
Robert M. Spiegel
Vice President, Mortgage Loan Officer
Experience
- Working in the mortgage industry since 2003
- Currently focused on providing Conventional, FHA, VA and USDA loans with specialization in physician and JUMBO product loans
Education
- Babson College, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #198315
- Board Member, Houston Mortgage Bankers Association
What clients are saying
LLorraine M. C.Spring - TXPosted on 2025-09-18T12:47:18.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThanks for everything!EEnrique G.Posted on 2025-02-01T00:33:10.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelIt was a pleasure to work with The Spiegel Group team. Robert, Dena, Michel and the rest were attentive to every detail and kept us and our realtor informed every step of the process. They not only moved efficiently, starting with a fast pre approval, then throughout to make sure we could close on the house we wanted. They also worked around our travel schedule and a busy December. It is a very dynamic market out there and it was great to have a reliable ally by our side!LLisa S.Posted on 2024-11-15T22:54:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThis is my third time working with The Spiegel Group. Each time is always pleasant and professional, everything done correctly in a timely manner, providing a seamless closing. I highly recommend!JJames P.Posted on 2024-04-23T21:06:58.000Z5.0 ★ ★ ★ ★ ★forRobert Spiegel1st time home buyer with little knowledge of the buying process and the team here couldn't have been more understanding and helpful. We closed in 30 days but they had everything taken care of after just a couple weeks. Website is great, and easy to use/upload documents. The team also worked tirelessly to give us the best interest rate possible for which we are very happy.EEmily H.Posted on 2024-04-23T21:03:16.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert is truly the most kind, knowledgeable expert in the lending business. He was so responsive, and treated me like I was his only client. He offers personalized, quality service while also offering incredibly valuable guidance and support. I would recommend him to anyone buying a home or refinancing.HHannah B.Posted on 2024-04-23T20:58:25.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWorked with Robert and Dena to buy my first home and they were absolutely amazing!!! Answered any question that I had and made the process super easy! Never knew I would be so comfortable buying for first time and feel so educated while doing it! Really appreciate the entire team and could not recommend them more!PPhilip A. L. B.Posted on 2023-03-20T21:16:48.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team could not have been more helpful and supportive in this entire process. They were communicative, responsive and knowledgeable. I highly recommend working with them, we wouldn't work with any one else.BBeatrice B.Posted on 2023-03-14T01:01:02.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe Spiegel Group team are outstanding. They provided information, support, advice, and services to support me with my home purchase all with grace and efficiency. I would recommend them without hesitation.IIctzel B.Posted on 2023-03-09T06:06:06.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelIt was a pleasure to have worked with Robert, Angela and Dena, they are awesome! They were always super helpful, professional, and fast responsive. They answered all of my questions and got to the bottom of things even when it seemed frustrating. I am so so so grateful to have worked with them during my first home buying process. I’m actually going to miss them 🥹 but I know we will stay in touch for future purchases and refinancing. Thank you guys!! 💜BBrandon B.Posted on 2023-02-21T17:58:05.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelExcellent service with The Spiegel Group!SSusanne S.Posted on 2022-12-13T21:17:16.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe best in the business! The Spiegel Group has helped many of my buyer and they go above and beyond. They educate, communicate and get the deal closed.SSusan B. M.Posted on 2022-12-13T20:52:35.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team are responsive, knowledgeable and offer very competitive rates!GGarcia F.Posted on 2022-12-13T17:12:36.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team have been a dream to work with both personally and professionally. They are quick to respond, excellent problem solvers, and always 10 steps ahead of schedule. I would highly recommend them to anyone.RRyan A.Posted on 2022-07-27T21:49:43.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe worked with Robert and his awesome team on our investment property out in West Texas. This closing came with many challenges but the team always had a solution to offer. Dena and Angela are incredibly knowledgeable, great communicators, always on top of things, and fun to work with. The overall experience was great and we wouldn’t have closed on time without the hard work and dedication of the entire team. I’d absolutely recommend, especially if you’re looking to purchase in West Texas!BBonnie M.Posted on 2022-01-24T16:56:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelTTessa H.Posted on 2021-12-10T16:43:10.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe just completed our second loan with Robert and his team and once again were so impressed by the quality of service. Robert proactively reached out to me to let me know that it may be a good time to refi our mortgage. Sure enough we qualified for a lower interest rate, but what REALLY impressed me was that when our appraisal came back unreasonably low, Robert took the time to find comps and fight for a higher appraisal. He managed to get our appraisal $120,000 (!!!!!) higher than the original appraisal! This allowed us to get out of PMI, no longer need to escrow and just generally put us in a much better position. Can't thank Robert and his team (Ann & Dena were also a dream to work with) enough!mmelissa S.Posted on 2021-12-08T22:39:32.