Mortgage Application Checklist

Help streamline your application process with this checklist and turn your homeowner dreams into reality.

Income Verification

  • Pay stubs – copy of most recent 30-day period
  • Personal tax returns – past two years, including W-2s, K-1s, etc.
  • Include business federal tax returns if self-employed
  • Child/alimony – court printout of six months' cancelled checks
  • Award letters for Social Security and 1099s for disability income

Assets

  • Bank statements – copies of all accounts for the last two months (all pages)
  • Retirement accounts – copies for the past two months (all pages)
  • Investment statements – copies for the past two months (all pages)

Additional Information

  • Copy of driver’s license or state/government ID
  • Divorce decree, if applicable

If you are purchasing a home

  • Purchase agreement with legal property description signed by all parties
  • If you are currently renting, provide a rental history to include landlords’ names and numbers

If you are refinancing

  • Copy of warranty deed
  • Copy of survey of property
  • Copy of current mortgage payment coupon
  • Copy of title insurance and name of closing company
  • Copy of hazard (homeowner’s) insurance or agent’s name and phone number

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