A great introductory rate along with First Horizon Bank Visa Classic benefits makes this a smart choice for consolidating your financial life with First Horizon Bank.*

Card Features

• No annual fee
• Credit lines starting up to $5,000
• 0% introductory rate for the first 12 months, after that variable APRs currently 15.25% to 20.25% on purchases and balance transfers*
• Can be linked to checking for overdraft protection
• Compatible with Apple Pay^® for convenient purchases
• Fraud alerts quickly notify you of any suspicious or unauthorized activity on your card.
• Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help help limit or prevent unauthorized use.

Card Benefits

• Auto rental insurance
• Warranty Manager Service
• Travel & Emergency Assistance Service
• Worldwide acceptance
• 24-hour account access through ATMs
• Protection Against Unauthorized Charges, offering you 24-hour fraud detection and contact information. Get verified by Visa for an extra layer of online security.

Interest Rates

See Terms and Conditions

• 0% Introductory Rate for the first 12 months on purchases and balance transfers, adjusting to variable APRs, currently 15.25% to 20.25%*
• Your APR on cash advances will be a variable rate, which is currently 21.00%*
• Minimum Interest Charge: If you are charged interest, the charge will be no less than $.50

Fees

See Terms and Conditions

• Cash Advance Fee: 4% of each new Cash Advance but the fee will not be less than $10 per transaction
• Late Payment Fee: Up to $35
• Over Limit Fee: $0
• Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
• Balance Transfer Fee: 4% of each new Balance Transfer but the fee will not be less than $10 per transaction**
• Return Payment Fee: Up to $35

Apply Now

Not a Digital Banking customer? Print an application and apply at a branch near you.