First Horizon Bank Visa Signature
Enjoy signature rewards like travel, entertainment and merchandise with the Visa Signature® card.

Our Visa Signature® card offers a low 0% APR intro rate for 12 months, then adjusts to variable APRs, currently 13.00% – 18.00% for purchases and balance transfers. Also, there's no annual fee! See Terms and Conditions.

Card Features

  • Earn 15,000 bonus points when you spend $1,500 in the first 90 days**
  • Earn 2 points for every dollar spent in net purchases at restaurants and gas stations, and 1 point everywhere else!
  • Choose from a variety of redemption options, including:
    • Travel
    • Merchandise
  • Redemptions starting at 5,000 points. View Visa Signature® Guidelines for redemption information.
  • No Blackout dates – travel anytime, anywhere
  • It's easy to redeem points online or by phone at 844-297-3005
  • Compatible with Apple Pay® for convenient purchases
  • Fraud alerts quickly notify you of any suspicious or unauthorized activity on your card
  • Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use

Card Benefits


  • 0% Intro Rate for 12 months on purchases and balance transfers, adjusting to variable APRs, currently 13.00% – 18.00%*
  • Variable APR for cash advances, currently 20.75%*


See Terms and Conditions

  • Balance Transfer Fee: 4% of each new Balance Transfer, but the fee will not be less than $102
  • Cash Advance Fee: 4% of each new Cash Advance, but the fee will not be less than $10 per transaction
  • Late Payment Fee: Up to $35
  • Over Limit Fee: $0
  • Return Payment Fee: Up to $35

Apply Now

Not a First Horizon customer? Please call 800-615-1933 or visit a banking center near you to apply.

Redeem points

Find out how easy it is to earn and redeem Visa® Signature points.
Learn More

Checking Comparison

Checkbook with pen on top
Find your checking fit.
Learn More
Need more info?