Account and Service Fees - First Horizon Bank
Account and Service Fees
Learn more about the service charges, fees, and balance requirements for our consumer deposit accounts.

Checking Accounts Service Charges


TotalView Checking
Monthly Service Charge $40
Requirements to Refund Monthly Service Charge Maintain a $25,000 average daily balance in eligible consumer checking accounts, AND make at least one direct deposit or bill payment per statement cycle, AND any one of the following three options:
  • $100,000 average daily balance in total First Horizon deposits (checking, savings, CD, IRA) + wealth balances; or
  • $50,000 outstanding balances in Home Equity and Mortgage loans held in First Horizon's portfolio; or
  • $5,000 monthly debit and/or credit card purchase transactions
View and print the TotalView Checking Account Service Fee Guide


SmartView Checking
Monthly Service Charge $15
Requirements to Refund Monthly Service Charge At least one direct deposit or bill payment per statement cycle AND one of the following:
  • $5,000 average daily balance in your SmartView Checking account
  • $25,000 average daily balance in consumer deposit accounts (checking, savings, CD, IRA)
  • 25 First Horizon credit card purchase transactions
View and print the SmartView Checking Account Service Fee Guide


FirstView Checking
Monthly Service Charge $0
View and print the FirstView Checking Account Service Fee Guide


Savings Accounts Service Charges


Money Market Savings
Combined balances¹ of $5,000 or more No charge
Combined balances¹ of less than $5,000 $9 per month


Traditional Savings
Daily balance of $250 or more all quarter No charge
Daily balance below $250 $5 per quarter
Charge for each withdrawal exceeding three per quarter, if your average daily balance for the quarter is less than $250 $2


Minimum Opening Deposits
Checking $50
Savings $50
IRA Accounts $100
Add-On CD $500
CD $1,000


Other Fees & Services
All fees below are standard. Please see product specific information for exceptions.
Dormant Fee: Imposed on checking accounts with balances under $5,000 if there have been no deposits or withdrawals in 1 year. Savings accounts are not assessed a dormant fee. $5 per month
First Horizon / Allpoint ATM Usage Fees: When you use your First Horizon debit card for deposits, cash withdrawals, and most balance inquiries in a First Horizon or Allpoint ATM in the United States. No charge
Non-First Horizon / Non-Allpoint ATM Useage Fees: If you use your First Horizon debit card in a non-First Horizon or non-Allpoint ATM in the United States. Additional fees will apply for international use and may vary. If you use your First Horizon debit card in a non-First Horizon or non-Allpoint ATM, the owner of that ATM (or the network it uses) might also surcharge you to use its machine. $3 for each account transaction and each balance inquiry
QuickStatements®: Printout of your last ten transactions and available balance from a First Horizon ATM. $2 each
Overdraft / Returned Item Fee $37 each
Charge Back Check Fee: Charged for each item you deposit into your account (for example: a check from a third party) that is then returned to us unpaid. $16 each
Stop Payment Requests $37 each


Statements
eStatements: Receive and review your account statements online. No Charge
Paper Statements: If you choose to receive your checking account statement in the mail with front-only images of your checks.
Savings accounts are not charged a paper statement fee.
$2 per month
Digital Banking No charge
Bill Pay Online No charge
Mobile Banking No charge
Cashier's Check $8
Legal Action Processing Fee $100
Account Research and Records $3 per item
Statement Printout $2 per request


Domestic Wire Transfers
Incoming $15
Outgoing $25


International Wire transfers
Incoming $15
Outgoing $55

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