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI have used the Spiegel Group for three transactions and would highly recommend them. I received compliments on their quick and easy process from my title agent and from my realtor.PPeter D.Posted on 2021-12-02T22:38:08.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and his team were extremely helpful and professional throughout our refinance process. This included a few unusual circumstances. We would definitely use them again in the future.MMitch S.Posted on 2021-11-11T17:51:40.000Z4.0 ★ ★ ★ ★forRobert SpiegelGreat and Speedy service as usualGGeoffrey D.Posted on 2021-11-09T23:28:00.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and team were wonderful. They were so thorough and amazing. I highly recommend.CCharles F.Posted on 2021-11-09T22:21:17.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and team were very resourceful and advised us of all of our options and the pros and cons of each. I've recommended them to many of my friends and will continue to do so.MMaxwell S. (.Posted on 2021-10-08T17:40:44.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI recently closed on my first home and used the Spiegel Group to obtain financing, and the service I received went above and beyond what I ever could have expected. I highly recommend the Spiegel Group to anyone in the market for financing. Everyone I worked with throughout the process was extremely responsive and friendly, and they alway took time answer my questions in detail. When I requested to close a week earlier than initially planned, they immediately got to work and communicated with all parties involved to make it happen. I will definitely use them again in the future.SSean S.Posted on 2021-09-30T03:52:55.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThe team at The Spiegel Group is absolutely fantastic. They helped my fiancé and I close on our first home together and the process could not have gone smoother. Ann was quick to respond, knowledgeable, and eager to help. Dena was a god send for us as far as explaining the process and what we would need to do. We couldn't have asked for a better experience! Highly recommend!!!HHenry G.Posted on 2021-09-24T18:13:52.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelFrom the very beginning, The Spiegel Group (Republic State Mortgage) was very attentive to our needs. What impressed me the most was their continuous communication throughout the mortgage process. I applaud their superb customer service, and would recommend them to everyone. I am on happy customer. Keep up the great work!JJack H.Posted on 2021-09-21T18:12:20.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI have been working with Robert and his team for many years - as an appraiser and borrower. Their knowledge, professionalism, attention to detail and efficiency set them apart. Highly recommend.CCassandra W.Posted on 2021-09-20T19:17:56.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelKKatie B.Posted on 2021-06-28T16:39:33.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI recently worked with Robert and his team on the purchase of my first home. The entire process was seamless, easy and stress free. The online system made it easy to upload the documents required and sign any disclosures needed. I heard from different team members consistently throughout my transaction based on where I was in the lending process. Ann, Karen and Stephanie made sure each of my questions were answered thoughtfully, thoroughly and in a timely manner. I would highly recommend working with Robert and his team as they ensure the process is seamless from pre-approval to post closing.AArjay&Rosemary V.Posted on 2021-06-26T21:40:09.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe just completed our second loan in 3 years with Republic. Robert and his team have superior service. During the initial process Karen explained all options to us and the team was very detailed in everything they needed in order to have a smooth close. Republic will be my first call the next time I need a mortgage loan.RRussell M.Posted on 2021-06-10T14:58:29.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe had an excellent experience with The Speigel Group and highly recommend them! We had an initial Zoom meeting with Robert, who got to know our individual situation and clearly explained the process. Once we submitted the documentation, we worked with Karen and Ann all the way through closing. They made themselves available to us in the evenings and even during the Memorial Day weekend, as there were some unexpected complications right before closing. They reassured us, found unique solutions, and ultimately made it happen. We're moving into our dream home because of this team, and I'm certain now that who you use in the lending process matters a great deal. If you use The Speigel Group, you won't ever feel like just a number and you will get the individual attention needed to get the loan funded. This team is excellent, and I highly recommend them.JJamie R.Posted on 2021-06-06T13:31:50.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert & team make the mortgage/refinance process as simple and stress free as I've ever experienced. Highly, highly recommended!JJade V.Posted on 2021-05-20T15:32:02.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelAs a first time home buyer, I felt supported throughout the entire process by my loan processors at the Spiegel Group. I would highly recommend the Spiegel Group to my friends and family.CCrystal B.Posted on 2021-04-29T22:15:33.