Mortgage Application Checklist
Help streamline your application process with this checklist and turn your homeowner dreams into reality.
Income Verification
- Pay stubs – copy of most recent 30-day period
- Personal tax returns – past two years, including W-2s, K-1s, etc.
- Include business federal tax returns if self-employed
- Child/alimony – court printout of six months' cancelled checks
- Award letters for Social Security and 1099s for disability income
Assets
- Bank statements – copies of all accounts for the last two months (all pages)
- Retirement accounts – copies for the past two months (all pages)
- Investment statements – copies for the past two months (all pages)
Additional Information
- Copy of driver’s license or state/government ID
- Divorce decree, if applicable
If you are purchasing a home
- Purchase agreement with legal property description signed by all parties
- If you are currently renting, provide a rental history to include landlords’ names and numbers
If you are refinancing
- Copy of warranty deed
- Copy of survey of property
- Copy of current mortgage payment coupon
- Copy of title insurance and name of closing company
- Copy of hazard (homeowner’s) insurance or agent’s name and phone number
