Derek Emerson
Mortgage Loan Officer
Experience
- Working in the financial services industry since 1996
- Currently focused on providing residential mortgage loans, including construction to perm, government, veteran, portfolio, jumbo lending and loans for physicians and professionals
Education
- University of North Florida, BS
Professional Affiliations/Licenses
- Nationwide Mortgage Licensing System & Registry (NMLS) #453565
- VVishwas V.Windermere - FLPosted on 2024-11-28T13:46:43.000Z5.0forDerek Emersonwere in a pinch with a previous bank, changing the terms of mortgage on 6 to 8 hours before our closing date/time. Derek and his team came in and helped to close on the house within seven days which is a miracle. They were very efficient and a pleasure to work with.
- JJulien F.Posted on 2024-11-17T00:00:00.000Z5.0forDerek Emerson
- JJulien F.Houston - TXPosted on 2024-11-15T20:27:16.000Z5.0forDerek EmersonCommunication and availability
- PPooja A.Posted on 2024-10-15T00:00:00.000Z5.0forDerek Emerson
- MMichael A. A.Sapphire - NCPosted on 2024-09-30T17:30:34.000Z5.0forDerek EmersonEveryone we dealt with at First Horizon was professional, friendly, responsive and tenacious in dealing with any questions or issues that came up. From Derek Emerson to JayBrathwaite to Dee, Franceski, we could not have been treated better.
- SSreekanth M.Dallas - TXPosted on 2024-09-23T10:30:57.000Z5.0forDerek EmersonDerek is exceptional at what he does—highly knowledgeable and incredibly reliable. A big shoutout to his amazing team as well, especially Jay!
- PPooja A.Dallas - TXPosted on 2024-09-19T12:57:48.000Z5.0forDerek EmersonThe entire team including Derek worked very hard to meet deadlines. We are grateful for it.
- JJuan P. B. G.Boca Raton - FLPosted on 2024-09-14T14:21:44.000Z5.0forDerek EmersonGreat communication, expedited responses.
- JJennifer M.Blairsville - GAPosted on 2024-09-09T22:00:39.000Z5.0forDerek EmersonI have used loan officer Mr. Derek Emerson twice- the first time for my mortgage to buy a home and now most recently to refinance my mortgage. I refer to him as "the piranha guy" because he is super proactive in getting your business and beating any offer that you've previously received so that you will give him your business!!! He also does an amazing job explaining everything along the way, and once you agree to let him take over your loan, the process goes FAST!!! He wastes no time dilly-dallying around! He gets the job done! He also makes himself very available meaning he doesn't hesitate to call you or text you with updates at each step of the way, and responds quickly- often immediately- to calls, texts, and emails! He and his team are thorough and guide you in the process of obtaining documents, etc. If you need a loan, contact Mr. Derek Emerson! He will get it done for you! As a comparison, I was initially going to use mr. Cooper for my refinance because I had used them to refinance my mortgage on a previous home, but when I spoke to Mr. Emerson who helped me with the buying/mortgage of my current home, he was able to give me a much better deal than mr. Cooper! Mr. Emerson saved me over $6,000 in the refinancing costs compared to what mr. Copper offered me! AND Mr. Emerson and his team got the job done FAST!!!!- like in about 2 weeks!!!! And literally when mr. Copper called me to tell me they were in the process of getting me pre-approved, I was literally already ready to close on my loan with Mr. Emerson!!! Mr. Emerson is a PIRANHA (in a great way) when it comes to getting you the best deal and closing fast!!!! Go to Mr. Emerson for all of your mortgage/refinance/loan needs!!!
- RRandy S. S.Saint Augustine - FLPosted on 2024-08-16T12:13:33.000Z5.0forDerek EmersonDerek was excellent . In a time of app's and portals it was a great personalized experience All team members were top notch !.
- RRonald B.Posted on 2024-08-15T00:00:00.000Z5.0forDerek EmersonHelping me achieve the required credit score to secure the loan. Other banks just turned me down without a second chance, but they worked with me and advised me on what to do to improve my score. Thanks to them, I was able to purchase my first home.
- RRonald B. B. S.Winter Garden - FLPosted on 2024-08-04T23:15:55.000Z5.0forDerek EmersonHelping me achieve the required credit score to secure the loan. Other banks just turned me down without a second chance, but they worked with me and advised me on what to do to improve my score. Thanks to them, I was able to purchase my first home.
- CCatherine L. S.Saint Johns - FLPosted on 2024-07-23T16:08:57.000Z5.0forDerek EmersonEasy, smooth process with good communication
- JJames M.Posted on 2024-07-15T00:00:00.000Z5.0forDerek Emerson
- VValaree A. L.Punta Gorda - FLPosted on 2024-07-08T21:18:14.000Z5.0forDerek EmersonDerek and his team were a joy to work with. They were thorough and responsive and got me a great deal.
- SSteven R.Newberry - FLPosted on 2024-07-05T21:35:37.000Z5.0forDerek EmersonExcellent service. Smooth process.
- JJames E. M.Punta Gorda - FLPosted on 2024-07-02T04:17:17.000Z5.0forDerek EmersonVery pleased that Derek was able to make this process easy and stress free for my wife and I. We are both blessed that we made the right decision going with First Horizon, Thanks to Derek!
- FFawad Y.Miramar - FLPosted on 2024-06-24T15:27:20.000Z5.0forDerek EmersonDerek was excellent and on top of everything throughout the process! He is personable, friendly and very knowledgeable. Would recommend Derek to all my friends without any hesitation. Above all is a great human! Look forward to continue to work with him in future. Thank you!
- JJacob S.Posted on 2024-06-15T00:00:00.000Z5.0forDerek EmersonFirst Horizon was expedient, thorough, easy to work with, and consistent. We had a great experience with them and look forward to working with them for the entirety of the mortgage. Derek Emerson was fantastic. We have already referred a friend to him for their mortgage!
- JJacob A. S.Jacksonville - FLPosted on 2024-05-29T17:25:46.000Z5.0forDerek EmersonDerek was kind, patient, knowledgeable, and looked out for our well-being in the transaction. I would (and have already) recommend him to others in the future!
- MMark F. M. J.Atlanta - GAPosted on 2024-04-26T15:42:41.000Z5.0forDerek EmersonGreat job on the closing
- JJesse O.Posted on 2024-04-15T00:00:00.000Z5.0forDerek Emerson
- JJames H.Posted on 2024-04-15T00:00:00.000Z5.0forDerek Emerson
- SSuhail M.Posted on 2024-04-15T00:00:00.000Z5.0forDerek EmersonThey offered the lowest interest rate around and were able to close promptly.
- SSuhail M.Posted on 2024-04-08T17:19:55.000Z5.0forDerek EmersonThey offered the lowest interest rate around and were able to close promptly.
- SSuhail M.McDonough - GAPosted on 2024-04-08T17:19:06.000Z5.0forDerek EmersonHe did what he said he would do.
- HHina D.McDonough - GAPosted on 2024-04-08T12:33:40.000Z5.0forDerek EmersonHad a very smooth process through out.