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelVery easy to work with, organized, patient, and quick to respond. Dena and Ann were amazing! We appreciated them making this process run efficiently and smoothly. Would highly recommend!JJordan S.Posted on 2021-04-25T13:45:44.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelWe obtained our original loan and refinance with Republic State Mortgage - The Spiegel Group. They were friendly, helpful, and responsive throughout the process. There's A LOT of paperwork as you'd imagine with this type of transaction, but their systems make it fairly easy. We'd use them again and recommend them to others.RRobert H.Posted on 2021-03-30T20:18:40.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelGreat group for home mortgage. Very helpful for new buyers and able to communicate incredibly quick - made me feel like I was their only client.CC B.Posted on 2021-03-30T12:31:49.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelRobert and the team are great to work with. Knowledgable with ability to explain in detail, if needed. If you are a first time home buyer, or refinancing, the Robert Spiegel team is great!RRyan Y.Posted on 2021-03-29T19:11:42.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThis will have been my 2nd time to use The Spiegel Group. Great experience and very professional / personable staff helping out in all facets. Thanks!AArturo P.Posted on 2021-01-20T15:01:57.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelI love Dena. She explains everything very detailed and takes care of you if you have any questions regarding any cost or charge. Very helpful. No problems with this company.LLeah T.Posted on 2021-01-12T23:32:11.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelExcellent service! Robert met with us on zoom, discussed various options, and was so knowledgeable about the ins and outs of refinancing. His staff was always quick to answer any questions or clarify any issues. We highly recommend Robert Spiegel and staff at Republic State Mortgage.MMelissa K.Posted on 2021-01-11T19:46:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelDDawn L.Posted on 2020-12-24T16:47:21.000Z5.0 ★ ★ ★ ★ ★forRobert SpiegelThey did an excellent job getting our re-fi done in a timely manner and with no hiccups in the process. They made it very easy to get everything completed. Thank you!!
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- LLorraine M. C.Spring - TXPosted on 2025-09-18T12:47:18.000Z5.0forRobert SpiegelThanks for everything!
- EEnrique G.Posted on 2025-02-01T00:33:10.000Z5.0forRobert SpiegelIt was a pleasure to work with The Spiegel Group team. Robert, Dena, Michel and the rest were attentive to every detail and kept us and our realtor informed every step of the process. They not only moved efficiently, starting with a fast pre approval, then throughout to make sure we could close on the house we wanted. They also worked around our travel schedule and a busy December. It is a very dynamic market out there and it was great to have a reliable ally by our side!
- LLisa S.Posted on 2024-11-15T22:54:21.000Z5.0forRobert SpiegelThis is my third time working with The Spiegel Group. Each time is always pleasant and professional, everything done correctly in a timely manner, providing a seamless closing. I highly recommend!
- JJames P.Posted on 2024-04-23T21:06:58.000Z5.0forRobert Spiegel1st time home buyer with little knowledge of the buying process and the team here couldn't have been more understanding and helpful. We closed in 30 days but they had everything taken care of after just a couple weeks. Website is great, and easy to use/upload documents. The team also worked tirelessly to give us the best interest rate possible for which we are very happy.
- EEmily H.Posted on 2024-04-23T21:03:16.000Z5.0forRobert SpiegelRobert is truly the most kind, knowledgeable expert in the lending business. He was so responsive, and treated me like I was his only client. He offers personalized, quality service while also offering incredibly valuable guidance and support. I would recommend him to anyone buying a home or refinancing.
- HHannah B.Posted on 2024-04-23T20:58:25.000Z5.0forRobert SpiegelWorked with Robert and Dena to buy my first home and they were absolutely amazing!!! Answered any question that I had and made the process super easy! Never knew I would be so comfortable buying for first time and feel so educated while doing it! Really appreciate the entire team and could not recommend them more!
- PPhilip A. L. B.Posted on 2023-03-20T21:16:48.000Z5.0forRobert SpiegelRobert and his team could not have been more helpful and supportive in this entire process. They were communicative, responsive and knowledgeable. I highly recommend working with them, we wouldn't work with any one else.
- BBeatrice B.Posted on 2023-03-14T01:01:02.000Z5.0forRobert SpiegelThe Spiegel Group team are outstanding. They provided information, support, advice, and services to support me with my home purchase all with grace and efficiency. I would recommend them without hesitation.
- IIctzel B.Posted on 2023-03-09T06:06:06.000Z5.0forRobert SpiegelIt was a pleasure to have worked with Robert, Angela and Dena, they are awesome! They were always super helpful, professional, and fast responsive. They answered all of my questions and got to the bottom of things even when it seemed frustrating. I am so so so grateful to have worked with them during my first home buying process. I’m actually going to miss them 🥹 but I know we will stay in touch for future purchases and refinancing. Thank you guys!! 💜
- BBrandon B.Posted on 2023-02-21T17:58:05.000Z5.0forRobert SpiegelExcellent service with The Spiegel Group!
