First Horizon’s liquidity management approach is part of a comprehensive, enterprise-wide system of risk governance, measurement, management and reporting.

From the board to the business unit, we have established accountabilities, control processes, procedures and a management governance structure designed to align risk management with risk-taking throughout the company.

The control procedures are aligned with four areas of governance including internal measures like specific risk committees, organizations and business unit practices, as well as independent assurance functions, to ensure our organization continues to evaluate the risk/return and earnings volatility with shareholder value.

Click here to learn more about our risk management structure and approach, beginning on page 86, or liquidity risk management, beginning on page 93.

Our credit ratings³ are investment grade, indicating an ability to navigate a variety of economic environments. You can read more about the credit ratings below.

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States federal government and insures all types of deposits received by a financial institution in its usual course of business. FDIC-insured deposits are backed by the full faith and credit of the United States federal government. The current standard maximum deposit insurance amount has been permanently increased to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Learn more.