Help streamline your application process with this checklist and turn your homeowner dreams into reality.

Income Verification

• Pay stubs – copy of most recent 30-day period
• Personal tax returns – past two years, including W-2s, K-1s, etc.
• Include business federal tax returns if self-employed
• Child/alimony – court printout of six months' cancelled checks
• Award letters for Social Security and 1099s for disability income

Assets

• Bank statements – copies of all accounts for the last two months (all pages)
• Retirement accounts – copies for the past two months (all pages)
• Investment statements – copies for the past two months (all pages)

Additional Information

• Copy of driver’s license or state/government ID
• Divorce decree, if applicable

If you are purchasing a home

• Purchase agreement with legal property description signed by all parties
• If you are currently renting, provide a rental history to include landlords’ names and numbers

If you are refinancing

• Copy of warranty deed
• Copy of survey of property
• Copy of current mortgage payment coupon
• Copy of title insurance and name of closing company
• Copy of hazard (homeowner’s) insurance or agent’s name and phone number

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