FDIC-Insured - Backed by the full faith and credit of the US Government
“Our strong capital position, disciplined credit quality, and well-diversified, stable funding mix enable our business to navigate challenging industry dynamics and consistently serve our clients and communities in a seamless fashion. We have the people, platform, and ambition to continue on our growth journey.”
– Chairman, President and CEO Bryan Jordan
Since 1864, First Horizon has continuously served clients through changing economic conditions and financial environments.
Both our liquidity position as well as our capital reserves remain strong.
Our business model is well diversified by lines of business, geographically and by asset type, making our bank more resilient to market disruption.
As of 12/31/2025
BANKING CENTERS
412
BANKING CENTER STATES
12
ASSOCIATES
~7,400
ASSETS1
$83.9B
LOANS1
$64.2B
DEPOSITS1
$67.5B
The company holds a strong capital position
On the capital side, First Horizon conducts annual stress tests to ensure the company is able to maintain sufficient financial strength to meet client needs through an adverse financial cycle.
"First Horizon's 2026 stress test results reinforce the strength of our capital position and the resilience built into our business model," said Hope Dmuchowski, Chief Financial Officer. "Our ability to maintain a CET1 ratio of 9.3% and a loan loss rate less than half that of our peer median – even amid a scenario of severe recession and market stress – demonstrates the value of our diversified revenue streams and prudent risk culture. Through disciplined capital management and unwavering focus on our clients, we are well equipped to deliver on our commitments, sustain our dividend, and support economic opportunity in our communities, regardless of the environment."
We're driven by a passion to help the clients and communities we serve unlock their full potential with capital and counsel.
Banking products and services provided by First Horizon Bank. Member FDIC. Equal Housing Lender. NMLS #472329.
Trust services, including investment management services, provided by First Horizon Bank. First Horizon Wealth Management is the marketing name for wealth-related services available to First Horizon clients.
