Premier Plus Banking
Get a better savings rate and other benefits when you add Premier Plus Banking to your Premier Checking account.

Checking convenience

Get a better savings rate and other benefits when you add Premier Plus Banking  to your Premier Checking account. It's the account that puts the power of smart benefits to work for you, including:

  • Free ATM use anywhere in the U.S.*
  • Two overdraft fees waived per year
  • Free Digital Banking
  • A bonus rate on future CDs
  • Tiered interest – the higher your balance, the more you earn
  • 50% discount on a safe deposit box
  • Free standard wallet checks
  • No service charge on cashier's checks
  • Premier Plus $6 monthly service charge rebated with at least $25,000 combined deposit balances (checking, savings, bank IRA, CDs). This is in addition to a $12 monthly service charge for Premier Checking, which is rebated with at least $5,000 in combined deposit balances. Balances determined on statement closing date. 

Special rate bonus on Money Market Savings

As a Premier Plus customer, we give you a rate bonus** on your Money Market Savings account that's currently .05%**. That ensures that the savings rate you enjoy with your account will always be higher than our standard posted rate. If you don't have a Money Market Savings account now, be sure to ask for your Premier Plus rate bonus when you open one. See the rate comparison below.

Balance APY*** APY with Premier Plus**
$0 – $24,999 0.01% 0.06%
$25,000 – $49,999 0.02% 0.07%
$50,000 – $99,999 0.40% 0.45%
$100,000 – $249,999 0.50% 0.55%
$250,000+ 0.60% 0.65%


No penalty early CD withdrawal for personal hardships

If you're ever faced with a qualifying personal hardship and need quick access to your money, you can withdraw funds from a CD without penalty. Just let us know that it's a personal hardship. We'll take care of the rest and waive the penalty****.

Dedicated First Horizon Customer Service number

If you have questions about Premier Plus Banking, help is as close as your dedicated First Horizon Customer Service number. Call us toll-free at 888-598-6003. Your call will be answered on a high-priority basis, with options to speak with a representative or use our automated menus.

Overdraft Protection

Overdraft Protection life preserver
Protect your account from overdrafts with an overdraft protection plan.
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