly. He explained every step thoroughly and was a pleasure to work with. The entire process was smooth and moved along quickly.SSherry L. F.Sherwood - ARPosted on 2026-02-20T03:41:18.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt is the best to work with. He kept in constant communication with me, answering every question promptly. He explained every step thoroughly and was a pleasure to work with. The entire process was smooth and moved along quickly.NNita G. C.Sherwood - ARPosted on 2026-02-13T02:12:41.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt explained as we went along, he was a a available for any questions. He helped me secure 2 grants. He came to closing and was very helpful.YYanzhi Z.Posted on 2026-02-12T04:06:48.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was very helpful from day one. He answered calls and responded to text messages, even late at night when I had questions. I would highly recommend Matt to anyone in need of lending services.YYanzhi Z.Sherwood - ARPosted on 2026-02-12T04:06:38.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was very helpful from day one. He answered calls and responded to text messages, even late at night when I had questions. I would highly recommend Matt to anyone in need of lending services.GGrace A. L.Conway - ARPosted on 2026-02-06T23:02:16.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt helped us with any questions we had and made the process for our first home go very smoothly! He was great and we would recommend him to anyone!CCrystal L. J.Bryant - ARPosted on 2026-02-05T14:58:52.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorExcellent service was provided during mortgage application. Any concerns or questions I had i got a reply back quickly. Mat helped me choose the right option. If I need help in the future, I will ask specifically for you. Thank you for all you do.BBrandon J. S.North Little Rock - ARPosted on 2026-02-03T15:12:09.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorYou answered my questions well and patiently walked me through buying my first house!IIsaiah H.Posted on 2026-01-29T22:17:34.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorIIsaiah P. H.North Little Rock - ARPosted on 2026-01-29T22:17:16.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorHaving Matt Kaczor as our Loan Officer was a great experience. He is very knowledgeable, friendly, and professional!SStephen L. W. 2.Posted on 2026-01-29T14:28:27.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorSStephen L. W. I.Cabot - ARPosted on 2026-01-29T14:27:00.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorHe made everything easy and was available all the time.RRonnie R.Posted on 2026-01-23T15:10:07.000Z5.0 ★ ★ ★ ★ ★forMatt KaczorMatt was open and honest throughout the entire process. Any questions or concerns I had, he made sure to address. As a first time home buyer, I don't know what I don't know, but he took the time to explain everything I wanted to talk about plainly.
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- ZZachary J. B.Little Rock - ARPosted on 2025-03-17T13:10:03.000Z5.0forMatt KaczorWe researched and spoke with several entities for loans. Not only did we get the best rate with First Horizon, but we also got an incredible team with both Matt and Todd. The FH team was incredibly diligent, communicated everything appropriately and absolutely nailed the customer service. I am thankful for the FH team and the way they took care of my family during this process. Exceeded expectations and proved that companies still produce great employees.
- PPatricia J. T.Little Rock - ARPosted on 2025-03-10T12:11:36.000Z5.0forMatt KaczorMatt was incredibly responsive and helpful. He made sure we had all of our questions answered and was incredibly kind and patient in walkong us through the whole process. He made things as easy as they can be.
- BBlakely B.Maumelle - ARPosted on 2025-03-03T14:52:14.000Z5.0forMatt KaczorMatt has done two loans for me! Both times, he has gone above and beyond to find the type of loan product that fits my needs perfectly. I recommend him to all my friends who are in the home buying process. We love how geniune he is, how detail oriented, and how he truly wants to see his clients happy! On top of all of that, he is just an incredibly kind person! We are so thrilled with First Horizon. I am convinced that Matt doesnt sleep. He is ALWAYS happy to chat, and answer any questions that we have!
- KKevin S.Maumelle - ARPosted on 2026-04-10T13:39:03.000Z5.0forMatt KaczorMatt made the process smooth with great communication and round the clock support which in my opinion was above and beyond my expectation. He was friendly personable and expertly answered my many questions.
- TThomas G. P.Monroe - LAPosted on 2026-04-08T15:27:43.000Z5.0forMatt KaczorInfomative, easy to work with, and willingly accessible after hours.
