Robert M. Spiegel
Vice President, Mortgage Loan Officer
Experience
- Working in the mortgage industry since 2003
- Currently focused on providing Conventional, FHA, VA and USDA loans with specialization in physician and jumbo products
- Deep industry knowledge in complex situations with over $1 billion in home loans funded throughout his career
Education
- Babson College, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #198315
- Board Member, Houston Mortgage Bankers Association
What clients are saying
MMelissa K.Posted on 2026-05-21T16:28:10.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert went above and beyond to close a difficult deal!MMelissa R. K.DALLAS - TXPosted on 2026-05-21T16:27:52.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert went above and beyond to close a difficult deal!CC D.Posted on 2026-05-20T00:02:01.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWorking with Robert and his team was an incredible experience from start to finish. As a first-time homebuyer, I had a lot of questions and uncertainty going into the process, but Robert made everything feel smooth and manageable. Dena and Stephanie were absolutely fantastic throughout—both were always quick to respond, incredibly helpful, and made sure I understood every step along the way. Their communication was top-notch, and I always felt like I was in good hands. On top of that, Robert was able to secure a very competitive rate, which made a huge difference. His guidance and support gave me confidence in every decision, and I truly felt like he had my best interests in mind. I can’t recommend Robert, Dena, and Stephanie highly enough. They made what could have been a stressful process feel seamless and even enjoyable. If you’re looking for a knowledgeable, responsive, and genuinely supportive mortgage team, you’re in great hands with them.CChad D.Houston - TXPosted on 2026-05-20T00:01:28.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWorking with Robert and his team was an incredible experience from start to finish. As a first-time homebuyer, I had a lot of questions and uncertainty going into the process, but Robert made everything feel smooth and manageable. Dena and Stephanie were absolutely fantastic throughout—both were always quick to respond, incredibly helpful, and made sure I understood every step along the way. Their communication was top-notch, and I always felt like I was in good hands. On top of that, Robert was able to secure a very competitive rate, which made a huge difference. His guidance and support gave me confidence in every decision, and I truly felt like he had my best interests in mind. I can’t recommend Robert, Dena, and Stephanie highly enough. They made what could have been a stressful process feel seamless and even enjoyable. If you’re looking for a knowledgeable, responsive, and genuinely supportive mortgage team, you’re in great hands with them.JJustin O.Posted on 2026-05-19T15:06:05.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were outstanding throughout the process. I am exceptionally grateful for their help!JJustin O.HOUSTON - TXPosted on 2026-05-19T15:05:50.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were outstanding throughout the process. I am exceptionally grateful for their help!GGillian E. R.BEDFORD - TXPosted on 2026-05-05T13:39:26.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and Dena were incredible to work with!NNorelle L. B.HOUSTON - TXPosted on 2026-04-24T12:59:17.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelOur experience with the loan approval process was excellent. Robert was professional, prompt, and communicated clearly throughout each step. He made the process smooth and efficient, and we truly appreciated his responsiveness and professionalism.BBrian E. B.HOUSTON - TXPosted on 2026-04-23T12:51:38.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena is spectacular, and Robert is fantastic - no more needed to be said!NNancy J. K.HOUSTON - TXPosted on 2026-04-17T13:04:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena Kubina was a wonderful help and support throughout the entire process.EEmily A. H.Bellaire - TXPosted on 2026-04-15T13:54:30.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and His team were incredible! It was a seamless and simple processMMegan B.Houston - TXPosted on 2026-04-10T12:46:20.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThis is our second transaction with Robert. Robert and his team were highly communicative throughout the process, including helping us to navigate an 11th hour issue at the closing table! Would highly recommend!MMichael D. W.Mc Ewen - TNPosted on 2026-03-02T13:44:58.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe had significant last minute changes due to surprise issues during final walkthrough. Robert and his team jumped on it and made sure we still made closing on time. They went above and beyond and were very professional and pleasant to work with throughout the process. I would definitely use them them again and recommend them to others. My real estate agent even made a point of saying how impressed she was with Robert and his team.MMagdalene P.Houston - TXPosted on 2026-02-25T21:33:20.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelAmazing communication and easy to understand processKKaylee R. T.Alpine - TXPosted on 2026-02-25T17:59:42.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelNo hangups, the process kept moving along the whole time.RRegina L. M.Houston - TXPosted on 2026-02-23T14:17:01.