- SSusanne S.Posted on 2022-12-13T21:17:16.000Z5.0forRobert SpiegelThe best in the business! The Spiegel Group has helped many of my buyer and they go above and beyond. They educate, communicate and get the deal closed.
- SSusan B. M.Posted on 2022-12-13T20:52:35.000Z5.0forRobert SpiegelRobert and his team are responsive, knowledgeable and offer very competitive rates!
- GGarcia F.Posted on 2022-12-13T17:12:36.000Z5.0forRobert SpiegelRobert and his team have been a dream to work with both personally and professionally. They are quick to respond, excellent problem solvers, and always 10 steps ahead of schedule. I would highly recommend them to anyone.
- RRyan A.Posted on 2022-07-27T21:49:43.000Z5.0forRobert SpiegelWe worked with Robert and his awesome team on our investment property out in West Texas. This closing came with many challenges but the team always had a solution to offer. Dena and Angela are incredibly knowledgeable, great communicators, always on top of things, and fun to work with. The overall experience was great and we wouldn’t have closed on time without the hard work and dedication of the entire team. I’d absolutely recommend, especially if you’re looking to purchase in West Texas!
- BBonnie M.Posted on 2022-01-24T16:56:21.000Z5.0forRobert Spiegel
- TTessa H.Posted on 2021-12-10T16:43:10.000Z5.0forRobert SpiegelWe just completed our second loan with Robert and his team and once again were so impressed by the quality of service. Robert proactively reached out to me to let me know that it may be a good time to refi our mortgage. Sure enough we qualified for a lower interest rate, but what REALLY impressed me was that when our appraisal came back unreasonably low, Robert took the time to find comps and fight for a higher appraisal. He managed to get our appraisal $120,000 (!!!!!) higher than the original appraisal! This allowed us to get out of PMI, no longer need to escrow and just generally put us in a much better position. Can't thank Robert and his team (Ann & Dena were also a dream to work with) enough!
- mmelissa S.Posted on 2021-12-08T22:39:32.000Z5.0forRobert SpiegelI have used the Spiegel Group for three transactions and would highly recommend them. I received compliments on their quick and easy process from my title agent and from my realtor.
- PPeter D.Posted on 2021-12-02T22:38:08.000Z5.0forRobert SpiegelRobert and his team were extremely helpful and professional throughout our refinance process. This included a few unusual circumstances. We would definitely use them again in the future.
- MMitch S.Posted on 2021-11-11T17:51:40.000Z4.0forRobert SpiegelGreat and Speedy service as usual
- GGeoffrey D.Posted on 2021-11-09T23:28:00.000Z5.0forRobert SpiegelRobert and team were wonderful. They were so thorough and amazing. I highly recommend.
- CCharles F.Posted on 2021-11-09T22:21:17.000Z5.0forRobert SpiegelRobert and team were very resourceful and advised us of all of our options and the pros and cons of each. I've recommended them to many of my friends and will continue to do so.
- MMaxwell S. (.Posted on 2021-10-08T17:40:44.000Z5.0forRobert SpiegelI recently closed on my first home and used the Spiegel Group to obtain financing, and the service I received went above and beyond what I ever could have expected. I highly recommend the Spiegel Group to anyone in the market for financing. Everyone I worked with throughout the process was extremely responsive and friendly, and they alway took time answer my questions in detail. When I requested to close a week earlier than initially planned, they immediately got to work and communicated with all parties involved to make it happen. I will definitely use them again in the future.
- SSean S.Posted on 2021-09-30T03:52:55.000Z5.0forRobert SpiegelThe team at The Spiegel Group is absolutely fantastic. They helped my fiancé and I close on our first home together and the process could not have gone smoother. Ann was quick to respond, knowledgeable, and eager to help. Dena was a god send for us as far as explaining the process and what we would need to do. We couldn't have asked for a better experience! Highly recommend!!!
- HHenry G.Posted on 2021-09-24T18:13:52.000Z5.0forRobert SpiegelFrom the very beginning, The Spiegel Group (Republic State Mortgage) was very attentive to our needs. What impressed me the most was their continuous communication throughout the mortgage process. I applaud their superb customer service, and would recommend them to everyone. I am on happy customer. Keep up the great work!