- RRenee S.Maumelle - ARPosted on 2026-04-07T15:29:23.000Z5.0forMatt KaczorMatt was very responsive to all questions. Kept us updated and informed. Was easy to communicate with as well.
- HHiren M. P.Little Rock - ARPosted on 2026-04-07T05:12:57.000Z5.0forMatt KaczorMatt was really helpful for finding the right terms for the mortgage and kept me informed on very step in the process
- AAnne T. W.North Little Rock - ARPosted on 2026-04-06T18:14:08.000Z5.0forMatt KaczorNot applicable
- MMark H.Hot Springs - ARPosted on 2026-03-30T17:09:01.000Z5.0forMatt KaczorMatt, was extremely professional & very responsive to anything needed. I highly recommend Matt at First Horizon. Sincerely, Mark Hanley
- BBenjamin M. N.North Little Rock - ARPosted on 2026-03-26T01:51:40.000Z5.0forMatt KaczorMatt is the best: kind, personable, very knowledgeable about the process, and made us feel like we had someone we could trust .
- MMichael D.Little Rock - ARPosted on 2026-03-23T14:28:39.000Z5.0forMatt KaczorMatt made the entire process easy. He was responsive to any questions and kept everything on track. Highly recommend.
- CCharlotte S. C.Cabot - ARPosted on 2026-03-23T12:41:11.000Z5.0forMatt KaczorFast day process and Matt was very helpful
- JJillian D. N.North Little Rock - ARPosted on 2026-03-18T12:49:25.000Z5.0forMatt KaczorMatt was very helpful!
- aaundria W.Posted on 2026-03-13T07:41:46.000Z5.0forMatt Kaczor
- AAundria W.Benton - ARPosted on 2026-03-13T07:41:37.000Z5.0forMatt KaczorMatt was very supportive and thorough throughout the entire process. He kept me up to date and always followed up to make sure I didn't need anything!
- GGarrett E.Posted on 2026-03-10T22:23:35.000Z5.0forMatt Kaczor
- GGarrett E.Benton - ARPosted on 2026-03-10T22:23:25.000Z5.0forMatt KaczorAs a first time homebuyer, Matt broke down the process in a way that made sense to me. He was always quick to answer questions when I had them and was great with communication. Even now, after closing, Matt is still available to answer any questions I have. Plus, at closing, he gave me a First Horizon pickleball set, which is super cool. I would highly recommend Matt to any homebuyer, first-time, or otherwise!
- KKathy F.Posted on 2026-03-10T13:08:22.000Z5.0forMatt KaczorIf you are ever in the market for a home mortgage, then contact Matt Kaczor at First Horizon Bank. He made the process of relocating from Bryant, AR to Dover, AR so easy. Kept us up to date on every aspect of obtaining our mortgage. You will never go wrong when you let Matt handle your dream.
- KKathleen M. F.Dover - ARPosted on 2026-03-10T13:06:32.000Z5.0forMatt KaczorMatt was extremely informative about the details of our loan. He made this process so smooth and simple that it was a great opportunity to work with him. I would highly recommend him and First Horizon for all loan applications. He kept us updated every day with either a text or email.
- JJason M.Posted on 2026-03-10T05:07:37.000Z5.0forMatt KaczorMatt is the best lender we’ve ever worked and this was our fourth home purchase. He was on it, never missed anything. You can feel his care during the whole process. He showed up to look at the first house we were interested in and sat with us at the closing table when we found the right one. Knowledgable, patient, quick, available…really more than we could’ve asked for. Didn’t think I’d ever meet a lender like Matt. Sure glad we did. 😃
- JJason E. M.Maumelle - ARPosted on 2026-03-10T05:02:08.000Z5.0forMatt KaczorMatt is the first lender we've worked with on the 4 homes we've purchased that I would rate exceptional. He was patient, knowledgeable, available, sincerely Interested...awesome in every way.
- BBrandi B.Maumelle - ARPosted on 2026-03-09T16:49:10.000Z5.0forMatt KaczorMatt made it great. He kept me updated and answered any questions that I add. He educated me on next steps too. Very grateful to have had Matt as my loan officer.