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena was always in communication about what was happening now and next. She was able to answer questions for us even over the weekends.EEmily T.San Leon - TXPosted on 2026-02-13T02:19:45.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his staff communicate clearly and offer competitive rates as well as fees.DDavid M.Posted on 2026-02-09T16:23:58.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDDavid A. M. J.Houston - TXPosted on 2026-02-09T16:23:53.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert, Dena, and Stephanie are one fabulous team! Highly recommend for your mortgage!ZZachary T.Spring - TXPosted on 2026-02-06T14:05:52.000Z4.0 ★ ★ ★ ★forRobert Spiegelcustomer serviceMMichael G.Posted on 2026-02-04T16:01:16.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelMMichael A. G.Houston - TXPosted on 2026-02-04T16:01:09.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena, Robert, and Stephanie were a pleasure to work with.AAshli N. Y.Spring - TXPosted on 2026-01-22T13:39:25.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelCould not be happier with Robert and his team. Their communication is excellent, their rates are competetive, and they truly work with your best interest at the forefront. With Robert, its clear that I wasn't just another number.CChristopher M.Marfa - TXPosted on 2026-01-05T17:50:11.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team made things so easy. They were very communicative throughtout the entire process. This is the second time Ive worked with Robert and I constantaly recomend my friends.KKimberly A. W.HOUSTON - TXPosted on 2025-12-25T20:20:54.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI had a very smooth and positive closing experience with Robert Spiegel and the team at First Horizon. Robert was knowledgeable, responsive, and made the entire process feel seamless from start to finish. He kept me informed at every step, answered all my questions with clarity, and ensured everything was handled efficiently. It’s rare to find a mortgage banker who combines professionalism with genuine care, and Robert absolutely delivered. I’m grateful for the support and would confidently recommend him to anyone seeking a stress-free mortgage experience.SSean O.Posted on 2025-12-17T16:09:04.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelGreat experience working with them! 10/10 would recommend to anyoneSSean M. O.HOUSTON - TXPosted on 2025-12-17T16:08:32.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThis was my first time going through this process, and Robert and his team were absolutely amazing patiently walking me through every step of this laborious process. I hope not to have to do this again for a long time, but his team made it as pleasant as was humanly possible. 10/10 would recommend them to anyone.MMargaret B. P.Houston - TXPosted on 2025-12-11T13:50:52.000Z5.0 ★ ★ ★ ★ ★forRobert Spiegelrapid respons, great problem solving and quick turn around to closingGGabriela A.Posted on 2025-12-09T05:41:40.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelVery knowledgeable, great rates, amazing customer service.TTroy R.Richmond - TXPosted on 2025-12-09T05:40:58.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDena is amazing, very knowledgeable and trustworthy. She know her products well and explains in word we can understand making the decision process very easy. Communication flows flawlessly. You have an wonderful team.RRobert C. P.Houston - TXPosted on 2025-12-08T14:46:55.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelPersonal attention to my needs. Dedicated hard effort to resolve problems. Relatively quick to closing. Always available by phone.DDaniel A. M.Midland - TXPosted on 2025-12-05T14:39:19.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert has gone the extra mile for me on multiple occasions in multiple transactions. In doing so, he's provided a level of reliability that's been unmatched in my experience as a homeowner.AAlex T.Houston - TXPosted on 2025-11-24T22:06:19.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe communication and dialogue with Robert Spiegel and team was spectacular.CCarolina H.HOUSTON - TXPosted on 2025-11-19T17:02:46.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelCommunication was very effective, Dena was very responsive and excellent person to work with.UUrsula W. D.HOUSTON - TXPosted on 2025-11-14T21:55:20.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe entire team was very helpful and patient.DDylon D. A.Posted on 2025-11-03T16:50:50.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.DDylon D. A.Katy - TXPosted on 2025-11-03T16:50:35.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.KKatharine P.Houston - TXPosted on 2025-10-20T12:18:38.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team are fantastic! They have a client-first mentality and make sure we are getting the best deal. Big thank you!RRyan P.Houston - TXPosted on 2025-10-16T00:53:51.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert. He is thorough and knowledgeable. Cool and calm.LLorraine M. C.Spring - TXPosted on 2025-09-18T12:47:18.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThanks for everything!
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- MMelissa K.Posted on 2026-05-21T16:28:10.000Z5.0forRobert SpiegelRobert went above and beyond to close a difficult deal!
- MMelissa R. K.DALLAS - TXPosted on 2026-05-21T16:27:52.000Z5.0forRobert SpiegelRobert went above and beyond to close a difficult deal!