- JJack H.Posted on 2021-09-21T18:12:20.000Z5.0forRobert SpiegelI have been working with Robert and his team for many years - as an appraiser and borrower. Their knowledge, professionalism, attention to detail and efficiency set them apart. Highly recommend.
- CCassandra W.Posted on 2021-09-20T19:17:56.000Z5.0forRobert Spiegel
- KKatie B.Posted on 2021-06-28T16:39:33.000Z5.0forRobert SpiegelI recently worked with Robert and his team on the purchase of my first home. The entire process was seamless, easy and stress free. The online system made it easy to upload the documents required and sign any disclosures needed. I heard from different team members consistently throughout my transaction based on where I was in the lending process. Ann, Karen and Stephanie made sure each of my questions were answered thoughtfully, thoroughly and in a timely manner. I would highly recommend working with Robert and his team as they ensure the process is seamless from pre-approval to post closing.
- AArjay&Rosemary V.Posted on 2021-06-26T21:40:09.000Z5.0forRobert SpiegelWe just completed our second loan in 3 years with Republic. Robert and his team have superior service. During the initial process Karen explained all options to us and the team was very detailed in everything they needed in order to have a smooth close. Republic will be my first call the next time I need a mortgage loan.
- RRussell M.Posted on 2021-06-10T14:58:29.000Z5.0forRobert SpiegelWe had an excellent experience with The Speigel Group and highly recommend them! We had an initial Zoom meeting with Robert, who got to know our individual situation and clearly explained the process. Once we submitted the documentation, we worked with Karen and Ann all the way through closing. They made themselves available to us in the evenings and even during the Memorial Day weekend, as there were some unexpected complications right before closing. They reassured us, found unique solutions, and ultimately made it happen. We're moving into our dream home because of this team, and I'm certain now that who you use in the lending process matters a great deal. If you use The Speigel Group, you won't ever feel like just a number and you will get the individual attention needed to get the loan funded. This team is excellent, and I highly recommend them.
- JJamie R.Posted on 2021-06-06T13:31:50.000Z5.0forRobert SpiegelRobert & team make the mortgage/refinance process as simple and stress free as I've ever experienced. Highly, highly recommended!
- JJade V.Posted on 2021-05-20T15:32:02.000Z5.0forRobert SpiegelAs a first time home buyer, I felt supported throughout the entire process by my loan processors at the Spiegel Group. I would highly recommend the Spiegel Group to my friends and family.
- CCrystal B.Posted on 2021-04-29T22:15:33.000Z5.0forRobert SpiegelVery easy to work with, organized, patient, and quick to respond. Dena and Ann were amazing! We appreciated them making this process run efficiently and smoothly. Would highly recommend!
- JJordan S.Posted on 2021-04-25T13:45:44.000Z5.0forRobert SpiegelWe obtained our original loan and refinance with Republic State Mortgage - The Spiegel Group. They were friendly, helpful, and responsive throughout the process. There's A LOT of paperwork as you'd imagine with this type of transaction, but their systems make it fairly easy. We'd use them again and recommend them to others.
- RRobert H.Posted on 2021-03-30T20:18:40.000Z5.0forRobert SpiegelGreat group for home mortgage. Very helpful for new buyers and able to communicate incredibly quick - made me feel like I was their only client.
- CC B.Posted on 2021-03-30T12:31:49.000Z5.0forRobert SpiegelRobert and the team are great to work with. Knowledgable with ability to explain in detail, if needed. If you are a first time home buyer, or refinancing, the Robert Spiegel team is great!
- RRyan Y.Posted on 2021-03-29T19:11:42.000Z5.0forRobert SpiegelThis will have been my 2nd time to use The Spiegel Group. Great experience and very professional / personable staff helping out in all facets. Thanks!
- AArturo P.Posted on 2021-01-20T15:01:57.000Z5.0forRobert SpiegelI love Dena. She explains everything very detailed and takes care of you if you have any questions regarding any cost or charge. Very helpful. No problems with this company.
- LLeah T.Posted on 2021-01-12T23:32:11.000Z5.0forRobert SpiegelExcellent service! Robert met with us on zoom, discussed various options, and was so knowledgeable about the ins and outs of refinancing. His staff was always quick to answer any questions or clarify any issues. We highly recommend Robert Spiegel and staff at Republic State Mortgage.
- MMelissa K.Posted on 2021-01-11T19:46:21.000Z5.0forRobert Spiegel
- DDawn L.Posted on 2020-12-24T16:47:21.000Z5.0forRobert SpiegelThey did an excellent job getting our re-fi done in a timely manner and with no hiccups in the process. They made it very easy to get everything completed. Thank you!!