- LLycia T.Posted on 2026-02-28T16:08:41.000Z5.0forMatt KaczorMatt made the process simple and easy to understand. His communication was excellent and he made himself available at all times if we had questions. I would recommend Matt to any first time home buyers.
- LLycia R. T.Vilonia - ARPosted on 2026-02-28T16:06:12.000Z5.0forMatt KaczorMatt made the process simple and easy to understand. His communication was excellent and he made himself available at all times if we had questions.
- MMatt T.Posted on 2026-02-27T13:30:22.000Z5.0forMatt Kaczor
- MMatthew R. T.Vilonia - ARPosted on 2026-02-27T13:30:11.000Z5.0forMatt KaczorMatt made everything easy and convenient for us to go through the process of buying a house. He was extremely helpful and answered any questions we had. He was available anytime we needed him and his communication was on point. I would definitely recommend him to any one looking to buy a home.
- CCharles G. M.Sherwood - ARPosted on 2026-02-20T13:57:08.000Z5.0forMatt KaczorMatt was always there to answer questmuons and to keep everything on pace, he was very positive and enthusiastic and that helped us make the right decision
- SSherry F.Posted on 2026-02-20T03:41:34.000Z5.0forMatt KaczorMatt is the best to work with. He kept in constant communication with me, answering every question promptly. He explained every step thoroughly and was a pleasure to work with. The entire process was smooth and moved along quickly.
- SSherry L. F.Sherwood - ARPosted on 2026-02-20T03:41:18.000Z5.0forMatt KaczorMatt is the best to work with. He kept in constant communication with me, answering every question promptly. He explained every step thoroughly and was a pleasure to work with. The entire process was smooth and moved along quickly.
- NNita G. C.Sherwood - ARPosted on 2026-02-13T02:12:41.000Z5.0forMatt KaczorMatt explained as we went along, he was a a available for any questions. He helped me secure 2 grants. He came to closing and was very helpful.
- YYanzhi Z.Posted on 2026-02-12T04:06:48.000Z5.0forMatt KaczorMatt was very helpful from day one. He answered calls and responded to text messages, even late at night when I had questions. I would highly recommend Matt to anyone in need of lending services.
- YYanzhi Z.Sherwood - ARPosted on 2026-02-12T04:06:38.000Z5.0forMatt KaczorMatt was very helpful from day one. He answered calls and responded to text messages, even late at night when I had questions. I would highly recommend Matt to anyone in need of lending services.
- GGrace A. L.Conway - ARPosted on 2026-02-06T23:02:16.000Z5.0forMatt KaczorMatt helped us with any questions we had and made the process for our first home go very smoothly! He was great and we would recommend him to anyone!
- CCrystal L. J.Bryant - ARPosted on 2026-02-05T14:58:52.000Z5.0forMatt KaczorExcellent service was provided during mortgage application. Any concerns or questions I had i got a reply back quickly. Mat helped me choose the right option. If I need help in the future, I will ask specifically for you. Thank you for all you do.
- BBrandon J. S.North Little Rock - ARPosted on 2026-02-03T15:12:09.000Z5.0forMatt KaczorYou answered my questions well and patiently walked me through buying my first house!
- IIsaiah H.Posted on 2026-01-29T22:17:34.000Z5.0forMatt Kaczor
- IIsaiah P. H.North Little Rock - ARPosted on 2026-01-29T22:17:16.000Z5.0forMatt KaczorHaving Matt Kaczor as our Loan Officer was a great experience. He is very knowledgeable, friendly, and professional!
- SStephen L. W. 2.Posted on 2026-01-29T14:28:27.000Z5.0forMatt Kaczor
- SStephen L. W. I.Cabot - ARPosted on 2026-01-29T14:27:00.000Z5.0forMatt KaczorHe made everything easy and was available all the time.
- RRonnie R.Posted on 2026-01-23T15:10:07.000Z5.0forMatt KaczorMatt was open and honest throughout the entire process. Any questions or concerns I had, he made sure to address. As a first time home buyer, I don't know what I don't know, but he took the time to explain everything I wanted to talk about plainly.