- CC D.Posted on 2026-05-20T00:02:01.000Z5.0forRobert SpiegelWorking with Robert and his team was an incredible experience from start to finish. As a first-time homebuyer, I had a lot of questions and uncertainty going into the process, but Robert made everything feel smooth and manageable. Dena and Stephanie were absolutely fantastic throughout—both were always quick to respond, incredibly helpful, and made sure I understood every step along the way. Their communication was top-notch, and I always felt like I was in good hands. On top of that, Robert was able to secure a very competitive rate, which made a huge difference. His guidance and support gave me confidence in every decision, and I truly felt like he had my best interests in mind. I can’t recommend Robert, Dena, and Stephanie highly enough. They made what could have been a stressful process feel seamless and even enjoyable. If you’re looking for a knowledgeable, responsive, and genuinely supportive mortgage team, you’re in great hands with them.
- CChad D.Houston - TXPosted on 2026-05-20T00:01:28.000Z5.0forRobert SpiegelWorking with Robert and his team was an incredible experience from start to finish. As a first-time homebuyer, I had a lot of questions and uncertainty going into the process, but Robert made everything feel smooth and manageable. Dena and Stephanie were absolutely fantastic throughout—both were always quick to respond, incredibly helpful, and made sure I understood every step along the way. Their communication was top-notch, and I always felt like I was in good hands. On top of that, Robert was able to secure a very competitive rate, which made a huge difference. His guidance and support gave me confidence in every decision, and I truly felt like he had my best interests in mind. I can’t recommend Robert, Dena, and Stephanie highly enough. They made what could have been a stressful process feel seamless and even enjoyable. If you’re looking for a knowledgeable, responsive, and genuinely supportive mortgage team, you’re in great hands with them.
- JJustin O.Posted on 2026-05-19T15:06:05.000Z5.0forRobert SpiegelRobert and his team were outstanding throughout the process. I am exceptionally grateful for their help!
- JJustin O.HOUSTON - TXPosted on 2026-05-19T15:05:50.000Z5.0forRobert SpiegelRobert and his team were outstanding throughout the process. I am exceptionally grateful for their help!
- GGillian E. R.BEDFORD - TXPosted on 2026-05-05T13:39:26.000Z5.0forRobert SpiegelRobert and Dena were incredible to work with!
- NNorelle L. B.HOUSTON - TXPosted on 2026-04-24T12:59:17.000Z5.0forRobert SpiegelOur experience with the loan approval process was excellent. Robert was professional, prompt, and communicated clearly throughout each step. He made the process smooth and efficient, and we truly appreciated his responsiveness and professionalism.
- BBrian E. B.HOUSTON - TXPosted on 2026-04-23T12:51:38.000Z5.0forRobert SpiegelDena is spectacular, and Robert is fantastic - no more needed to be said!
- NNancy J. K.HOUSTON - TXPosted on 2026-04-17T13:04:21.000Z5.0forRobert SpiegelDena Kubina was a wonderful help and support throughout the entire process.
- EEmily A. H.Bellaire - TXPosted on 2026-04-15T13:54:30.000Z5.0forRobert SpiegelRobert and His team were incredible! It was a seamless and simple process
- MMegan B.Houston - TXPosted on 2026-04-10T12:46:20.000Z5.0forRobert SpiegelThis is our second transaction with Robert. Robert and his team were highly communicative throughout the process, including helping us to navigate an 11th hour issue at the closing table! Would highly recommend!
- MMichael D. W.Mc Ewen - TNPosted on 2026-03-02T13:44:58.000Z5.0forRobert SpiegelWe had significant last minute changes due to surprise issues during final walkthrough. Robert and his team jumped on it and made sure we still made closing on time. They went above and beyond and were very professional and pleasant to work with throughout the process. I would definitely use them them again and recommend them to others. My real estate agent even made a point of saying how impressed she was with Robert and his team.
- MMagdalene P.Houston - TXPosted on 2026-02-25T21:33:20.000Z5.0forRobert SpiegelAmazing communication and easy to understand process
- KKaylee R. T.Alpine - TXPosted on 2026-02-25T17:59:42.000Z5.0forRobert SpiegelNo hangups, the process kept moving along the whole time.
- RRegina L. M.Houston - TXPosted on 2026-02-23T14:17:01.000Z5.0forRobert SpiegelDena was always in communication about what was happening now and next. She was able to answer questions for us even over the weekends.
- EEmily T.San Leon - TXPosted on 2026-02-13T02:19:45.000Z5.0forRobert SpiegelRobert and his staff communicate clearly and offer competitive rates as well as fees.
- DDavid M.Posted on 2026-02-09T16:23:58.000Z5.0forRobert Spiegel
- DDavid A. M. J.Houston - TXPosted on 2026-02-09T16:23:53.000Z5.0forRobert SpiegelRobert, Dena, and Stephanie are one fabulous team! Highly recommend for your mortgage!
