A great introductory rate along with First Horizon Bank Visa Classic benefits makes this a smart choice for consolidating your financial life with First Horizon Bank.*

Card Features

• No annual fee
• Credit lines starting at $1,000
• 0% introductory rate for the first 12 months, after that variable APRs, currently 15.00% to 19.00% on purchases and balance transfers*
• Can be linked to checking for overdraft protection
• Compatible with Apple Pay^® for convenient purchases
• Fraud alerts quickly notify you of any suspicious or unauthorized activity on your card
• Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use

Card Benefits

• Warranty Manager Service
• Travel & Emergency Assistance Service
• Worldwide acceptance
• 24-hour account access through ATMs
• Protection against unauthorized charges, offering you 24-hour fraud detection and contact information. Get verified by Visa for an extra layer of online security

Interest Rates

See Terms and Conditions

• 0% Introductory rate for the first 12 months on purchases and balance transfers, adjusting to variable APRs, currently 15.00% to 19.00%*
• Your APR on cash advances will be a variable rate, which is currently 21.00%*
• Minimum interest charge: If you are charged interest, the charge will be no less than $.50

Fees

See Terms and Conditions

• Cash Advance Fee: 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
• Late Payment Fee: Up to $35
• Over Limit Fee: $0
• Foreign Currency Conversion Fee: 3% of each transaction converted to U.S. dollars
• Balance Transfer Fee: 4% of each new Balance Transfer, but the fee will not be less than $10 per transaction**
• Return Payment Fee: Up to $35

Apply Now

Not a First Horizon customer? Please call 800-615-1933 or visit a banking center near you to apply.