- ZZachary T.Spring - TXPosted on 2026-02-06T14:05:52.000Z4.0forRobert Spiegelcustomer service
- MMichael G.Posted on 2026-02-04T16:01:16.000Z5.0forRobert Spiegel
- MMichael A. G.Houston - TXPosted on 2026-02-04T16:01:09.000Z5.0forRobert SpiegelDena, Robert, and Stephanie were a pleasure to work with.
- AAshli N. Y.Spring - TXPosted on 2026-01-22T13:39:25.000Z5.0forRobert SpiegelCould not be happier with Robert and his team. Their communication is excellent, their rates are competetive, and they truly work with your best interest at the forefront. With Robert, its clear that I wasn't just another number.
- CChristopher M.Marfa - TXPosted on 2026-01-05T17:50:11.000Z5.0forRobert SpiegelRobert and his team made things so easy. They were very communicative throughtout the entire process. This is the second time Ive worked with Robert and I constantaly recomend my friends.
- KKimberly A. W.HOUSTON - TXPosted on 2025-12-25T20:20:54.000Z5.0forRobert SpiegelI had a very smooth and positive closing experience with Robert Spiegel and the team at First Horizon. Robert was knowledgeable, responsive, and made the entire process feel seamless from start to finish. He kept me informed at every step, answered all my questions with clarity, and ensured everything was handled efficiently. It’s rare to find a mortgage banker who combines professionalism with genuine care, and Robert absolutely delivered. I’m grateful for the support and would confidently recommend him to anyone seeking a stress-free mortgage experience.
- SSean O.Posted on 2025-12-17T16:09:04.000Z5.0forRobert SpiegelGreat experience working with them! 10/10 would recommend to anyone
- SSean M. O.HOUSTON - TXPosted on 2025-12-17T16:08:32.000Z5.0forRobert SpiegelThis was my first time going through this process, and Robert and his team were absolutely amazing patiently walking me through every step of this laborious process. I hope not to have to do this again for a long time, but his team made it as pleasant as was humanly possible. 10/10 would recommend them to anyone.
- MMargaret B. P.Houston - TXPosted on 2025-12-11T13:50:52.000Z5.0forRobert Spiegelrapid respons, great problem solving and quick turn around to closing
- GGabriela A.Posted on 2025-12-09T05:41:40.000Z5.0forRobert SpiegelVery knowledgeable, great rates, amazing customer service.
- TTroy R.Richmond - TXPosted on 2025-12-09T05:40:58.000Z5.0forRobert SpiegelDena is amazing, very knowledgeable and trustworthy. She know her products well and explains in word we can understand making the decision process very easy. Communication flows flawlessly. You have an wonderful team.
- RRobert C. P.Houston - TXPosted on 2025-12-08T14:46:55.000Z5.0forRobert SpiegelPersonal attention to my needs. Dedicated hard effort to resolve problems. Relatively quick to closing. Always available by phone.
- DDaniel A. M.Midland - TXPosted on 2025-12-05T14:39:19.000Z5.0forRobert SpiegelRobert has gone the extra mile for me on multiple occasions in multiple transactions. In doing so, he's provided a level of reliability that's been unmatched in my experience as a homeowner.
- AAlex T.Houston - TXPosted on 2025-11-24T22:06:19.000Z5.0forRobert SpiegelThe communication and dialogue with Robert Spiegel and team was spectacular.
- CCarolina H.HOUSTON - TXPosted on 2025-11-19T17:02:46.000Z5.0forRobert SpiegelCommunication was very effective, Dena was very responsive and excellent person to work with.
- UUrsula W. D.HOUSTON - TXPosted on 2025-11-14T21:55:20.000Z5.0forRobert SpiegelThe entire team was very helpful and patient.
- DDylon D. A.Posted on 2025-11-03T16:50:50.000Z5.0forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.
- DDylon D. A.Katy - TXPosted on 2025-11-03T16:50:35.000Z5.0forRobert SpiegelRobert and his team were great. Both Robert and Dena took the time to call us on multiple occasions to walk us through each detail of our loan and make sure it made sense to us.
- KKatharine P.Houston - TXPosted on 2025-10-20T12:18:38.000Z5.0forRobert SpiegelRobert and his team are fantastic! They have a client-first mentality and make sure we are getting the best deal. Big thank you!
- RRyan P.Houston - TXPosted on 2025-10-16T00:53:51.000Z5.0forRobert SpiegelRobert. He is thorough and knowledgeable. Cool and calm.
- LLorraine M. C.Spring - TXPosted on 2025-09-18T12:47:18.000Z5.0forRobert SpiegelThanks for everything!